Financial live water Hong Kong City!In the first August, the banks within Zhoukou provided a credit loan of 8.583 billion yuan in credit loans

Editor's note | Affected by the turbulence of the new crown pneumonia and the turbulence of the international situation, the domestic economic development environment is facing severe challenges. Financial survival is stable. Since this year, under the supervision of the Henan Banking Insurance Regulatory Bureau, Henan's banking insurance owners have been acting to accurately reach the entity, providing strong support for the economic development of the province.

How to stand up to stress and stabilize the economic market? From now on, Dahe Cai Cube has officially launched a series of reports of "Stabilizing the Economy's Henan Banking Insurance Industry in Henan Banking Insurance", which shows all aspects of measures and results in the financial industry to help the real economy.

[Dahe Daily · Dahecai Cube] (Reporter Xu Bingjie Wang Binjie) On September 26, the reporter learned that in order to improve the ability to accurately "drip irrigation" in Zhoukou's financial live water, Zhoukou Banking Supervision Bureau actively guided bank insurance institutions Focusing, improving service capabilities, expanding the coverage of the rescue of enterprises, actively organizing bank -enterprise docking in subdivisions such as specialized new enterprises, manufacturing four insurance enterprises, medium- and long -term loan projects, etc., expand the proportion of credit loans and " The first loan "covered.

In the first eight months of this year, the bank's financial institutions in Zhoukou had a cumulative 54,300 enterprises and individual industrial and commercial households provided credit loans of 8.583 billion yuan, an increase of 30.65%; the first loan of 28,400 companies and individual industrial and commercial households supported 6.191 billion yuan to support 6.191 billion yuan The total number of first loan households was 182,100, accounting for 37.05%of the city's loan households.

The first is the three lists depict the blueprint to strengthen the implementation of banking and enterprises. According to the outbreak of the Zhoukou Municipal Party Committee and Municipal Government's epidemic, the normalization of the national key project library manufacturing industry's medium- and long -term loan demand for the National Key Project Library of the Development and Reform Commission, the Zhoukou Banking Insurance Supervision Branch has screened the "specialized new" enterprise and the manufacturing industry four insurance enterprises. Three loan demand lists such as medium and long -term loan projects. The list is updated in accordance with the principle of "existing advancement and regular renewal", and the supplementary situation of the relevant list is updated.

At the same time, the branch requires the banking financial institutions to designate a special person to be responsible for the reception, finishing distribution, progress tracking, and results statistics of the banking. According to the situation of the list of enterprises, do a good job of docking work plan, improve the coverage and accuracy of the docking work, and achieve the realization The enterprise in the list "has special management, docking, feedback, and implementation."

The second is to create a financial service team and improve the ability of financial water droplets.该分局要求各银行业金融机构持续深入开展“行长进万企”活动，切实落实融资对接主体责任，通过“两问四送”等多种形式，结合问卷调查、电话短信、实地走访，与三The enterprises in Zhang Danlian conduct docking, in -depth the need for financing of enterprises, and establish a plan to support project reserve in batches. It is necessary to select "financial service teams" from multiple lines such as public, retail, inclusive, investment banking, and trade investment. Comprehensive financial service solutions such as scheme customization.

For enterprises that do not meet financing conditions for the time being, we must establish a long -term cooperation mechanism to help enterprises regulate financial management, enhance the credit level, and accelerate the transformation from "loan -free households" to "first loan households".

The third is to strengthen the collaboration of credit policies and push enterprises to benefit enterprises to relieve difficulties. The branch requires all banking financial institutions to organically combine the special operations of "Financial Living Water Run Port City" with the annual credit investment targets, inclusive financial services, and difficulties in helping enterprises to relieve difficulties, strengthen synergy, and achieve simultaneous progress. At the same time, in a timely manner, in accordance with the changes in the economic and financial situation and corporate demand, do a good job in the coordination of internal credit policies and external macro policies, and adjust policy measures in a timely manner.

In the promotion of work, we must pay attention to optimizing the credit structure and loan service methods. For the lack of pledged goods and the occurrence of the operation due to the occurrence of the epidemic, the decline in operation should be declining. In principle, scientific and reasonable setting loan elements, reducing excessive dependence on pledged pledge, and effectively improving the proportion of credit loans, credit gain and satisfaction of credit.

In the next step, the Zhoukou Banking Insurance Regulatory Bureau will continue to deepen the special actions of the financial and moisturizing port city to further improve the quality and efficiency of banking and enterprise financing docking.

Responsible editor: Tao Jiyan | Review: Li Zhen | Director: Wan Junwei

- END -