"Zheli Hui Minzhong" realizes full provincial coverage

Zhejiang News Customer Reporter Chen Ning, a trainee reporter Lin Xiaohui

"West Lake Yilian Insurance", "Zhejiang Libao", "Tianyong Ningbao" ... At present, these popular commercial supplementary medical insurance for the people of Zhejiang are released, and they are released by people's livelihood dividends. The reporter learned from the Provincial Medical Security Bureau that at present, 11 districts and cities in the province have launched the "Zheli Hui Minzhong" system to achieve full coverage of the provincial area. As of the end of August, the province's "Zheli Hui Minzi Insurance" insured reached 29.69 million, with an insurance insurance rate of 53%, and a renewal rate of 81%.

In 2020, the "Zheli Hui Minzhong" was established and promoted as a major reform project of a common prosperity demonstration zone in our province. The relevant person in charge of the Provincial Medical Guarantee Bureau said: "'Zheli Hui Min Insurance' overcomes the problems of high premiums and restrictions on the insurance conditions of traditional commercial health insurance, and strives to make the health insurance network 'pocket' to live more people's health."

Last year, under the guidance of the Hangzhou Medical Security Bureau, the city's five insurance companies formed a joint insurance to launch the "West Lake Yilian Insurance". This has no threshold and low -cost commercial supplementary medical insurance, which provides rich protection. Over the past year, the insurance amount of "West Lake Yilian Insurance" has increased from 3 million yuan to 3.15 million yuan, and children/college student premiums have fallen from 150 yuan to 100 yuan; And medical materials costs, etc.

Looking at the province, "Zheli Hui Minzhong" has a wide range of faces and low costs: not to set up the age, health status, past medical history, occupational type, household registration and other premiums; the basic premiums are about 100 to 100 to each year. 150 yuan.

The "medical insurance brain" that our province is building has built a better and convenient service system. The masses can achieve the integration of insurance settlement through the channels of "Zheli", Alipay, and WeChat.

It is reported that the province's "Zheli Hui Minzhong" is at the forefront of the country in terms of the number of insureds and insured rates. In 2021, the province's "Zheli Hui Minzhong" paid 6,153 yuan per capita. It is expected to reach 1,1505 yuan this year, and the maximum payment of a single person will reach 1.42 million yuan. In the past two years, a total of 4.15 billion yuan has been paid and 750,000 people have benefited.

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