The reform of the Jining Municipal Government's sex financing guarantee system is at the forefront of the province

Jining News Network (Reporter Li Zhihao) On June 21, the Jining Municipal Government News Office held a press conference to introduce the reform of the government financing guarantee system in Jining City, support the development of small and micro enterprises, "three, farmers" and strategic emerging industries. Happening.

This year, Jining City has formulated the "Implementation Opinions on Deepening the Reform of the Government financing guarantee system to support small and micro enterprises," three rurals, farmers "and strategic emerging industries." The county guarantee agency has realized integrated management, improved the mechanism of financial compensation compensation, premium subsidy, and fee reduction awards. Revitalization, manufacturing strong cities, and high -quality economic development are of great significance. As of the end of May 2022, the Jining City Guarantee Group added a new financing guarantee of 6.671 billion yuan, which was 11.81 times in the same period last year and ranked third in the province. Leap to the second place in the province. The reform of Jining City has been at the forefront of the province and has been fully affirmed by the Shandong Provincial Department of Finance and the Provincial Financing Guarantee Group.

Improve the government financing guarantee system

Efforts to build a government financing guarantee system with overall planning, up and down, and operating efficient operation, adhere to the quasi -public positioning, persist in reducing fees and benefits, reduce the threshold for guarantee services, effectively alleviate financing difficulties such as small and micro enterprises, "agriculture, rural areas," and other inclusive fields. In terms of financing, support the development of strategic emerging industries, and promote mass entrepreneurship and innovation. In order to solve the problem of "Xiao San Weaki" of county -level government financing guarantee agencies, the municipal government financing guarantee group has been formed to integrate five county government financing guarantee institutions. Encourage other counties (cities, districts) to increase capital into the city guarantee group in accordance with the scale of not less than 50 million yuan. The Municipal Guarantee Group actively increased financing for small and micro enterprises and the main body of the "agriculture, rural areas, and rural areas. Persist in reducing fees and benefits, reducing the average guarantee rate to less than 1%. Among them, small and micro enterprises with a single household guarantee amount of 5 million and below, and the guarantee rates collected by the "agriculture, rural" subjects are not exceeding 1%. Small and micro enterprises with a single household guarantee amount of more than 5 million yuan, "three three The main body of farming is not more than 1.5%in principle. From January to May 2022, the average guarantee rate of the Municipal Guarantee Group was 0.11%. Compared with the 2.5%market-oriented guarantee rate, it effectively reduced the cost of corporate financing by 360 million yuan.

Actively promote "silver -shaped" cooperation

Promote the establishment of a risk sharing mechanism for the establishment of government financing guarantee institutions and banking financial institutions. In principle, the ratio of banking financial institutions shall not be less than 20%. Wish loan and energy loan "long -term mechanism. Except for loan interest and guarantee fees, unreasonable fees shall be charged in the name of deposit, commitment fees, consulting fees, consulting fees, consulting fees, registration fees, and data fees to avoid increasing the burden on the enterprise. As of the end of May 2022, the Municipal Guarantee Group and its affiliated institutions signed the "28th" risk agreement with 32 banks, with a credit line of 36.27 billion yuan. Among them, there were 24 "total to the total" cooperation bank with a credit amount of 34.88 billion yuan. , Accounted for 96.2%of the total credit; 12.044 billion yuan in the "total" guarantee business in the insured "total", accounting for 86.67%of the total insurance.

Actively strive for central and provincial re -guarantee cooperation

In order to strengthen the construction of a government financing guarantee system, the Provincial Department of Finance and other departments implemented a list of list systems on the provincial government financing guarantee agencies. After joining the list of listing systems, the central and provinces will give re -guarantee sub -insurance to ensure that government financing guarantee agencies "be able to bear, wish, and dare to bear". In recent years, Jining City has actively strived to incorporate the management of the city guarantee group, the Huijin Guarantee Company of Yanzhou District, and the Liangshan County Caijin Guarantee Company into the management of the provincial list. The "through traffic" for financing and credit insurance for enterprises. At present, it is striving to include Zoucheng Rongxin's guarantee company into the provincial list management. On May 27 this year, the Jining Municipal Finance Bureau and the Municipal Guarantee Group successfully strived for a credit amount of 2022 re -guarantee in 2022, an increase of 5 billion yuan from 2021, an increase of 33.3%, and ranked first in the province. The municipal government's notification praise.

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