Zhejiang Commercial Bank's "minimalist sales" digital intelligence upgrade corporate fee control reduction 30%

"The soldiers and horses have not moved, and the grain is first." In the financial company of a large group in Jiangxi Province, the paper reimbursement order has been replaced. A set of online and intelligent minimalist reimbursement systems are running at a high speed of 24 hours. As one of the achievements of the digital construction of Zhejiang Commercial Bank, this fee control system covering the manufacturing, service industry, hospital and other industries can help enterprises reduce the reimbursement and reimbursement cycle in the development process of racing with time race. 30 %.

When the invoice full of financial rooms becomes 0 and 1 data, the business financial engine of the enterprise is ushered in change in the wave of intelligence. "Minimalial sales" is exactly the call of Zhejiang Commercial Bank in response to the call of digital reform in Zhejiang Province, and the full process fee control products developed around the needs of intelligent transformation of financial work. Intelligent "accelerate the results of corporate transformation.

New experience in digital intelligence services: three -step burden reduction control, paperlessness has brought efficiency improvement on the entire line

"I did not expect that in the past, the reimbursement of various invoices and lists to find people can be reviewed one by one. The application of minimalist reports in the enterprise has helped employees a great shortened by reimbursement, which has been shortened from the past 5 ~ 10 working days to 2 to 3 days, which has greatly improved the quality of financial work. Employee office efficiency.

As the company's "Governor Grain Officer", the financial department is the basic guarantee of the company's development. Although the main business of the enterprise is very different, fee control management is one of the common pain points. The traditional reimbursement process is complicated, the financial burden is significant, and the fee control is difficult to cut into the essence, making the sensitivity of the enterprise greatly reduced. According to the relevant person in charge of Zhejiang Commercial Bank, the bank's minimalist reporting products have changed the traditional reimbursement model, creating digital intelligence functions such as full -scale budget control, automatic invoice inspection, and robotics review to achieve one -stop paperless reimbursement, helping enterprises green Office and smart charge control.

After a large group financial company in Jiangxi Province applied to the minimalist sales system of Zhejiang Commercial Bank, the product started with budget control and assisted by functions such as OCR identification and invoice inspection to achieve paperless reimbursement for the full process. The company's employees only need to complete the three steps: attachment upload, linkage filling the order, and confirm information to get the reimbursement online. The finance department also needs to be quickly reviewed, one -click payment, and links to the account, and the work can be completed in three steps.

It is reported that Zhejiang Commercial Bank's minimalist and sales products have been applied in dozens of group enterprises, covering many industries such as manufacturing, service industry, business enterprises, financial industries, construction industries, Internet, and hospitals, including listed companies, central enterprises, urban commercial banks Waiting for many large, medium -sized enterprises, and creatively opened the "employee's non -advancement, not invoicing, no reimbursement, an enterprise's account, a invoice, one payment" model.

New experience of digital intelligence operation: use "five automatic" to solve the "three difficulties" in invoices and control

A new energy technology company in Suzhou is a joint -stock company that integrates product R & D, manufacturing, and sales. The person in charge of the company's finance said that there is no system for invoice control is a very "painful" thing. He summarized this as "three difficulties": collection difficulties, reviewing difficulties, and management difficulties.

Today, the "three dilemma" in his mouth is no longer difficult. Like the new energy technology company, nearly a hundred companies in the country have more than a hundred industries in the country to experience the full process of invoice control and control of minimalist sales of Zhejiang Commercial Bank. During the operation, minimalist sales products have achieved "five automatic" invoices for automatic collection, automatic identification, automatic inspection, automatic check, and automatic collection of databases. After applying this product, nearly 95%of the enterprise's invoice does not need to be collected by hand, and the average manual process of about 1.5 ~ 2.5 minutes is shortened to a few seconds. Invoice management has become history.

New experience of digital intelligence management: open up the platform barrier and realize the full -process electronic archives management

The three major problems of collecting complicated, tedious archives, and heavy management have troubled countless enterprises. The minimalist sales after digital intellectual upgrades are committed to changing this situation. Today, minimalist sales have been launched on the electronic management function of accounting files. After breaking the platform barrier, it can implement classification and collection and automatic matching of archives, including the image of paper material, the original file identification and storage of electricity tickets, etc., to achieve automatic collection of voucher files with more than 90%.

In 2021, the State Archives Bureau, together with the Ministry of Finance, the Ministry of Commerce, and the State Administration of Taxation, launched the third batch of electronic reimbursement of electronic invoices, reimbursement, and archives of electronic invoices. Taking this as an opportunity, Zhejiang Commercial Bank realizes the direct reinforcement of invoices on the "Zhejiang Touch" platform. This year, in order to further improve the archives management work, Zhejiang Commercial Bank participated in the pilot work of the electronic voucher accounting data standards, and completed the full seven types of accounting vouchers such as minimalist sales automatic docking value -added tax invoices, bank returns, bank bills, and electronic payment books. Process transformation.

"We start from the SAAS model from financial sharing services to provide enterprises with financial control solutions for business travel, car, reimbursement, salary and other scenarios." Said the relevant person in charge of Zhejiang Commercial Bank.

From 1.0 to 2.0 to the current digital intelligence exploration, more and more intelligent and convenient minimalist sales give more companies to enjoy digital services.The reform of the financial characteristics of Zhejiang Commercial Bank's "Zhizhi Zhejiang Bank" is also reflected here.With the pace of the Zhejiang Commercial Bank constantly breaking the problem and actively embracing the tide of digital reform, in the future, it will continue to dig deeper into practice and commit to providing financial technology for corporate digital intelligence.Text/Xie Shang Daily Economic News

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