[Micro Video] Increased surface expansion and videos to reduce the credit of small and medium -sized enterprises in Gansu

The reporter learned from the recent financial support "Small and Medium and Micro -Enterprise Litter Development" press conference that the Gansu Banking Regulatory Bureau has led the banking insurance industry to support small and micro enterprises and individual industrial and commercial households to stabilize enterprises and restore development. In the first eight months of this year, the credit of small and medium -sized enterprises in the province continued to maintain a good trend of increased quantity, surface expansion, and price decline.

Data show that as of the end of August, the balance of loans of small and medium -sized enterprises in the province was 1.14 trillion yuan, an increase of 11.34%year -on -year. Among them, the balance of small and micro enterprises was 697.4 billion yuan, an increase of 12.15%year -on -year, which was 6.19 percentage points higher than the growth rate of various loans. The number of individual industrial and commercial household loans was 193,200 households, and the loan balance was 37.6 billion yuan, an increase of 17.62%year -on -year.

The financing costs of small and micro enterprises have continued to decline. The interest rates of small and micro enterprises, inclusive small and micro enterprises in the province are 4.87%and 5.48%, respectively, down 80 and 39 BP (base points) from the beginning of the year. The interest rate decreased by 109 BP (base points) from early 2020, the lowest history.

From January to August, the cumulative banking institutions were 892,400 small and micro enterprises, and individual industrial and commercial households such as market entities to reduce costs of 1.172 billion yuan. Insurance guarantee is 46.4 billion yuan, and the payout expenditure is 9.97 million yuan. The insurance demand for small and micro enterprise insurance with different production, life and business scenarios is met.

By strengthening guidance and combined with Gansu reality, finding a promising point to focus on the focus of the policy, focusing on key areas. This year, the bank insurance institutions of our province have strong and effective but supporting small and micro enterprises to relieve difficulties and resume development.

At the end of August, 5,449 newly added small and micro enterprises in the province, and the number of new loans of small and micro enterprises of legal entities accounted for 29%, an increase of 6.9%from the beginning of the year. Yuan, a year -on -year increase of 28.63%; small and micro enterprises for medium and long -term loans of 477.7 billion yuan, accounting for 68.49%, an increase of 11.5%year -on -year. The small and micro enterprises have no balance of renewal loans of 60.5 billion yuan. The loan structure of small and micro enterprises is more reasonable, and the inclusiveness is fully demonstrated. At the end of August, the balance of small and micro enterprises in industries such as accommodation, catering, wholesale and retail, and transportation, which was seriously affected by the epidemic, loan balances of small and micro enterprises such as small and micro enterprises such as small and micro enterprises, a year -on -year increase of 11%. (Reporter Zhang Dingyue Zhao Hongjie, a reporter from Gansu Radio and Television General Station)

Source: visual audiovisual Gansu client

Edit: Wang Xuexiang Responsible: Zhu Wang School Trial: Xu Minzhi

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