50 million yuan Trust wealth management extension Hangzhou Jiebai said to strengthen financial investment risk control

24Sep

Reporter Wu Wenjing a year ago, Hangzhou Xiebai subscribed to the "National Trust Trust · Dongxing 870 Guomao Nanjing specific asset income collection fund trust plan" (hereinafter referred to as "Dongxing 870" trust plan ), The trust plan should have expired on September 2nd this year, but the company waited for the news that the redemption was extended. On September 23, Hangzhou Jiebai announced that because the "Dongxing 870" trust plan financier failed to perform its debt according to contract, the State Trust decided to postpone the financing period under the trust plan for one year as a whole. At the same time, Guotong Trust has added three new credit measures for the trust plan. Two "Stepping Thunder" trust wealth management trace back. On August 30, 2021, the Board of Directors of Hangzhou Jiebai consulted and approved the "Proposal on the use of idle funds to purchase trust products", agreed to subscribe to the "Dongxing 870" trust plan, the amount, the amount, the amount, the amount, the amount, the amount, the amount, the amount, the amount, amount, It is 50 million yuan, the establishment date is September 2, 2021, with a period of 12 months, and the expected income is 7.2%. At that time, Hangzhou Xiebai said that the purpose of entrusted financial management was to improve the efficiency of funds and increase income. Using the company's own mobile funds will not affect the normal development of the company's main business and the use of daily operating funds. According to the latest announcement, as of September 22, 2022, for this investment, Hangzhou Jiebai has only recovered the principal of 693,700 yuan, investment income of 2.91 million yuan, and the remaining principal of 49.306 million yuan has not yet been recovered. At present, the trust plan is planned to be adjusted to September 2, 2023. In this regard, Hangzhou Xiebai stated that it would urge the state's communication to closely track the status of financiers and projects, and pay the remaining investment principal and interest to the company as soon as possible. In addition, the principal mortgage rate of the mortgage guarantee under the trust plan was 22.10%, and the mortgage rate was low. The risk response arrangements made by the National Trust Trust increased the security margin of the subsequent payment of the trust plan, and the risk was relatively controllable. In fact, before the trust wealth management "stepped on the mine", Hangzhou Jiebai also experienced another storm. In July 2021, the board of directors of Hangzhou Xiebai reviewed and approved the submission of the "National Trust Trust · Dongxing 890 Sunac 1890 Project Collection Fund Trust Plan" (hereinafter referred to as "Dongxing 890"). The period is 12 months and the expected income is 7.2%. But this investment is not smooth sailing. On June 30 this year, Hangzhou Jiebai disclosed announcement that the financier under the trust plan failed to pay the repurchase price and repurchase premium to the trust of the trust in accordance with the contract depends on the contract. His behavior has constituted a substantial default. Fortunately, the investment in the end was stable, and the company announced on July 26 that although the actual income obtained by the trust was reduced by 25.34%compared with the expected income, the principal of 50 million yuan has been fully recovered. Hangzhou Jiebai said that in order to prevent the investment risks of real estate trust products, the company has suspended real estate trust product investment since September 2021. As of September 22, 2022, the number of trust products invested by the company was 1, namely the "Dongxing 870" trust plan. Listed companies' financial management is more prudent Hangzhou Jiebai is a well -known department store retail company in Hangzhou. The company believes that to purchase wealth management products with idle funds on the premise of ensuring the need for daily operations, it can play a role in improving the efficiency of funds. Regarding the extension of the payment related to the trust plan, Hangzhou Xiebai also emphasized that the company's board of directors will urge the company's management to strengthen the safety assessment of the use of its own funds to invest in wealth management products, strengthen the tracking and evaluation of the purchase of wealth management products, and ensure that the entrustment of financial management management The principal is safe to safeguard the rights and interests of the company and all shareholders. IPG China Chief Economist Bo Wenxi told the reporter of the Securities Daily, "Listed companies must be prioritized with liquidity and safety in the investment portfolio and product configuration with idle funds to avoid risk exposure to avoid risk exposure Later, it caused major losses to the company. "Data from Oriental Fortune Choice shows that as of September 23, a total of nearly 2,800 A -share listed companies were entrusted to financial management. The subscription amount exceeded 330 billion yuan. Low -risk bank wealth management. "Since the trust product breaks the rigid redemption, the enthusiasm of listed companies to buy trust has declined." Wu Suwei, a researcher at the research institute and private wealth manager Wu Suwei, told the Securities Daily, "" Listed companies have considered the security of funds for consideration of capital security. , Promote a large amount of funds for structural deposits and bank financial management, and securities company financial management. "Su Xiaorui, a senior analyst of the financial industry, said," In the long run, listed companies should reasonably allocate assets according to their own resource endowment and risk tolerance capabilities. It is not advisable to pursue short -term yields, let alone deviate from the main business to invest too much resources into high -risk investment. "

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