The bank of Liangshan issued 225 million yuan for the small and micro "first loan households" blood transfusion of blood transfusion |

Cover Journalist Xi Qinling Zhouyi

Profile reporter Luo Shihuan's picture is provided by the respondent

At present, the world economy is facing multiple crises, the national macroeconomic environment is complex and severe, and the pressure of demand shrinkage, supply impact, and expected weakness continues to appear. In this context, our province is going to work hard to build the economy, and the extraordinary measures to ensure the operation steadily, and strive to complete the annual economic and social development goals and tasks.

For the construction of the economy, finance should be transmitted to the enterprise, and the Liangshan Prefecture of the "EMU" is developing rapidly. In order to "serve agriculture, farmers, serve the real economy", and alleviate the difficulty of small and micro enterprises, the Agricultural Bank of China Liangshan Branch has vigorously carried out special actions of "first loan cultivation" and adopted measures such as policy facilities, digital finance, and reducing expenses to help small and micro enterprises solve solutions Financing problem. As of now, the bank has issued 225 million yuan for the first loan households.

Since the beginning of this year, Huidong County Zhongda Concrete Company has loaned two models from Agricultural Bank. Wang Jutao, the person in charge of the company, told the cover reporter: In recent years, Liangshan has been in a period of rapid development. Its company has never thought of loaning from banks before this year from Nanchong to Liangshan 4 years ago. There are more and more engineering projects received in Huidong County, so don't mention how happy he is. However, several projects this year were affected by the epidemic situation. The operating conditions of the subcontracting unit were not very good, and there was a problem with the capital transfer of funds, which led to the low efficiency of the company's receipt. Building projects to purchase sandstones, cement and other supplies need to be paid in time. The company felt the pressure from funds for the first time.

I heard that the Liangshan Branch of the Agricultural Bank of China has launched a policy for the rescue of the first loan households. With a trial attitude, Wang Jutao's company submitted the application and related materials to the Agricultural Bank. Two weeks later, the company received 3 million Yuan's first funds solved the company's urgent urgent. This month, his company borrowed 6 million yuan again, and basically solved the payment of 5 project project materials. Although the epidemic has not completely dispersed, he was not worried that the company's business would be affected by the issue of capital.

According to the person in charge of the relevant business department of the Agricultural Bank of China Liangshan Branch, in recent years, the Agricultural Bank of China Liangshan Branch has focused on "serving agriculture, farmers, serving the real economy", and vigorously carried out special actions for "first loan cultivation" to provide customers with down payment E loans, tax E loans, account E E, account E E E, account E E A variety of financing products such as loan, mortgage E loan, and political collection E loan and the "total" guarantee method of innovative innovations help small and micro enterprises to solve financing problems. Taking tax e -loans as an example: As long as the market subject has paid taxes, banks and tax systems can evaluate the loan amount through big data comparisons. Customers can quickly obtain loans through online banking operations, with a maximum loan of 3 million yuan. After becoming the first loan households of the Agricultural Bank, with the development of customers, they can continue to apply for loans from the bank, and use other products or "total" guarantee methods to obtain more loans to meet the production and operation needs of market entities.

According to reports, the current market entities have more demand for funds, mainly concentrated in small and micro enterprises such as accommodation, catering, construction engineering and transportation. The demand for a single loan is about 1 million yuan. Operate. Since 2022, Agricultural Bank of Agricultural Bank of Liangshan Branch has cultivated 192 inclusive small and micro -lending households, with a cumulative loan of 225 million yuan.

- END -