For illegal fundraising, Henan Banking Insurance Regulatory Bureau issued risk prompts

According to the website of Henan Banking Insurance Bureau on September 22, the Henan Banking Insurance Bureau issued a risk prompt on preventing illegal fund -raising.

Recently, criminals have used high -interest "financial management" or hype social hotspots such as "Yuan Universe" and "virtual currency" to deceive the public property of public property. Using "high returns" to cause public investment interest, once the capital chain breaks, it will roll the model, and the investor's blood is indifferent. The Henan Banking Insurance Regulatory Bureau hereby reminds the majority of financial consumers: Do not easily believe in the so -called high -interest "financial management", "Yuan Universe, NFT, Virtual Currency Investment". Bait, pay attention to protecting personal information and purchase financial products through regular channels.

The first is to use "high interest temptation" to make illegal fundraising. Criminals are prone to pretend to be staff members of financial institutions, forging their identity documents, work documents and financial institutions related qualification certificates to deceive the trust of consumers, and then recommend "high -interest financial management" and "high -interest deposits" to consumers, and promise products to take into account both income. And safety. Because consumers are confused by the so -called "endorsement of financial institutions" and "high interest rates", the alertness has declined, and it is easy to purchase "high interest financial management" and "high interest deposit". This kind of illegal fund -raising often pays interest on schedule in the early stage. After the funding to reach a certain scale, the constipation transfer funds or absconded with the payment, which causes investors and consumers to suffer large losses.

The second is illegal fundraising for hype social and policy hotspots. Criminals follow the concepts of virtual game production and operations related to the "Yuan Universe" related virtual game production and operations with the hotspots of social and policy hotspots, and issue virtual currency in the virtual game world. Great value -added space. Especially the "Yuan Universe Virtual Real Estate" speculation has become typical. By labeling the price label to the virtual land and house, the public encourages the public to use virtual currency land and buy and sell real estate. Posted by investor funds.

The third is illegal fund -raising of "pension fraud". The seventh national census results show that the population of China over 60 years of age accounts for more than 18%, and the aging level of population will be further deepened in the future. The criminals see the "business opportunities" here, and often use fictional high -end pension services and pension investment as a cover. To the elderly groups, they promise to participate in project investors in advance to obtain high returns each year, enjoy the priority residential rights and lifelong beds of the elderly, etc. , Supplemented by the promotion meeting, visiting "pension bases" and other means to deceive the trust of elderly groups and raise funds. Usually, with the form of MLM, the elderly relatives and friends around them participated in the "project" investment, and continuously developed offline to form an illegal interest chain.

In response to the endless and recruited illegal fund -raising scams, the Henan Banking Insurance Regulatory Bureau solemnly reminds the majority of financial consumers:

(1) Keep in mind that "will not drop pie in the sky", be sure to keep your "money bag". When investing in financial management, financial consumers must check whether the business scope of the business license of the enterprise includes issuing wealth management products, investing and managing investor property, whether enterprises have obtained financial investment related financial licenses or approved by the financial management department; Do not believe that the so -called "stable earnings" and "high yields, zero risks" lies, high returns must be accompanied by high risk. You are greedy for interest, scammers, your principal, do not invest in the temptation of high yields.

(2) Enhance personal information security awareness in daily life, treat the contract signing section carefully, do not sign investment financial management agreements with the individuals of banks and insurance practitioners, sign on the blank contract, and do not provide ID cards, bank card numbers, passwords, and verification codes at will Important information, do not log in to strange websites at will, do not click on strange links at will, do not scan strange QR codes at will, in order to prevent personal information from being used, abused or illegally used by scammers, and even endangering personal reputation and capital security.

(3) Keep alert to the new illegal fund -raising routine, keep calm about the current hype of popular concepts, and never be confused by new things. Any new thing is binding with investment and financial management, and there are scams. We must learn to polish the nature of illegal fundraising, pay more attention to the prompt of illegal fund -raising risks issued by government departments and financial institutions, and report complaints in time if they encounter suspected illegal fundraising behavior. ⑦

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