Big policy!Zhangzhou implements a house purchase subsidy!Reduce two sets of provident fund down payment

Author:Straits Herald Da Zhangzhou Time:2022.06.22

recently

Zhangzhou introduced 52 aspects of 52 solid policies and measures to stabilize the economy.

Among them, it involves real estate,

Some personal housing loans are delayed repayment time,

Purchase subsidies for buyers who buy new commercial housing (family),

Shorten the time for housing mortgage loans,

The main construction progress can apply for pre -sale permits to reach the ground floor and above. Adjust and optimize the compensation method of house demolition and resettlement, and encourage the adoption of a new model of "monetary compensation+house purchase subsidy". If the employee family purchases a new commercial housing application housing provident fund loan belongs to the second application or purchase the second home of the family, the city's down payment ratio is uniformly adjusted to not less than 30%.

Original title: Interpretation of the "Notice of the People's Government of Zhangzhou City on the Printing and Distribution of Zhangzhou City to Implement the Implementation Plan for the Economic Package Policy and Measures"

Recently, the city has issued the "Implementation Plan for the Implementation of a Policy and Measures for the Economic Package" (hereinafter referred to as the "Implementation Plan"). The background and main content are interpreted as follows:

Background

In order to resolutely implement the decision -making deployment of the Party Central Committee and the State Council, and the work arrangements of the provincial party committee and provincial government, in accordance with the important requirements of "the epidemic should be defended, the economy must stabilize, and the development is safe", the implementation of the country's large -scale economic large -scale TV telephone conference The spirit and the State Council and the provincial government solidly stabilize the economic package of policies and measures, strive to stabilize growth, stabilize market entities, protect employment, promote economic operation in a reasonable range, and formulate the implementation of the "Implementation Plan" in combination with the actual situation of our city.

main content

The "Implementation Plan" has increased the difficulty of rescue the rescue of the market, the stable supply chain of the industry chain, the greater efforts to maintain employment, expand the effective investment, promote consumer demand, fully stabilize foreign trade and stabilize foreign capital 52 measures are proposed in 8 aspects.

(1) Strengthen the difficulty of relieving the rescue of the market, and a total of 11 measures

(1) Implementation of VAT support policies

The time for large enterprises such as manufacturing and other 6 major industries to refund the amount of tax retention at one time will be advanced from October to June; from July, more industries such as wholesale and retail industries have implemented the existing and incremental retention tax refund policy Essence

(2) Accelerate the progress of fiscal expenditure

Strictly implement the direct financial funding mechanism, and strengthen budget execution management and project funds allocation management.

(3) Increase financing support support

Encourage government financing guarantee institutions to provide financing support for market entities such as small and medium -sized enterprises, individual industrial and commercial households such as small and medium -sized enterprises, and individual industrial and commercial households that meet the conditions. 35%adjustment to no less than 25%.

(4) Increase government procurement support for small and medium -sized enterprises

Adjust the price review of small and micro enterprises, increase the proportion of price deduction of cargo service procurement projects from 6%-10%to 15%-20%; large and medium -sized enterprises and small and micro enterprises form a consortium or large and medium -sized enterprises to subcontract small and micro enterprises to small and medium -sized enterprises. In order to increase the amplitude of the review from 2%-3%to 4%-6%.

(5) Implement the policy of lowering stages and slowing social insurance premiums

Under the premise of ensuring that various social insurance benefits are paid in full and full payment, all small and medium -sized enterprises who are temporarily difficult for production and operation to be in accordance with the epidemic in the area of ​​eligible areas, and individual industrial and commercial households who participate in insurance in the form of units will be used. The payment part of the insurance unit will be implemented at the end of 2022.

(6) Implement the policy of exemption from related industries for related industries

Implement the provincial government's policies for exemption from the 2022 local water conservancy construction fund, including the provincial government.

(7) Strengthen financial support for the trapped market entities

Encourage banking agencies to be eligible to be trapped market entities and people who have temporarily lost the source of income from the affected situation of the epidemic, and take a reasonable delay in the repayment time and extend the loan period for their own business loans, personal housing loans, consumption loans and other loans. , Without repayment of renewal loans, the extension of the repayment of the dating date in principle does not exceed the end of 2022.

(8) Optimize credit services

During the epidemic prevention and control period, the overdue credit business that failed to repay due to the impact of the epidemic was determined by the access agency. Related overdue loans could not be submitted for overdue records.

(9) Improve the ability and level of inclusive small and micro financial services

Guide enterprises and banking financial institutions to actively connect with the provincial seventh provincial -level 10 billion yuan of small, medium and micro enterprises to rescue production and increase production special funds for loans; strive to increase the balance of inclusive micro -loan throughout the year.

(10) Promote optimizing loan interest rates

Continue to make reasonable benefits from the real economy, and strive to reduce the average interest rate level of loans at the end of the year (BP).

(11) Accelerate the pace of financing in the capital market

Guide eligible enterprises listed, financing and reinstalizing financing on the domestic and overseas exchanges, promoted the listing of the New Third Board listed enterprises on the Beijing Stock Exchange, and supported it in accordance with the Shanghai -Shenzhen Stock Exchange's listing rewarding standards; encouraged municipal state -owned state -owned enterprises Issuing and eligible private enterprises issued debt financing; for the first time they purchase the equity investment fund management institutions and securities institutions such as equity investment funds in Zhangzhou, they will give appropriate rewards or subsidies.

(2) The supply chain of the industry chain is stable, with 7 measures in total

(1) Reduce the cost of water for enterprise water and power mesh

Comprehensively implement the policy of "non -stop supply" of water consumption, electricity, and gas consumption, set up a 6 -month fee for a 6 -month cost, and exempt the arrears fees during the slow payment period. 10%policy. (2) Promote the rents of the main house of the market in stages

If a state -owned enterprise rents and reacted to other property units to small and micro enterprises, individual industrial and commercial households, and individuals engaged in service industry and production and operation activities, deducting the rental amount paid by state -owned enterprises must pay to the original property unit, the remaining part will be given to the actual leased. The number of monthly reductions is implemented with reference to the current policy; the renters can be reduced and exempted from rent and exemption.

(3) Promote the resumption of labor in the industrial chain supply chain enterprise

Establish and improve the risk monitoring mechanism of the industrial chain supply chain, strengthen the provincial and ministerial industry chain supply chain supply chain "white list" guarantee services; actively build a production and sales docking platform.

(4) Ensure that transportation and logistics are smooth

Optimizing the traffic prevention service of freight vehicles, without approval, shall not block or close highways, ordinary highways, and channel ships without authorization. It is strictly forbidden to separate rural roads in the county.

(5) Increase support for logistics hubs and logistics companies

Implement the provincial and municipal logistics related policies, increase the support of online freight platform enterprises; do a good job of the implementation of 100 billion yuan of transportation and logistics re -loan policies in Zhangzhou.

(6) Strengthen financial support for related industries

Focusing on retail trades, transportation, logistics, cultural tourism, accommodation and catering, etc., the epidemic affected by more serious affected industries and enterprises, accurately provides support for bailout loans.

(7) Support construction enterprises to make bigger and stronger

Guide Zhangzhou's leading enterprises and central enterprises to form a consortium to expand the fields of urban orbit, large bridge tunnels, subway and other fields. Priority recommendation to participate in high -quality projects.

(3) Greater to maintain employment, a total of 4 measures

(1) Implementation of employment tax support policies

For the entrepreneurial business of poverty alleviation and independent employment retired soldiers, and the recruitment of the above -mentioned personnel, in accordance with the limited standards stipulated in Fujian Province, the value -added tax, urban maintenance and construction tax, educational surcharge, local education additional and income tax.

(2) Improve rural poverty alleviation labor employment and entrepreneurial support policies

Promote the expansion of employment with work generations, and support the construction and management of poverty alleviation. When the agricultural -related project construction and management and protection areas, the local rural labor force, especially to absorb poverty alleviation, to participate in project construction; The main body and employment assistance workshop absorb the employment of poverty alleviation.

(3) Implementation policy stabilization policy

The proportion of returning large -scale enterprises from the stable job from 30%to 50%; eligible insurance enterprises will issue one -time reserved training subsidies in accordance with the standard of 500 yuan per person in the insurance employee; If the graduates of the year of graduation, the signing of labor contracts for more than 1 year and participating in unemployment insurance shall be issued at a time of one -time expansion subsidies in accordance with the standard of 1500 yuan per person. The policy execution period will be at the end of 2022; Based on it, another 30%of employment positions are added to recruit employment of graduates of fresh colleges and universities.

(4) Continue to implement the policy of entrepreneurial guarantee loan policy

For the agricultural transfer population and rural labor objects that meet the conditions of entrepreneurial guarantee loans, the entrepreneurial guarantee loan fund charges the guarantee premium that does not exceed 1%of the loan principal, and the individual borrowing pays the guarantee fee to the guarantee company with a full amount of the municipal finance.

(4) Expand effective investment, a total of 11 measures

(1) Accelerate the construction of water conservancy projects

This year, there were 27 projects and a total investment of 10.6 billion yuan.

(2) Accelerate the construction of traffic infrastructure

Focus on accelerating the construction of Fuxia high -speed rail, rail transit line 6 (horns) extension section, provincial highway 219 to improve the reconstruction project, and promote the expansion of the Zhangshan high -speed rail, the Shenhai Expressway Longhai to Zixian section, and the National Highway G324 Line Reform Line Project Wait for the project to start early.

(3) Continue to promote the construction of urban underground comprehensive pipe corridors according to local conditions

Before the end of 2022, the central urban area launched a special plan for the construction of underground comprehensive pipe corridors.

(4) Stability and expanding investment

Focus on promoting 171 unsatisfactory municipal -level key projects, 75 municipal preparation key projects, and 374 infrastructure preliminary projects to accelerate the construction; explore PPP in education and medical fields, and build a financing innovation model.

(5) Increase support for technical reform

It has obtained support projects such as high -quality development and technical reform, and can enjoy provincial or municipal technical reform policy support at the same time.

(6) Promote the healthy development of the platform economy standardized

Guide platform companies to do a good job in online and offline linkage of epidemic prevention materials and important people's livelihood commodities in the prevention and control of epidemic prevention and control; accelerate the promotion of new technologies such as big data, the Internet of Things, and artificial intelligence on an ecological tourism comprehensive service platform, Pinghe Pinghe, peaceful peace, Applications on platform economic projects such as "Pomelo" industry.

(7) Accelerate the use of local government bonds

Accelerate the expenditure of new bond funds in 2022; the actual expenditure rate in 2021 and the special bonds that previously settled in the previous year will not effectively improve the use of special bond funds at the end of June 2022, and shall be recovered all or partially. Essence

(8) Increase financial support for infrastructure construction and major projects to guide and develop banks and policy banks to optimize the loan structure, and to launch more and longer -term loans for the construction of Zhangzhou infrastructure and major projects.

(9) Establish a normalized project financing docking and corporate financing normalized road show mechanism

Regularly collect the financing needs of major provincial and municipal projects, pay attention to the financing needs of projects under construction, supplementary shortcomings and major private enterprises, and push relevant departments and financial institutions.

(10) Strengthening the protection of land use, forests and other factors

Prioritize the use of forests and land for key projects at or above the municipal level; do a good job in the approval authority of provincial forestry land, and expand the approval authority of forest land at the city and county (district) levels.

(11) Speed ​​speed -up project EIA approval

Implement the "one window" reform to improve the management and service level of administrative approval windows.

(5) Promoting consumer demand, a total of 4 measures

(1) Continue to increase consumption efforts

The plan is planned to invest 40 million yuan to carry out consumer activities; study and formulate second -hand car transaction encouragement policies to promote second -hand car consumption; accelerate the construction of charging infrastructure.

(2) Implementation of house purchase subsidies

For buyers (families) who buy new commercial housing in Zhangzhou, if they are eligible, house purchase subsidies are given.

(3) Promote the steady and healthy development of real estate

During the epidemic period, a commercial house that handled construction permits before June 30, 2022 and the planned pre -sale was planned to be developed and constructed. ), Shall apply for pre -sale permits for commercial housing in accordance with regulations; the time for housing mortgage loans will be shortened by more than 1/3.

(4) Promote the new model of resettlement commercial housing

Adjust and optimize the compensation methods for house demolition and resettlement, and encourage the adopting a new model of "monetary compensation+house purchase subsidy".

(6) Fully stabilize foreign trade and stabilize foreign capital, a total of 5 measures

(1) Strengthen tracking services for key foreign trade enterprises

Recommend key foreign trade enterprises to the Industrial and Information Technology Department, and strive to be included in the "white list" of key enterprises in the city.

(2) Strengthen export credit insurance support foreign trade efforts

Support commercial insurance companies to operate short -term export credit insurance business.

(3) Accelerate the implementation of major foreign projects

Pushing foreign projects that have been included in the centralized provincial -level major activities to accelerate the transfer and accelerate construction.

(4) Actively attract foreign investment

Implement the newly revised foreign investment industry catalogs, the guidelines for foreign investment in Fujian Province, and guide foreign investment to more investment in advanced manufacturing, scientific and technological innovation and other fields.

(5) Actively support conditions for enterprises to issue foreign debt

Promote Jiulongjiang Group, Zhanglong Group, and Transportation Group to issue 500 million US dollars of overseas bonds.

(7) Strengthen the security of food and energy security, a total of 4 measures

(1) Strengthen food production guarantee

Before the end of July, the actual farmers of farmers were distributed to the households at one time.

(2) Strengthen food acquisition and reserves

Continue to implement the minimum purchase price policy of rice rice, and implement the policy requirements for appropriately increase the minimum purchase price level of rice in 2022; speed up the construction of 8 new grain depots such as Zhangzhou Shan Shan Grain Store.

(3) Promote the implementation of a number of energy projects

Promoting the approval of Zhangzhou Nuclear Power Unit 3-4, Zhangpu Liu'ao's Sea Wind Power Phase II and the "Northern Power Transmission" project will be started during the year. Essence

(4) Strengthen energy resource reserve capabilities such as crude oil

Give full play to the advantages of the geological conditions of the development of the groundwater sealing warehouse, make good use of the results of the early stage, and orderly promote the oil storage project of the groundwater sealing cave.

(8) Basic people's livelihood, a total of 6 measures

(1) Slowly pay or reduce the proportion of housing provident fund deposit

After discussions and approved by the Enterprise Congress (or Trade Union, and All Workers), the enterprise affected by the epidemic can apply for a reduction of the deposit ratio (minimum to 5%) or the residential provident fund (the slow payment period does not exceed 12 months. , Due to the due payment); the depositor withdrawing the housing provident fund is used to pay the rent of commercial housing, increase the amount of housing provident fund withdrawal, and increase the standard to 600 yuan per person per month; If you apply for or purchase the second home of the family, the city's down payment ratio is adjusted to not less than 30%.

(2) Coordinate to promote the prevention and control of the epidemic and protect the price of stability

Strictly implement the responsibility system for food security, the mayor of the "vegetable basket" mayor, and the responsibility of preventing and controlling the protection of living materials.

(3) Strengthen the guarantee of social assistance

Increase the low -guarantee standards in accordance with 45%of the minimum wage standard, appropriately increase the per capita subsidy level of the low guarantee, and simultaneously adjust the support standards for the rescue of the special poverty; the social assistance and guarantee standards and the increase in prices in a timely manner, the minimum subsidy of each person 30 per person 30 monthly subsidies 30 Yuan, the funds allocated in the month of the start of the month.

(4) Strictly implement special actions such as special rectification of self -built houses

Focus on investigating the safety of structure (design, construction, use, etc.), operational safety (implementation of related business permits, site safety requirements, etc.), and the legal compliance of house construction (procedures such as land, planning, construction and other procedures).

(5) Strengthen the inspection and rectification of urban gas safety safety

Comprehensively investigate and rectify safety risks and hidden dangers in gas operations, old communities, gas engineering, gas source, and gas pipelines.

(6) Strictly implement the responsibility system for production safety

Carry out a large -scale inspection of safety production, and implement 15 hard measures for safety production, 66 provincial specific measures, and 99 detailed measures to consolidate and improve the three -year action of special safety production;Earnate work to ensure the safety of people's lives and property.

Source: Straits Herald Da Zhangzhou (ZZMSZX) integrated Zhangzhou, China

Edit: Hong Tingting

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