Xingtai, Hebei: the provident fund system bonus benefits and new citizens

In order to further solve the problem of new citizens' housing, enhance the urban population adsorption capacity, promote the development of new urbanization in order to further solve the problem of new citizens, strengthen the development of new citizens.

Among the new citizens, there are both migrant workers and individual industrial and commercial households. They have diverse employment forms. They are influenced by various factors such as economic situation, market environment, format development, or individuals. The work is not fixed and unstable, and there are large differences in income. In order to build a housing provident fund policy system that fits the characteristics of new citizens, which is conducive to participation and can operate long -term operation, Xingtai Provident Fund Center has conducted multiple rounds of surveys to find out the living conditions, employment characteristics, income characteristics, and the purpose of payment for new citizens in detail. , Housing demand and other specific matters.

Combined with the needs of new citizens, Xingtai City has formulated a systematic policy that is conducive to the participation of new citizens, "Interim Measures for the Management of Housing Provident Fund in Flexible Employees in Xingtai City". Pension insurance is more than 6 months, at the age of 18, men are under 60 years of age, and women are under 50 years of age. They can voluntarily pay the housing provident fund. If the new citizen does not want to continue to pay the housing provident fund, it can handle the sealing business. After 6 months of presence, the accounting of the account can be completed. The account principal and interest are owned by the new citizen himself.

Close to the characteristics of new citizens, adopt a series of intensive service measures in terms of deposit, extraction, use, and exit. Combined with the employment of new citizens, not only incorporate individual industrial and commercial households, independent entrepreneurs, etc., but also incorporate small -scale taxpayers, small and micro enterprises, and effectively ensure policy coverage. The issue of taxation points cannot be reached. Because it is impossible to inquire about the tax system, the payment base of the housing provident fund is directly calculated according to the basis for the payment base of my social endowment insurance, which greatly relaxes the conditions for new citizens.

In addition, in response to the failure of the new citizen's working hours, the "Flexible Employees' Housing Provident Fund Entrusted Reservation Agreement" was formulated. After the signing of the agreement, the amount of the month will be paid from the designated bank account every month to facilitate the payment of new citizens.

At the same time, Xingtai City strives to solve outstanding problems in the consumption of new citizens. Combining most of the new citizens in the state of rental status, the Municipal Provident Fund Center further expands the rental channels for rent, launching the online withdrawal business of rental houses, and re -accounting in real time, facilitating the withdrawal of new citizens; Policies, enjoy the loan amount and period of equality with other tributaries; in addition, the system will be further optimized and established a "centralized management account of flexible employment personnel", which will be concentrated in the central citizens' depository housing provident funds for new citizens to facilitate management.

As of now, there are 9482 new citizens in Xingtai's city to pay the housing provident fund, with a monthly deposit amount of 4.23 million yuan, a cumulative deposit of 275 million yuan, withdrawal of 165 million yuan, and the deposit balance is 110 million yuan; 2175 new citizen families use it. The provident fund loan purchased a self -occupied house with a loan amount of 609 million yuan. After calculation, the loan interest was 120 million yuan.

The implementation of the new citizen housing provident fund policy has attracted the surrounding urban migrant workers to settle in Xingtai An's house, promoting the healthy development of the housing consumer market. The implementation of the policy provides a good solution for solving residence problems such as new citizens such as new citizens. New citizens voluntarily participate in the payment of housing provident funds to enable them to enjoy low interest rate housing loan policies, effectively reduce the pressure of mortgage repayment housing in the new citizens, thereby reducing the cost of migrant workers.

Text/Cui Lagu

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