China Everbright Bank Wuhan Branch Contribute "Sunshine Power" to the revitalization of the countryside

On September 19, Everbright Bank's 2022 Rural Revitalization Work Conference and the launching ceremony of "Sunshine Xingnong · Qing Harvest" were officially held. At the launching ceremony, the Everbright Bank Wuhan Branch signed a strategic cooperation agreement with the outstanding enterprise representatives in the field of rejuvenation in the countryside of Hubei to build a new model of bank -enterprise cooperation to help rural revitalization.

In recent years, Everbright Bank Wuhan Branch has thoroughly implemented and comprehensively promoted the strategy of rural revitalization, actively fulfilled the responsibility of central enterprises, unswervingly practiced the mission of sunny and inclusive, and effectively improved the ability and level of serving rural revitalization, and achieved good results.

As of August 31, 2022, the bank had issued 6.662 billion yuan in agricultural loans, an increase of 1.271 billion yuan from the beginning of the year; of which the inclusive agricultural loan was 502 million yuan, an increase of 158 million yuan from the beginning of the year. 23.57%.

The mushroom mushroom sheds in Shenshuopu Village, Tsukilu Town, Tuanfeng County, Huanggang City are put into use.

The mechanism advances to serve the "vanguard" of the rural rejuvenation

The countryside must be revitalized and the mechanism should be first.

In 2022, the "Central No. 1 Document" will be listed separately for the first time "strengthening rural revitalization financial services", and the importance of financial services in the field of rural revitalization has been raised to a new height.

As the "financial national team", Everbright Bank responded to the state's call quickly, assume the responsibility, and took the lead in setting up the Ministry of Rural Revitalization Financial in the joint -stock commercial bank, and used the branch president as the team leader to set up a leading group for rural rejuvenation and financial work. The leaders of the level institutions have taken the first responsibility, and coordinated and urged the implementation of various rural revitalization work.

In order to effectively implement the decision -making deployment, the Wuhan Branch of Everbright Bank set up a rural revitalization work leader group with the leaders of the governor as the leader and the business in charge of business as the deputy team leader and the head of the relevant department as a member. The Ministry of Finance of the Branch was officially renamed "the Ministry of Finance/Rural Revitalization Finance", which provided strong organizational guarantee for the promotion of rural revitalization.

Powerful organizations promote, formulate the "combat map" of rural revitalization, and refine the "task book". Everbright Bank Wuhan Branch focuses on the characteristics of Hubei agricultural industry, and continues to innovate products and service models in terms of food safety production, circulation, collection, storage, processing and other agricultural industry chains; actively strengthen cooperation with leading enterprises with provincial and municipal agricultural industry; The county -level advantageous industries in the secondary branch area, strongly support the county's advantageous and characteristic industrial clusters, form a development pattern of "one county, one industry"; sign with the Hubei Provincial Agricultural and Rural Affairs Department , Actively participate in the "credit through traffic" business cooperation to help the development of the agricultural industry in Hubei Province to the next level.

Financial innovation promotes the improvement of quality and efficiency of rural industries

The key to rural revitalization is that the industry must revitalize. Industry revitalization is not only an effective way to achieve rural revitalization and poverty alleviation, but also an inevitable requirement for the two organic connections.

Everbright Bank Wuhan Branch focuses on the characteristic industries of the regional "agriculture, rural areas, and rural areas", and conduct diversified explorations from the aspects of business models, business scenarios, financing tools, etc., and innovate financial products and services according to local conditions to help the local area form a suitable new industry and new format, improve rural rejuvenation financial support Quality and benefits.

Revitalize financial water and actively connect the demand for funds related to agricultural enterprises. Everbright Bank Wuhan Branch focuses on the needs of the top ten agricultural industry chains and core enterprise customers in Hubei Province, and issues 655 million yuan in loans for 80 customers in agricultural and sideline products, medicine and other industries, and supports Hong'an County, Huangmei County, Xingshan County and other more than ten counties. Grade regional customer development. As of August this year, the bank has launched a total of 1.565 billion yuan for agricultural and sideline food, animal husbandry breeding and other industries.

Continue to promote digital transformation to help rural revitalization with fintech. Everbright Bank Wuhan Branch provides products with online approval and online contracting and withdrawal of withdrawals through Sunshine E, Sunshine E Micro Loan, and Sunshine Passenger Loan. Fintech enables rural revitalization.

Strengthen the cooperation of silver and enhance the financial supply capacity of rural revitalization. Dredging financing in key areas of agriculture is a key move for financial support for rural rejuvenation. In the field of "agriculture and rural areas", Everbright Bank Wuhan Branch gives full play to the role of re -guarantee "stabilizer" and "amplifier", and cooperate with the guarantee company with low guarantee premiums and strong guarantee capabilities to alleviate small and micro enterprises and "three rural areas". The market subject is difficult to financing and expensive financing.

Precision drip irrigation increases credit investment in key areas

Dredging financing in key areas of agriculture is a key move for financial support for rural rejuvenation.

Everbright Bank Wuhan Branch is based on the development of Hubei agricultural provinces, continuously increases support for the grain industry, aims at two key links: seeds and collection and storage, and introduces special service solutions to further increase credit.

The people take food as the sky, and the food is the first. As a "chip" of modern agriculture, seeds are an important foundation for maintaining national food security. Everbright Bank Wuhan Branch takes the financial services of the seed industry as the focus of rural rejuvenation, actively connects with the characteristics of seedlings in various local characteristics, and the seed industry holding enterprise, etc., and actively actively uses for the protection and utilization of seed resources in the protection and utilization. Matching customized financial services to provide financial support for strong "core" to help farmers.

A group company in Hubei Province is an enterprise with a comprehensive seed quality management system. Everbright Bank Wuhan Branch continues to track the development needs of the enterprise. It is understood that in order to strengthen scientific research and breeding work, a large amount of funds are required. The person in charge of the credit approval department of the bank introduced: "Enterprises can use funds to recycling funds within the validity period and quota range of funds according to their cashier, sales, repurchase and other links." Safety and storage related to the vital interests of farmers. Everbright Bank Wuhan Branch strengthened the credit support for local leadership companies, and accurately put limited credit funds in agricultural grain production safety, and tailor -made credit schemes for the enterprise according to customer operations and collection and storage plans. It provides mobile fund loans through credit or guarantee, for seasonal operation turnover for seasonal acquisition of grain and granary maintenance.

As of the end of August 2022, Everbright Bank Wuhan Branch has provided credit support for the grain collection and storage industry to support 20 million yuan, effectively alleviating the pressure of corporate grain collection and storage funds.

The village assistance to open up the "last mile" of financial services

The key to rural rejuvenation is people and the key. In order to effectively consolidate and expand the results of poverty alleviation, ensure that poverty alleviation does not return to poverty, and the rejuvenation cannot fall off the team, Everbright Bank Wuhan Branch selects talents in the entire bank to form a team of "telling party spirit, responsibility, understanding of finance, and willingness to endure hardships". Fukou Village -Shenshuopu Village, Tuanfeng County, Huanggang City.

Since entering the village team, the main person in charge of the bank has many times to investigate and condolences to the village, insisting on helping the masses with affection, doing good things for private things, doing good things, and solving the actual difficulties in the village in the village.

Give full play to the advantages of financial characteristics, and make the existing industries in the village of Shenshupu Village. Everbright Bank Wuhan Branch adheres to the principles of adapting to local conditions, the principles of village policies, appropriate species, suitable for raising, and Yilin Zelin. With the help of the village work team, the mushroom mushroom sheds and supporting production houses in Shenshuopu Village were put into use.

Carry out financial knowledge and education activities and send financial services to the doorstep of rural residents. In March and July of this year, the Everbright Bank Wuhan Branch went to Shenshuopu Village to carry out the "2022 Sunshine Consumer Guard to Guard the Village to Revitalize the Village with You and You" financial knowledge promotion and education activities and "Hubei financial knowledge promotion · Chutianxing -beautiful There are you in the countryside and you "propaganda and condolences. By helping the villagers to improve the level of financial knowledge and financial literacy, enhance the risk identification and prevention capabilities of risk residents, enhance good interaction and emotional exchanges with the villagers, while practicing the mission of the financial national team, in order to consolidate the results of poverty alleviation, comprehensively comprehensively Promote the solid foundation of rural revitalization.

The nation must revitalize the country. On the Kangzhuang Road, where the rejuvenation of the countryside, the Everbright Bank Wuhan Branch will step forward and confidence, and strive to make the financial "warm sun" sprinkle into the fields, painting the colorful poems of "sunlight and farming".

(Wang Li Lu Wei)

The Hubei Daily client, paying attention to the major events of Hubei and the world, not only pushing the authoritative policies for users, fresh hot information, and practical convenience information, but also launched a series of features such as reading newspapers, newspapers, learning, online interactives.

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