Sprint in the third quarter decisive battle fourth quarter

Sprint in the third quarter decisive battle fourth quarter

Jiang Zhuli

Recently, the Lipu Rural Commercial Bank of Guangxi organized a special meeting to organize the spirit of the Society of the Focus Association for the first time. At the same time, combined with the actual development of the bank, scientific research and judging the situation. The annual target task is "fixed".

At the meeting, the president Chen Zuliang notified the business operation situation in the first eight months, investigated the problems, analyzed the reasons, and studied the business development situation. Four requirements for the pain points, difficulties, and blocking points in the current business development: Actively do a good job of deposit depository. Loan marketing work, establish a daily maintenance mechanism for public accounts, innovate products, do excellent services, accurate docking, and increase quality and efficiency preservation, optimize marketing expansion; Budget management, strengthen internal control, reduce operating costs, advocate diligence and use of secondary utilization, and reduce operating costs through reasonable control of operating expenses; strict loan management, establish a perfect and non -performing assets settlement mechanism, and attach great importance to the credit card collection work. The assessment task is implemented to the person to arrive, designated a special person to be responsible, strengthened the responsibility, overcome difficulties, and fully completed the poor credit card and settle down; conscientiously implement the "three lists" requirements of authorization, credit, and due diligence, further improve the incentive scheme of credit personnel assessment incentive schemes , Improve the long -term mechanism of "dare to loan, wishful loan, loan, loan, loan", strengthen performance assessment, strengthen tracking monitoring, inspire advanced, and spur the advancement.

The Chairman Li Yehua put forward some requirements on the work of in charge: All members should unify their thinking, improve their awareness, strengthen the construction of ideological and political, deepen theoretical armed forces, strengthen their ideals and convictions, stimulate the enthusiasm of the officers to entrepreneurs, actively cultivate and practice compliance cultural concepts, promote the whole The high -quality development of the work; the inspections and frequency of the surrounding outlets should be strengthened, strictly grasped the petitions during the holidays to maintain stability, public opinion monitoring and protection, and work safety; Touching the "red line" and "high -voltage lines", the eight central regulations are implemented, and the string of preventing and controlling the epidemic is always tightened.

Vice President Huang Zhichen first conveyed the spirit of the office on increasing the spirit of credit delivery, and arranged for the focus of the work and difficulties: insisting on the purpose of making small and extensive refinement, strictly controlling large loan investment direction and the proportion of investment. , Continue to increase inclusive small and micro loans; while continuously do a good job in the whole village credit, we must actively track marketing, actively guide the letter of credit for the award of credit, effectively enhance the rate of credit of farmers and individual households, and strengthen the small amount of credit. Each department should conduct in -depth discussions, accurate efforts, compare the evaluation methods of the District Federation, combined with the actual situation, further refine the indicators, clarify the responsibilities, and ensure that the performance assessment continues to improve and the ranking will continue.

Deputy President Lu Yan will make the next arrangement of the next step in the next step. She pointed out that one is to strengthen account management, strengthen internal control and compliance, further standardize cabinet business operations, improve the quality of compliance, and comprehensively prevent the occurrence of various types of operational risks; the second is to further increase the promotion and application of "Guixin Rong", do it The good platform enters the work, pays close attention to the needs of the platform enterprise, and connects the enterprise as soon as possible to help digital and online with "technology+credit+products" to broaden the financing channels for small and medium and micro enterprises; the third is to sort out key marketing lists in time, Actively docking enterprises, understanding its basic situation, comprehensively improving the breadth, depth, and accuracy of deposit and loan marketing, and promoting the rapid development of various businesses.

Chairman Wang Dengfu made a concluding speech. He emphasized that one must talk about politics and grasp security. To ensure safety and stability at the key node of the 20th National Congress of the Communist Party of China, it is an important political task. It is necessary to firmly establish the idea of ​​"stability and overwhelming everything", take the initiative to carry the main responsibility of security and stability, and persistently grasp the internal control compliance and epidemic conditions. Prevention and control, public opinion monitoring, capital management, driving safety, etc., efficiently coordinate epidemic prevention and control, business development and financial services, strengthen business supervision and inspection, comprehensively optimize the door, manage the people, increase the investigation of hidden safety hazards, and ensure that the epidemic situation is "outbreak. It is necessary to prevent, the economy must be stable, and develop safely. " It is necessary to implement the decision -making and deployment of the economic market, serve the real economy and enterprise development through credit leverage, focus on the main business, return to the origin, and innovate credit release models, use agricultural company resources to do a good job of inclusive micro -credit support, grasp Low enlargement, attacking difficulties, focusing on key points, and strong supervisors, and go all out to support the steady growth of the local economy, complete the annual goals and tasks with greater determination and efforts; According to the relevant requirements of refined management and refined assessment seminars, the target tasks are clearly promoted by the season list, monthly list, and weekly list "three lists", and solidly promote the "four -fixed four -fixed scope, scope, task, and performance" four -fixed tasks, and set performance. "Refined assessment is effective to promote the efficiency, refined, and practical development of the work; at the same time, we must establish a marketing concept of all employees. Work all aspects to ensure the completion of various goals and tasks throughout the year; "The prime minister must start in the state ministry, and the general will be in the army." The presidents of the sub -sub -branch must take the lead, consciously raise a sense of responsibility, take the initiative to implement the responsibility, take the lead in taking responsibility, and the enthusiasm of employees to strive for excellence. Strong weaknesses and shortcomings, give full play to the specialties of each employee, and allow employees to participate in various businesses of the branch; fifth to improve quality and excellent profits. Adhering to the profit index as the center, fighting for quality improvement and efficiency, we must promote the implementation of the "list system", and the efficiency of out -of -surface assets such as asset -selling assets and off -balance -sheet interest; For the management of expense budgets, expenses, review, reimbursement, etc., grass -roots outlets do a good job of management of office expenses, accounting per capita profits, increasing the proportion of cost income accounting in comprehensive evaluation, and promoting good results in income increases. In the next step, Lipu Rural Commercial Bank will continue to maintain the ingenuity and determination of long -term work under the strong leadership of the District Press and Guilin Office, to keep the goal of struggle tighter, and to make the pace of progress more. In fact, boost the spirit of energy, run out of acceleration, promote the high -quality development of the bank with hard work, and give the party's 20th National Congress with excellent results.

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