Shenzhen Reading Shenzhen ｜ Shenzhen proposed a three -year plan of fintech: creating an international influence fintech center city

Text/Yangcheng Evening News all -media reporter Li Xiaoxu/Yangcheng Evening News all -media reporter Wang Lei

Shenzhen Qianhai panorama

Shenzhen City Fighting view

In recent years, Shenzhen has continuously improved the level of fintech, and has formed a reasonable layout of the Goose Formation of Financial Technology Enterprises. At present, representative companies such as Ping An Group and China Merchants Financial Sciences have led the lead. Among the Global Financial Center Index (GFCI) released by the British Think Tank Z/YEN Group and Comprehensive Development Research Institute, Shenzhen Financial Technology ranks fourth in the world. While affirming the achievements, the current development of Shenzhen's fintech technology has also been insufficient, including the overall layout, which is not yet balanced, the application scenarios still to be expanded, the investment and financing system still needs to be improved, the innovative supervision mechanism needs to be improved, and the supporting support system needs to be improved.

The Shenzhen Local Finance and Administration Bureau recently released the "Shenzhen Special Development Plan for Fintech (2022-2025)" (Draft for Public Soliciting Opinions) and will hold a hearing in mid-October. The "Planning" proposes that by 2025, it will be built into a financial technology center city with international influence, including 5 parks and buildings that focus on the development of fintech as the focus of fintech to develop more than 10 internationally renowned internationally renowned well Fintech leading enterprises, etc.

Proposal eight goals and eight tasks

In January of this year, the People's Bank of China officially released the "Financial Technology Development Plan (2022-2025)", and proposed that "the digital transformation of the financial industry is deeper, the data element potential release is more fully released, the quality and efficiency of financial services are more significant, and the financial technology The development goals of the development goals such as more sound governance systems, deeper core technology applications, and more advanced digital infrastructure construction have put forward higher requirements for the development of Shenzhen Fintech. Earlier, the "Fourteenth Five -Year Plan" plan for the "High -quality Development of Shenzhen Financial Industry" to create the "one district and four centers" development goals, and the "Global Financial Technology Center" was officially proposed as one of the "Four Center".

In this "Planning", the five major development goals of Shenzhen in the field of fintech in the field of fintech are further proposed, and by 2025, the effect of fintech agglomeration continues to appear, key breakthroughs in fintech technology innovation, widespread application of fintech scenarios, and the cultivation of fintech talents. Starting in the forefront of effectiveness and supervision science and technology innovation. For example, in the city, there are 5 parks and buildings that focus on fintech as the focus of fintech, and form a relatively complete fintech supporting support service system to gather more than 10 internationally renowned financial technology leading companies, support eligible fintech The company is listed at home and abroad, and the national financial technology infrastructure platform has increased to five.

Focusing on the goal, the "Plan" clearly clarified the main task of Shenzhen's fintech development from eight aspects. In three years, we will further improve the ecological environment of the fintech industry, gather a group of fintech innovation projects, entrepreneurial teams, basic platforms and outstanding talents, cultivate a number of financial technology leading enterprises and industry benchmarks, and strive to break through a group of fintech frontiers Key technologies, promote the application of a group of high -quality fintech innovation results, promote the formation of a group of financial technology business standards, and build Shenzhen into a financial technology center city with international influence.

The eight aspects mainly include: promoting high -level gathering of fintech institutions, promoting the emergence of financial technology characteristics, improvement of fintech infrastructure carriers, supporting financial technology research and development and application, strengthening the training of fintech professionals, and improving the fintech investment and financing system. Strengthen the prevention and control of fintech risks and expand the open cooperation of fintech.

The corporate geese array pattern is gradually formed

Shenzhen Financial Technology started early and developed rapidly. Representative companies such as Ping An Group, China Merchants and Jinduki led the lead. Kaitai Bank, CICC, Shanxi Securities and other licensed financial institutions have settled one after another. Excellent fintech service providers such as technology have been emerging. 23 companies including Financial Yitong have been selected as the "Double 50" list of China Financial Technology 2021 China Financial Technology. Many Hong Kong virtual banks and virtual insurance subsidiaries gathered in Qianhai ...

At present, Shenzhen's characteristic and diverse financial technology enterprise clusters and "geese" patterns are initially formed. At the same time, key areas such as Futian and Nanshan are accelerating the construction of the Bay Area International Fintech City, the International Financial Technology Ecological Park, and Shenzhen -Hong Kong Financial Technology City to form a group of financial technology incubators, accelerators and other platform carriers to effectively promote fintech technology Cultivation and results transformation of enterprises.

In October 2020, the first domestic digital RMB external controlled pilot activity "Lihu Lake Digital Renminbi Red Envelope" was released. For more than two years, Shenzhen Digital RMB pilot work has continued to explore and the in -depth integration of application scenarios. Consumer groups and digital RMB ecosystems of application scenarios.

In addition to digital RMB pilots, in the field of digital technology and financial business, Shenzhen has also produced a number of excellent innovation practice cases with typical, innovative and advanced nature. For example, Weizhong Bank promotes the comprehensive application of Kunpeng chip in the banking system architecture; CITIC Bank Credit Card Center is put into production "Lingyun" system. It is a domestic core business system that is leading and adopted an independent financial -level distributed database; China UnionPay Shenzhen Branch United Metro The Group promotes the application of financial IC cards in the Shenzhen Metro sector.

Strengthen financial science and technology exchanges and cooperation

In March 2019, the Shenzhen -Hong Kong -Macao Financial Supervision Department and other negotiations were consistent. Based on the qualification examination system such as Frank Financial Analysts (CFA) and Financial Risk Manager (FRM), relying on industry associations, colleges and universities, and scientific research institutes In China, take the lead in launching the "Shenzhen -Hong Kong -Macao Financial Scientific Scientist" Special Plan (SHMFTPP) to establish a training mechanism integrating training, examinations, and identification. At present, it has been successfully operated for more than three years, and 1376 first -level licenses and 75 second -level licenses have been produced. An important talent basic platform for district fintech ecology. Since 2016, the Shenzhen -Hong Kong -Macao Financial Supervision Department and other 6 years have jointly held the Global Summit of China (Shenzhen) Fintech Fintech to carry out high -end dialogue on topics such as inclusive finance, financial new infrastructure, data governance innovation, and financial technology ethics. comminicate. At the same time, international financial centers such as Shenzhen and London, Singapore, Abu Dhabi have conducted multiple interactive exchanges on fintech to share experience and discuss cooperation.

In terms of policy, in March 2017, Futian District took the lead in issuing the "Several Opinions on Promoting the rapid, healthy and innovative development of Financial Technology in Futian District", and became the first special financial technology policy released by local governments in my country, Nanshan, Luohu, Qianhai, etc. Corresponding measures have also been introduced. In April 2022, "Several Measures for the Development of Shenzhen Support Fintech" was released and implemented. The scope of support covers the implementation of key organization platforms, improved infrastructure, investment and financing docking, organizing forum events, talent training and other aspects. The policy system is continuously improved. For example, the Shenzhen Municipal Government is clearly proposed to hold the Fintech Festival every year, and during the period of the fintech contest, fintech forum and fintech exhibition, and provide corresponding policy support to the "one, one forum, one exhibition".

Source | Yangcheng Evening News · Yangcheng School

Editor -in -law | Li Cheng

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