Injecting financial "nutrition solution" into the cash tea industry

Injecting financial "nutrition solution" into the cash tea industry

Wei Kai

"The previous variety output was not so high, the output per mu was only 300-400 catties, and the grafting reached 1300-1400 catties." On September 9th, CCTV's "Focus Interview" column aired the special report of "Comprehensive well -off, one cannot be less", and Huang Daneng, a villager in Heping Village, Lizhou Yao Township, Tianlin County, Guangxi, talked and introduced in the interview.

In Tianlin County, which is well -known "Township of China Camellia", Huang Daneng is the first person to master the technology of the grafting of oil tea low -yielding forests. The "local experts", and were selected as the first batch of national wood oil oil "first -line craftsman talents" library. His struggle experience is a typical representative of 28,000 cash tea growers in the county. Successful examples. In the context of implementing the strategy of rural revitalization and realizing the layout of the rich people and strong counties, Tianlin Rural Commercial Bank is based on the positioning of financial services "agriculture, rural areas, and rural areas, and follows the" Implementation Plan for the Development of Camellia Camellia Industry "and" Implementation Plan for the Development of Camellia Industry "and formulate" Policy guidance such as awarding and supplementing "and industrial cultivation, and take care of the healthy development of the regional characteristic pillar industries with intentions, affection, and effort.

In terms of credit fund guarantee, in response to the financing needs of "seedling -planting -deep processing" categorian tea industry chain, Tianlin Rural Commercial Bank promoted the "oil tea loan" series of financial products according to local conditions, and adopted pure credit category, medium- and long -term time limit, and high amount of credit granted credit. Model, provides sufficient and reliable credit support for the production and operation of the categaining tea industry such as camellia planting, carite tea low -yield forest transformation, camellia processing and sales. In recent years, a total of 141 million yuan has been put on loans to major planting households, demonstration bases, zero vendors, squeezing workshops, and processing enterprises.

In terms of building a leading enterprise, Tianlin Rural Commercial Bank relies on cluster related credit resources, activates market potential, optimizes the business environment, and introduces and cultivates Tianlin Changjiang Tiancheng Agricultural Investment Co., Ltd. The company and other large -scale carite tea processing enterprises have formed a variety of registered trademarks with independent brands, and encouraged companies to further enhance the comprehensive utilization rate of agricultural products and product additional technological research results based on technological research results such as tea oil, tea bran, and tea shells. value.

In terms of sales of agricultural and sideline products, Tianlin Rural Commercial Bank vigorously carried out consumer assistance activities to help agriculture increase income, promoted camellia hardcover products to log in to the Guangxi Agricultural Credit Rural Mall online exhibition platform, and purchases proceeds of carnivorous primary products offline through the unit union condolences and cafeteria supply mode each year. About 300,000 yuan.

According to statistics, the total area of ​​cash tea in the county has reached 426,000 acres and an output value of 628 million yuan. The radiation has driven 13,000 households of 58,200 households to increase their income and get rich. "We will continue to inject the financial 'nutrient solution' into the local camellia industry to help the industry prosper and promote green development," said Huang Haizhu, Secretary of the Party Committee of Tianlin Rural Commercial Bank.

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