Reduce the cost of enterprises in the real economy | Hainan Province promotes the financial system to reduce the cost

Since 2022, Hainan Province has continuously urged banks and payment institutions to strictly implement the cost reduction projects, coordinate the implementation of detailed work, and strengthen the continuous improvement of the business literacy of front -line personnel.

(1) Work together to coordinate the work deployment

The first is to establish the "Zhou Supervision and Monthly Report" mechanism. Formulate policy implementation and rectification lists, supervise it on a weekly, continue to track the implementation effect of the implementation of the policy, and report on a monthly basis to promote the normalization of fee reduction policies and mechanisms. The second is to set up a special class. Complete the construction and operation of the two -level special mechanism of the provincial and municipal (county), build a professional talent team, strengthen the allocation of resources, and improve the quality of service. The third is to condense supervision. Strengthen the linkage with the Provincial Banking Regulatory Bureau, the Provincial Market Supervision Bureau, and the Provincial Development and Reform Commission, set up a special working group, adopt the "three non -two straights" method, sample inspectors of public bank outlets in the jurisdiction, and promote the improvement of overall work efficiency.

(2) Accurate application of force, strengthen the business literacy of front -line personnel

The first is to enrich the training materials, edit and pay the service reduction policy, and make a list of interest policies, the production payment service reduction and fee reduction policy preaching video, introduction of cost reduction items, cost reduction prices, cost reduction targets, and time -reduction time. Knowing the content. The second is to broaden the training path to ensure that the transmission is in place. Through policy training, special lectures, online courses, business testing and other methods, continue to promote first -line employees to "understand policies, preach, and good operations", and effectively promote the transmission of fee reduction policies to the target of benefits.

(3) Open full horsepower and extensive improvement of policies can be achieved

The first is the "one -to -one" hall -style propaganda. Make the Hainan Payment Service Sub -paying Policy Mini Program. Place the QR code in the prominent position of all banks in the province in the province. Users can understand the relevant policies at the same time. At the same time Methods to carry out "immersive" publicity to enhance service experience. The second is the "face -to -face" precise publicity. Set up the consultation desk, introduce the customer who takes the initiative to handle the business to introduce the fee reduction policy, and declare the cost reduction to allow the specific content. The third is to go out to promote "point -to -point". Establish a publicity team, carry out on -site publicity activities of "entering the park, entering the enterprise, and entering the business district". Through lectures and on -site publicity methods, they answer questions from market entities such as small and micro enterprises and merchants. Essence

(4) Continue to make efforts, continuously improve the cost reduction to allow benefits to benefit efficiency

The first is to consolidate the results of the original fee reduction policy. Continue to carry out unannounced visits, urge banks and payment institutions to strictly implement the fee reduction projects to prevent policies from "running away." As of the end of June 2022, the province's cumulative reduction and exemption payment fee was 66.2861 million yuan, benefiting 435,600 small and micro enterprises and individual industrial and commercial households. The second is to innovate and launch independent fee reduction policies. Combined with the work of helping the enterprise to reducing the negative work to further expand the scope of fees. As of the end of June, 14 banks in the province had carried out independent fees. The third is to distribute inclusive fees and reduction gift packages. Organize the payment service entities in the jurisdiction to docking local governments, and actively participate in the issuance of "help business and benefit the people, enjoy Hainan" consumer vouchers. Relying on UnionPay Cloud Flash Payment, Alipay, WeChat and other platforms to issue more than 230,000 consumer vouchers, involving 129 million yuan in funds, which continues to help the consumer market recovery.

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