In 2023, "Tianyi Ying Ningbao" officially released 100 yuan premiums to enjoy 3 million yuan guarantee

Reporter Zheng Qin

On September 20, the "Tianyi Ying Ningbao" in 2023 was officially launched. From now until December 25, citizens with demand can handle the insurance payment through channels such as WeChat public account, Zheli APP, Alipay and other Internet platforms, and the official public account of the underwriting agency. From January 1, 2023 to December 31.

It is understood that "Tianyi Ning Ning Insurance" is a Huimin -type commercial supplementary medical insurance under the government. Shoubian Insurance, Taikang Pension, China Union, Sunshine Property & Casualty Insurance) was determined by Ningbo Local Financial Supervision Bureau, Ningbo Medical Insurance Bureau, and Ningbo Banking Insurance Regulatory Bureau through public selection. The Bureau, the Municipal Local Financial Supervision Bureau, and the Ningbo Banking Insurance Regulatory Bureau jointly supervised. Ningbo medical insurance insured personnel can pay premiums in full deductions through the full amount of funds for employee medical insurance accounts. When participating in the insurance, there is no age, health status, previous medical history, and occupational category restrictions.

Compared with 2022, the new "Tianyong Ningbao" further connects basic medical insurance to ensure a comprehensive upgrade. Participants have four major guarantees, and they can enjoy the medical expenses of up to 3 million yuan in the year: 1 million yuan in hospital for medical expenses for medical expenses for medical expenses, 1 million yuan of malignant tumor prescriptions with self -funded drug cost guarantee, 700,000 yuan Specific medical cost guarantee and 300,000 yuan of proton heavy ion medical expenses.

In terms of premiums, the "Tianyong Ningbao" in 2023 decreased from the original 139 yuan/person to 100 yuan/person in adults (born January 1, 2005 (excluding)). Born on January 1 (inclusive)) 60 yuan/person. At the same time, the threshold for decline in claims, medical expenses for hospitalization and special disease outpatient clinics, the annual starting line of the annual starting line with self -funded drug expenses, and specific rare disease drug costs have been reduced to 6,000 yuan. The reimbursement threshold directly reduced by 14,000 yuan.

It is worth mentioning that in 2023, the "Tianyi Ying Ningbao" canceled the A and B directory settings of the Phasequites of Malignant Tumor Prescription. Reasonable and necessary and meet the indications of the drug instructions. If it meets the "Tianyi Ning Ning Insurance" responsibility, the secondary requirements for malignant tumors can apply for reimbursement and enjoy a unified reimbursement ratio. Settlement settlement is more convenient. Medical expenses for hospitalization and special illness clinics in Zhejiang Province can be settled in real time in medical institutions through swiping or scanning codes in medical institutions. Simultaneous settlement with basic medical insurance will effectively alleviate the burden of large medical expenses for patients and avoid claims for claims. His leg trouble.

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