The 2022 version of "Zibo Qihui Insurance" officially launched from 99 yuan, the highest insurance amount from 3.3 million

On September 19, the launching ceremony of the "Zibo Qihui Insurance 2022" was held in the Broadcasting Hall of Zibo Radio and Television. The minimum of each person is only 99 yuan, and the maximum guarantee can reach 3.3 million yuan. Unlimited age, household registration, and past symptoms. Zibo Medical Insurance insured personnel and Zibo "new citizens" can be insured.

Bi Hongwei, deputy mayor of Zibo Municipal People's Government, the Propaganda Department of the Municipal Party Committee, the Municipal Committee of the Municipal Party Committee, the Municipal Federation of Trade Unions, the Municipal Party Committee, the Municipal Women's Federation, the Municipal Disabled Persons' Federation, the Civil Agricultural Bureau Commission, Municipal Market Supervision Bureau, Municipal Medical Security Bureau, Municipal Local Financial Supervision Bureau, Municipal Big Data Bureau, Zibo Banking Regulatory Supervision Bureau and other relevant leaders, Deng Gang, Secretary of the Party Committee of the Pacific Life Shandong Branch, the main manager of the Pacific Life Shandong Branch The founder and CEO Shen Peng attended the meeting.

"Zibo Qihui Bao 2022" launching ceremony

"Zibo Qihui Insurance" is directed by the Zibo Medical Security Bureau and the Zibo Banking Regulatory Bureau. The joint insurance formed by the property insurance and the property insurance, the ICBC Ansheng Life Insurance, Yongan Property & Casualty Insurance, and the National Ren Ren Insurance joint insured. The water drop company is the operation platform to help the development of "Zibo Qihui Insurance" throughout the process.

Bi Hongwei, deputy mayor of the People's Government of Zibo City, Shandong Province, said that the "Zibo Qihui Bao" has been operating for two years, which has effectively reduced the burden of medical treatment and alleviated the problem of "expensive medical treatment". As an important livelihood project, "Zibo Qihui Insurance" should continue to improve product design in the new year, improve the inclusiveness, and build a health and safety defense line of the people.

Bi Hongwei, deputy mayor of Zibo Municipal People's Government

In 2022, the "Zibo Qi Huibao" adheres to the principle of inclusiveness and continues the product characteristics of "coverage, low threshold, and high guarantee". In terms of premiums, differentiated adjustments are adopted according to the age group, 99 yuan at the age of 50 and below (except for past symptoms), 149 yuan over 50 years old and those with past symptoms, and guide people with different ages and physical conditions as needed.

In terms of product design, in 2022, Zibo Qihui Insurance has been upgraded in the aspects of ensuring quota, special medicine directory, and reimbursement ratio. Specifically, inpatient medical expenses and specific high -amount drug protection quotas were increased from a maximum of 1 million yuan last year to a maximum of 1.5 million yuan. It reached 3.3 million yuan.

In terms of reimbursement ratio, inpatient medical expenses and specific high -amount drug guarantee exemptions are 20,000 yuan. The non -past disease group adopts segmented compensation method to tilt to the major disease group. The higher the medical expenses, the higher the proportion of reimbursement. The compensation ratio between 20,000 yuan and 50,000 yuan is 60%, 50,000 yuan to 10,000 yuan compensation ratio is 70%, 100,000 to 200,000 compensation ratio is 80%, and the compensation ratio of more than 200,000 yuan is the compensation ratio is to be the compensation ratio is to the compensation ratio of more than 200,000 yuan is to pay more than 200,000 yuan. 90%. The percentage of the previous symptoms increased from 40%last year to 50%. The rare disease guarantee amount is 10,000 yuan, and the compensation ratio is 70%.

In order to better guarantee the health of young people and improve the awareness of adolescent insurance, the guarantee responsibility of "Zibo Qi Hui Insurance" is better for students and children, and the proportion of reimbursement for employees under 22 years old is higher. The compensation ratio between 20,000 yuan and 50,000 yuan is 70%, 50,000 yuan to 10,000 yuan compensation ratio is 80%, and a compensation ratio of more than 100,000 yuan is 90%.

It is worth noting that this year "Zibo Qihui Bao" has expanded the scope of protection and covers the "Zibo New Citizen" group for the first time. Unlimited Zibo Medical Insurance, participating in the basic medical insurance of employees outside Zibo City, and working employees (men under 60, female under 55) outside Zibo City's residence permit in Zibo City, and participating in the basic medical treatment of residents outside Zibo City Students who are studying in Zibo can also participate in insurance.

"Buy together, Hui is better", Zibo Qihui Insurance supports "medical insurance account payment". Insurance employees can use employees' personal account balance to buy directly -based family members who participated in the basic medical insurance insurance in the city. Direct relatives at the same time are regarded as a family, and they can enjoy a single person with a single person and 10,000 yuan.

In addition, in order to better play the inclusive guarantee and reduce the risk role of "Zibo Qi Hui Insurance", the annual premiums of minimum insurance and special persons only need 10 yuan per year, and they can enjoy all the guarantees and services of "Zibo Qihui Insurance". 10,000 yuan.

According to reports, since the launch of Zibo Qi Huibao in September 2020, a total of 27,000 payments have been paid in two years, with a cumulative compensation amount of more than 248 million yuan. It was only 8 months, which greatly relieved the medical expenses of residents and was trusted by the masses.

In 2022, the "Zibo Qi Hui Insurance" insurance period was from September 19, 2022 to November 24, 2022. All insurance policies took effect at 0:00 on November 25, 2022, and the guarantee period was 1 year. Insurance method: 1. Pay attention to the "Zibo Qihui Insurance" WeChat public account insurance; 2. Alipay search "Zibo Qihui Insurance" insurement; 3. offline insurers can be insured on -site through joint insurance staff or in business stores.

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