@人 | Credit purchase ", don't miss these benefits

Recently, many Huayan users in Chongqing have received invitations to upgrade Huayan to "Huayan | Credit Purchase". What is this?

In fact, the upgrade of Huayan is nothing new. In November 2021, Huayan announced that in order to implement the regulatory requirements of consumer credit, brand isolation work was launched. In order to advance this work, Huayan users will receive an upgrade invitation in batches.

Why do you want to upgrade? Who borrowed money more clearly and clearly

After the upgrade, Huayan has become an exclusive consumer credit brand of consumer finance companies (hereinafter referred to as "ants" of Ant Group (hereinafter referred to as "Ant Disposal"), which provides small and medium -sized credit services for everyone; consumer credit contributed by financial institutions such as banks , To update the credit purchase service of the bank, which can meet everyone's more quota needs.

The original flowers were provided by other financial institutions such as Ant Group and banks.

Now, it is strictly distinguished. It's more clear.

Huayan is a consumer credit for ants to eliminate gold. Credit purchases with other financial institutions' names are consumer credit provided by other financial institutions.

There are many benefits of upgrading, don't miss the three -phase interest -free benefits

Many netizens have found that the quota after the upgrade has become the amount of ants to eliminate gold and the credit purchase amount given by the bank, which will be slightly higher than the previous quota.

In addition, netizens also found that after upgrading the credit purchase, multiple benefits such as random settlement and three -stage installment interest -free vouchers have been obtained.

Thinking back to the cool summer, Chongqing people who want to take advantage of the promotion of the buyer's appliance during the National Day can just use this installment interest -free coupon.

For example, when the National Day promotion, buying air conditioners in the anti -season, as long as it does not exceed 5,000 yuan, you can use this three -phase interest -free coupon. When paying, select "Credit Purchase Premium", calculated at an average of 2.50%at the average 3 -stage rate rate. The original 5,000 yuan for one -time payment can be paid for three months, which reduces the pressure on funds in the short term. The installment fee of nearly 125 yuan.

Credit purchase and use are no different from the previous Huayan

Some netizens are worried that there are more credit purchases provided by a bank. Is there any difference in use?

The actual experience found that there is almost no difference between credit purchases and Huayan, and it can also be used in online stores and offline physical stores. There is also a maximum 40 -day interest -free period. As long as you repay on time, there will be no additional extra. Costs; also cannot withdraw cash, can only be used for timely payment.

However, netizens should pay attention when paying, "Huayan" and "Credit Purchasing" have become two independent options. You can follow your own habits. "In the position of the two.

When repaying, you can return from the "total bill", or you can enter the respective page from the "Hua Tao | Credit Purchase" homepage. The repayment is still very convenient.

People from Chongqing, have you received an upgrade invitation?

Source: Chongqing Daily Full Media

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