With the notice of winning the bid and the purchase contract, the loan can be "lending" for "lending" to lend 50.7 million yuan

Hubei Daily News (Reporter Lei Weiwei, correspondent Li Wenlai, and Zhang Zhigang) On September 20, the mechanical and equipment of Yidu Jiyu Construction Co., Ltd. will arrive at the Yidu Chemical Park project site, and the construction preparations are ready. "The construction period is tight, the task is heavy, and the funds are not spiritual. Fortunately, there is a 'political lending' to help." Cao Xiaolong, the person in charge of the company, said: "No mortgage is required.

Not long ago, Yingyi Construction Company was purchased through government procurement, and it was a flat project for the bidding. Due to the high cost of workers and equipment, the company is facing a funding gap. Cao Xiaolong made an application on the "Yicheng Government Procurement Contract Online Financing Platform". Ten days later, 10 million yuan of loans of the Wuhan Rural Commercial Bank Yidu Sub -branch were on the corporate account.

Enterprises can apply for bank loans based on government procurement contracts, referred to as "political lending". In order to solve the difficulty of corporate financing, it is appropriate to innovate the implementation of "government lending" and add a bridge of banking and enterprises. "The maximum loan amount is 10 million yuan, which not only solves the problem of corporate funds, but also guarantees the smooth progress of government procurement projects." Said Cao Haitao, deputy director of the financial bureau of Yizheng City.

In July, Yizheng Finance Bureau led the establishment of the "Government Procurement Contract Online Financing Platform" to realize the online interaction of the three parties of the government, enterprises, and banks. Enterprise financing from application, acceptance to distribution, and online operation. To open the platform, enterprises can find suitable financial institutions to apply for loan applications with the project bid notice and procurement contract; financial institutions check the financing needs of financing and complete loan approval online in accordance with the official contract transmitted by the government.

Cao Haitao introduced that corporate loans have been issued for up to 12 days, with an average interest rate of 4.05%, which is lower than the market commercial loan interest rate. "Enterprises can save at least 100,000 yuan per year."

As of now, 9 banks have settled in the "Political Loan" platform and issued 13 loans for a total of 50.7 million yuan.

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