Three measures to promote the expansion of increase households and increase their efforts to maintain high -quality development

Three measures to promote the expansion of increase households and increase their efforts to maintain high -quality development

Liu Chao Ran Miao

Since the beginning of this year, the entire bank of Jiyang Rural Commercial Bank of Shandong has been "walking in front, opening a new bureau", holding the pressure of downward economic downlink and epidemic prevention and control, adhering to the painting of "a blueprint" to the end, and continuously promoting various tasks of transformation and development. New Municipal Sub -branch follows the overall work ideas of the party committee, increases loan marketing efforts, and maintains high -quality loan development throughout the year. As of the end of August, the balance of various loans was 228 million yuan, an increase of 49 million yuan from the beginning of the year.

The party building leads, and never forget to keep the "agriculture, rural areas, and rural areas." The bank has always adhered to the party building leadership, adhered to the party building work and business development, and actively carried out and co -construction with regional party organizations to promote high -quality development of various businesses. 17 government agencies and industry customers including the health center, Dongjia Village, Xinshi Town signed a strategic cooperation agreement for party building and co -construction, and continued to carry out joint construction activities, driving deposits to an increase of 73 million yuan, issuing more than 140 households and 85 million yuan; enhanced party members and employees Combat effectiveness, organize employees to carefully study the headquarters' activity plan, analyze the difficulties of business in combination with the actual situation, formulate the internal assessment methods based on positive incentives, refine the division of labor, and decompose the task to each employee according to the actual situation of each person, so that so that so Each person has a goal and direction in the line; establish a reward mechanism, establish a reward mechanism on the basis of distributing the task indicators of the headquarters, study and formulate a prize and penalty plan, to motivate employees, encourage employees to actively carry out loan marketing, and implement the "multi -time labor and more labor. In obtaining, the workers must have "thought, which makes everyone stress, and everyone has the motivation, thereby driving the progress of the loan business in the bank.

Conscious customers and take the initiative to attack the market. The bank consolidates basic customers, adheres to the system of customer managers in the village, "should be accepted" in the process of entering the village, practically rooted in the masses, and realized the loan marketing work. Stop customers, as a "valuable wealth" for credit work, must be firmly grasped, encourage existing customers to lead new customers to handle loan business, improve the quality of loan customers, "precise docking", and increase the intention of customer loan; Deeply cultivate the village committee in the jurisdiction, strengthen contact with the village committee through the party building and co -construction, and carry out the saying.

Improve efficiency and strengthen the image of the tree. The current market situation is severe. As a service industry, whether it can give customers a better loan experience, it has become a standard for consideration. Adhering to the service concept of "based on the urban and rural and serving the public", the Xinshi Sub -branch is committed to providing customers with better loan services for customers in the bank and establishing a good image of rural business. The bank simplifies the process to improve the efficiency, adheres to regularly organizing customer managers to learn, learn diverse loan products, and learn excellent loan operation experience, so as to improve the ability of customer managers to run loan Services, combine loan applications with loan inspection, adopt the way to sign the door signature for customers who are inconvenient to come to the outlets, and do a good job of pre -loan investigation, which will greatly provide convenience for customers and greatly save loan time; accurate recommendation of accurate recommendation; Refine services, give multiple understanding of each loan customer. For customer attributes, give precision loan products recommendation, eliminate customer doubts, solve customer difficulties, and provide more suitable credit services for customers.

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