Jinda County: Entrepreneurship guarantee loan helps dreams to sail

"I really want to thank the party's good policy and solve the problem of funds for me." In September 2022, a business operator said with emotion when he applied for a business guarantee loan.

For entrepreneurs who have just set foot on the road of entrepreneurship, the shortage of funds is a big problem, and the emergence of entrepreneurial guarantee loans has solved the urgency of many entrepreneurs.

Since the beginning of this year, Jinta County has included the work of entrepreneurial guarantee loans in an annual important matter, and on the basis of last year's work, it has conducted a comprehensive investigation, figured out and predicts the work and needs of this year. The task laid a solid foundation.

Arrange special personnel responsible for strict review of the application information, and complete the information review and field survey within 5 working days for qualified loan staff. It is recommended to submit to the undertaking bank within 2 working days to form a closed loop of work, improve work efficiency, shorten the handling of handling processing time.

Before the loan data review, the bank took the initiative to communicate and connect with the service matters such as "green channels", simplifying working procedures, and shortening loans, and doing work ahead, and starting with the starting consciousness of sprinting. At the same time, the bank regularly urges banks to conduct a pre -loan assessment investigation and loan issuance approval on the operation of loan personnel, repayment capabilities, and credit. The loan issuance progress is always reported, which greatly improves the efficiency of serving the people.

The joint banks, financial departments, social security and other units will conduct a comprehensive verification of the stock loans, and conduct on -site inspections on the operation of each applicant's operating projects and whether there is any cancellation of business licenses to ensure that the scale of the project and the amount of loan loans shall be ensured. , Match the use of loans, rationalize the use of entrepreneurial guarantee funds to ensure that the loan is "loan, good, and recovered. As of now, a total of 37.18 million yuan of loans will be issued to help a group of entrepreneurial people realize their entrepreneurial dreams and employment dreams Essence

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