The "China Banking Social Responsibility Report in 2021" was released from many banks in Hubei

□ Chutian Metropolis Daily Journalist Chai Jing Intern Wei Jiayi

On September 15th, the China Banking Association officially released the "China Banking Social Responsibility Report in 2021" (hereinafter referred to as the "Report"), which is the 201 14 consecutive year of the China Banking Association to release the banking social responsibility report. Jimu Journalists sorted out and found that the cases of many banks such as Hubei Branch, Hankou Bank, Hubei Provincial Agricultural Credit Federation, and Wuhan Rural Commercial Bank were selected.

Promote the upgrade of "E -Steel Manufacturing" to "green intelligence manufacturing"

The "Report" closely linked the theme of actively assumed social responsibility and fulfilled his duties to serve the society, and combed and summarized the Chinese banking financial institutions in the past year in serving national strategies, promoting common prosperity, promoting financial inclusiveness, consolidating people's livelihood guarantees, empowerment empowerment Green development, help scientific and technological innovation, and protect consumer rights and interests.

The report shows that Bank of China has continued to accelerate the adjustment of credit structure, strictly controls high -energy and high -emission brown industry credit, and actively promotes the comprehensive green transformation of economic and social development. As of the end of 2021, the bank's brown industry credit ratio was less than 10%.

Hubei Steel is the largest building steel production base in Hubei Province, an important industrial steel base and emerging high -end plate production base. According to its operating development status, the Bank of China Hubei Branch conducted an overall evaluation from multiple risk points such as environmental protection and industry policies to reasonably provide credit. In terms of trade financing, simple financing procedures, high -efficiency lending approval, the maximum price preferential price preferential in import and export exchange and sales, helping enterprises reduce financing costs; initiated the establishment of a creditor's rights committee, and promoted the upgrade of "E -Steel Manufacturing" to "green intelligent manufacturing" , Achieve solid waste from factory, sewage circulation, and atmospheric dust reduction. In 2021, Echeng Iron and Steel had been rated as "clean production environment -friendly enterprises" by the China Iron and Steel Industry Association.

Relieve that small and micro enterprises financing is difficult to financing

Hubei Rural Credit Cooperative's "Liability Bank of the Responsible Bank of Small and Micro -Enterprises -Some Practical Actions that the Provincial Rural Commercial Banks to relieve the financing of small and micro enterprises" have been entered into the report. The main practices introduced in the case include: carry out a series of "small and micro financial stores" series of activities to relieve the problem of "unable to loan"; optimize the internal mechanism, alleviate the problem of "slow loan"; persist in reducing costs and benefits, alleviating " The problem of "loan is expensive; do the expansion of incremental expansion, relieve the" narrow loan "problem; innovate the guarantee mechanism, relieve the" loan less "problem; strengthen the period management, and relieve the" short loan "problem.

Last year, the Hubei Agricultural Credit Federation led 76 cities and counties in the province to hand over a answer sheet with a full gold content and a full sense of market players. At the end of 2021, the balance of loans was 613 billion yuan, an increase of 82.2 billion yuan from the beginning of the year. The net increase was the first in the province.

In order to further solve the "short, frequent, and urgent" problem of small and medium -sized enterprises, Wuhan Rural Commercial Bank launched a inclusive financial product "Hanyin · Tax E fast loan" tailored for small and micro enterprises. This product is characterized by the wide range of access conditions for the operating industry, business scale, and tax rating of small and micro enterprises. As long as it is a small and micro enterprise with a tax Class C -Class (inclusive) or above in Wuhan, it can apply for online applications on 7*24 hours, Batch second loans, interest rate discounts, and borrowing.

Try a social security card for the convenience service of the social security card

In the "Report", Hankou Bank uses "incubators for special special companies", "multi -measures to do a good job of social security cards to redeem convenience services", "carry out strategic cooperation to paint a blueprint for the public and build a blueprint for the public" It is not difficult to comprehensively optimize account services "and" successful landing in the country's first batch of 'green insurance loans' business ".

Hankou Bank has further promoted the practical activity of "I do practical things for the masses" and became the "preferred bank" and "host bank" in Wuhan social security cards, providing citizens with high -quality social security services and comprehensive financial services. In the past, the new office or replacing social security cards from the past often took about one month from the submission of review materials to the end, which was time -consuming and labor -intensive. At present, the bank can accept the social security card business at 124 agencies in Wuhan. Citizens can provide only one ID card and electronic photo to handle it. The length of the application is not more than 5 minutes.

In 2021, in order to complete the generation of social security cards proposed by the Human Resources and Social Security Bureau of Wuhan City, the bank launched the "Golden Card Express" social security card mobile service window fast -run service. Mobile convenience, actively entering the unit to provide the community to provide a generation of social security cards to issue three generations of social security cards to on -site service, opened up the "last mile" of the unit employee and community residents to change the social security card, and win the good service reputation. Measures to improve the quality of social security card services.

The Hubei Daily client, paying attention to the major events of Hubei and the world, not only pushing the authoritative policies for users, fresh hot information, and practical convenience information, but also launched a series of characteristics such as reading newspapers, newspapers, learning, online interactives.

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