"The Month of the Popularity of Financial Knowledge" Children enter the city, and their parents are left behind their homeland. They want to buy insurance for rural parents

With the advancement of urbanization, more and more rural youth leave his homeland and enter the city. Many "left -behind parents" have appeared in rural areas. I don't want to hinder their children's development because of this desire.

"Does the mother's waist still hurt often? Dad is old, is it still working day and night?"

In the final analysis, the biggest wishes between loved ones are still a peaceful sentence.

Want to buy insurance for parents in the countryside, not only to express a filial piety, but also to add a peace of mind.

So what should I pay attention to when buying insurance for rural parents?

Before configuring insurance for your parents, you must remember to help them get the medical insurance first. Some common diseases can be solved with it. Moreover, with medical insurance, buying commercial insurance is cheaper than there is no medical insurance.

After that, it is recommended to supplement commercial accident insurance and commercial medical insurance. Accident insurance can reimburse the cost of accidental injuries; and commercial medical insurance can supplement the amount and scope of social insurance and medical insurance, so that parents can enjoy better medical treatment.

When choosing insurance products for rural parents, you must also pay special attention to whether the following two requirements are met:

The first is occupational requirements.

The risks faced by different occupations are different, which also affects insurance.

For example, it is a low -risk engaged in farming and breeding. The coastal fishing and driving engineering trucks may be classified as high risks. Those who have multiple jobs may also be positioned in high -risk occupations. Only in accordance with occupational requirements can it be insured, otherwise it will affect claims. Therefore, it must be confirmed to the salesperson when insured.

The second is the requirements of health.

Commercial medical insurance generally requires the physical health of the insured. Different products are different.

Under normal circumstances, millions of medical insurance> anti -cancer medical insurance> Ji Huibao.

Ji Huibao is a Huimin medical insurance product led by the government. The biggest feature is that there is no restriction on age, occupation, and health. The only requirement is to participate in the basic medical insurance of Jining City. Medical expenses effectively prevent people from returning to poverty due to illness.

Therefore, it is recommended that you choose the right product according to the physical condition of your parents. (Correspondent Zhu Ruixuan)

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