Hengqin Cooperation Zone "One Anniversary": Qinao Minsheng integrates into the fast lane, and financial rules are connected to multiple breakthroughs

Time to go back to September 5, 2021, the Central Committee of the Communist Party of China and the State Council officially released the "Overall Plan for the Construction of Hengqin Guangdong -Australia In -depth Cooperation Zone" (hereinafter referred to as the "Plan"). The four major industries, including the modern financial industry.

Since the release of the "Plan" for one year, the Guangdong Banking Insurance Industry has adhered to the original intention of financial support for the Macau industry. It is based on the need for the financial and residents of enterprises in Guangdong and Australia. The "main force" of development.

Data show that in the first half of this year, the Hengqin Cooperation Zone realized the regional GDP of 22.393 billion yuan, an increase of 2.5%year -on -year. Among them, the added value of the financial industry was 8.217 billion yuan, an increase of 11%year -on -year, accounting for nearly 40%of GDP.

Lay up a new starting point for the modern financial industry

The reporter learned that in order to promote Hengqin's modern financial industry at a high standard at the new stage, after the "Plan" was introduced, the Guangdong Banking Regulatory Bureau set up a special leadership group for the first time. The policy formulation has more than 30 suggestions, and the implementation plans are issued and issued to promote the construction of cooperative zones in multiple levels. At the same time, with the reform of the "decentralization service" as the breakthrough point, the entry efficiency of the bank insurance grassroots institutions of the cooperative zone has been greatly improved. In the past year There were 29 and 15 respectively, with the year -on -year growth rate of loans and premiums reached 35.1%and 25.6%, respectively. In addition, the Guangdong Banking and Insurance Bureau also encouraged the bank insurance institutions in the district to optimize the management structure, strengthen resource tilt, and continue to build a high -quality financial service system. At present The branch's asset custody operation center landed in Hengqin, and the CCB Guangdong Branch established the Special Team of the Cross -border Financial Center of Hengqin. The advantages of financial services aggregation gradually appeared.

Finance helps cultivate new industries

Financial innovation is essential to stimulate the vitality of Macau's characteristic industries. For example, the Guangdong Banking Regulatory Bureau guided the banking institutions within their jurisdiction to launch exclusive financing products such as "Qin'ao Assistant Innovation Loan" and "Australian Loan". New international trade business, etc.

As of the end of July, the banks within their jurisdiction over Hengqin Technology R & D and high -end manufacturing, Chinese medicine industry, and cultural tourism exhibitions and trade industry loans were 25.248 billion yuan, an increase of 20.1%over the beginning of the year, of which credit loans accounted for more than 30%.

On the other hand, the Guangdong Banking Insurance Bureau guides the insurance institutions in the jurisdiction to provide comprehensive insurance services for Macau residents who come to Hengqin. At present, insurance institutions in the jurisdiction have launched 29 exclusive critical illness insurance and cross -border medical insurance in the Greater Bay Area. At the same time, it also provides enterprises in 176 cooperative zones with risk protection of employer liability insurance and accident insurance.

Promote the accelerated integration of Qin'ao Minsheng

In the past year, the "Plan" has continued to make efforts to promote the integration of Qin'ao Min Sheng into the fast lane.

In terms of infrastructure construction, after the cooperation zone was listed, the banks within their jurisdiction issued a total of 9.72 billion yuan to major projects on the island. The insurance institutions provided risk guarantee to the island project by nearly 9 billion yuan. At present, the balance of infrastructure projects in the cooperation zone is 20.74 billion yuan. , Increased by 9.3%compared to the beginning of the year. Among them, the introduction of overseas low -cost funds exceeded 3 billion yuan, such as the "Macau New neighborhood" of the major people's livelihood project of Guangdong -Macao cooperation, which has incorporated more than 560 million yuan from Macau's foreign debt funds from Macau, and the 5 -year loan interest rate is as low as 3.45%to help the construction of the cooperative zone construction. More efficient.

In terms of people's livelihood financial services, promoting "medical treatment", and helping nearly 50,000 Macau residents "one stop" Zhuhai Medical Insurance through cross -border social security business. There is no head ", and the number of insureds and the amount of compensation increased by 380%and 112%year -on -year, respectively. Ensure that "living and living", the balance of mortgage loans to Macau residents exceeds 1.4 billion yuan. It facilitates the "dependence on doing something", providing cross -border car insurance protection for 12,000 Macau cars, and has lowered the car insurance rates twice this year. Help "work", support banks to innovate the "Bay Area Salary", and the cross -border income of mainland residents working in Macau achieves second accounts.

In terms of resistance to the rescue and relieving rescue, in the face of the Macau epidemic, the Guangdong Banking Regulatory Bureau guides the bank to actively provide delayed repayment repayment services for Australian enterprises and Macau residents who have difficulty repayment. The personnel presented exclusive "epidemic prevention insurance" and handled the policy extension to reduce the periodic operational losses caused by the suspension of tourist vehicles in Guangdong and Australia due to the suspension of driving.

Qin -Australian financial rules connect more breakthroughs

It is understood that after the release of the "Plan", the Guangdong Banking Regulation Bureau actively explored and supported the innovation expansion of cross -border financial business. Cross -border transfer of assets, the first green financial asset cross -border transfer business successively landed in Hengqin.

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