In the first 5 months, Ningjin County's economy and society showed a good trend of stable and healthy development

Since the beginning of this year, Ningjin County has promoted a positive fiscal policy, improved its efforts, improved quality and efficiency, and gave full play to the role of fiscal and financial support, so that fiscal funds achieved "financial" to ensure that the financial "live water" flows to the real economy. Fully support the development of enterprises, especially small and medium -sized enterprises, fully support the battle to win stable economic operations, attract financial rescue "living water", and "quench thirst" for small and medium -sized enterprises. As of the end of May, the county had completed a local fiscal revenue of 538.96 million yuan, an increase of 20.3%in the same caliber, ranking third in the city, with general public budget expenditures of 131.48 million yuan, an increase of 9.1%year -on -year, and people's livelihood expenditure was 112.399 million yuan, accounting for general public budget expenditures 85.5%, supporting government financing guarantees and inclusive finance through financial funds, accelerated financial institutions for enterprises to lend loans. As of the end of May, the balance of loans of financial institutions in the county was 17.623 billion yuan, an increase of 1.322 billion yuan from the beginning of the year. 8.11%, using "real gold and silver" to help companies "replenish qi and blood" and "through the meridians", the county's economy and society show a good situation of stable and healthy development.

Government financing guarantee "immediate shadow"

In the first time, Ningjin County was established by the county magistrate, the deputy county chief, the deputy head of the county, the deputy head of the county, the head of the financial bureau and the head of the financial risk prevention and control center, as the deputy director of the office and deputy director, to realize the county chief personally grasped and deputy deputy deputy deputy The county magistrate relied on the specific work pattern of grasping and leading part of the specific grasp, and used the "total" business as the "first -hand" project to help the construction of financial resources and enhance the vitality of local economic development. Combined with the actual development of Ningjin County's industrial development, the "Implementation Opinions of the Office of Ningjin County People's Government on Printing and Distributing to Promote the Development of Government Financing Guarantee Agency to Support Small and Micro Enterprises and the Development of the" Three, Rural, Farmers and Farmers "" determines "carrying out city and county cooperation first, and then set up guarantee guarantees. The principle of the company has allocated 1.2 million yuan in compensation for risk compensation, and the budget of 20 million yuan has been entered into the stock market to integrate the company. Organize relevant departments and financial institutions to concentrate on participating in the "total" batch guarantee business training conference in the city and county's banks, conscientiously study the workflow of our county's business, and organize personnel to communicate and do with the higher -level departments in a timely manner, unblock the channels for cooperation, and work hard to build it. The bridge between financial institutions and small and micro enterprises should be a "expert hand" for policies.

In accordance with the process of "loan household application, bank review, lending is insurance, premiums and exemption", establish an approval of the "green channel", implement centralized review and batch access, and establish a long -term mechanism for "dare to loan, wishful loan, and loan". Realize the batch and efficiency of the guarantee business. As of June 20, the county's financial institutions in the county issued a total of 190 "total" batch guarantee loans, with a amount of 250 million yuan, ranking third in the city. Give full play to the role of "timely rain" and "boosant agent" to help enterprises hedge the downward pressure on the economy. Multi -form, multi -channel extensive publicity government financing guarantee business, through "online+offline", "concentration+individual" and other methods to send preferential policies to market entities, allowing the policy to blow in time More than 5,000 volumes and more than 8,600 policy lists. Ningjin County's release of the "General Capital" policy promotion short video has been affirmed by municipal leaders and promoted the county's study.

Establish and improve the assessment supervision mechanism, incorporate the cooperation of the "total to the general" of Yinfang into the bank to support the local economic development assessment system, and highlight the policy orientation of the higher -level government financing guarantee to focus on the small branch agriculture, the principal -guaranteed micro -profit operation, and the role of credit enhancement. The task goals, work performance and policy support, and financial fund storage of various banks are linked to promote the implementation of work. Ningjin County decomposes and refine work tasks in accordance with the superior annual work goals, horizontal to the month, and vertical to banks, and vigorously promote the completion of the county's "total" batch guarantee business tasks. Guide banks to tap the existing customers, and by exert the effect of existing customers, the leading role of stock customers, chain excavation peers and upstream and downstream customers' resources to promote the quickly open the situation. At present, eight banks including Agricultural Bank of China, Industrial and Commercial Bank of China, Postal Savings Bank, Rural Commercial Bank, Construction Bank, Bank of Dezhou, Bank of Qilu, Jiaodong Village and Town Bank signed a contract with the "total" guarantee business.

Finance supports inclusive finance "continuous efforts"

Ningjin County is guided by the creation of inclusive financial demonstration zones, and solidly carried out multi -layer, multi -level, and multi -form special docking activities such as political banking and new agricultural business entrepreneurs, and visiting enterprises. The balance of the loan of inclusive small and micro enterprises was 2.968 billion yuan, a year -on -year increase of 46%, an increase of the city's ranks 1st; the balance of the production and operating loan of inclusive farmers was 2.403 billion yuan, ranking third in the city, an increase of 21%year -on -year; The average interest rate for the loan of inclusive small and micro enterprises was 5.87%, a year -on -year decrease of 8.72%, and the city ranked second in the city. The balance of credit loans for small and micro enterprises was 942 million yuan, an increase of 155%year -on -year, and the city ranked second.

Through the scope of "expansion", "mention" high loan quotas, "extension" long use period, "gathering" wealth and gold combination thresholds, "shrinking" short approval time, "exemption" removal The "four increases and four reductions" measures for anti -guarantee requirements and "pressure" reduction costs will be increased to increase the policy of entrepreneurial guarantee loans. In 2021, a total of more than 80 million yuan of entrepreneurial guarantees was issued, an increase of 20.8%year -on -year. In order to encourage financial institutions to actively carry out business, more than 100 million yuan of reward funds for financial institutions will be issued. At the same time, the repayment rate of the entrepreneurial guarantee loan of Ningjin County has been maintained at 100%. Adhere to the principle of "market -oriented, corporate subjects, and government promotion", and financial support policies such as listing rewards and financial subsidies are encouraged to support the listing and financing of small and medium -sized enterprises in the equity market. At present, it has allocated more than 9 million yuan in support funds, and 10 enterprises are supported to help enterprises develop healthy development. Establish a list of "specialized new" enterprises in the county, and form a political and silver interactive collaboration system to escort the "specialized new" enterprise. As of the end of May 2022, a total of 312 million yuan was issued for more than 70 "specialized new" enterprises.

The county's financial capital contributed 50 million yuan to establish an emergency transfer fund. Through government guidance, it played the role of fiscal funds, and encouraged financial institutions to distribute pure credit loans for exemption and guarantee. Through the model of the risks of the government, financing guarantee companies, and banks, the establishment of the "No Renewal Loan" risk capital pool has been explored. As of now, emergency transfer funds provide more than 30 enterprises with 85 emergency loans, cumulative amounts, cumulative amounts 473 million yuan. To build a government procurement supply chain financial platform, small and medium -sized enterprises can make government procurement contract financing with government procurement notice. As of the end of May, a total of 10.8 million yuan of government procurement contract financing loans were issued.

Innovate financial and financial products "precise services"

Combining the industrial advantages of Ningjin County, carefully investigated the 39,000 market entities, and compiled into a book according to the situation of the enterprise, the industrial chain, and the market situation of the product. Elements such as pledge, guarantee, fiscal subsidy, etc., innovate fiscal and financial products, make fiscal and financial support more accurate and continuous.

Taking the "Furniture Industry Cluster" as a breakthrough, the guarantee plan of "total to the total" has been grafted to this business. In accordance with the principles of "cluster credit, guarantee reduction, risk controlled, efficient and convenient" The mortgage and other collaterals, integrate government credit guarantees and discount guarantees, and provide credit support for single households with a single household of not higher than 5 million. As of now, a total of 7.2 million yuan has been issued to benefit 6 companies.

"Hydropower Rental Loan" inclusive subject. According to the actual operation of small and micro enterprises, individual industrial and commercial households and the previous year's water, electricity, and housing lease fee, the principle is based on the 1: 1 amount, and the maximum credit quota is not exceeded by 500,000 yuan according to the credit line. The company provides full joint liability guarantees, and the legal representative and actual controller provide the couple's joint responsibility guarantee. As of now, a total of 3.5 million yuan has been issued to benefit 28 companies.

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