Financial "live water" pour piano and Australia's innovation, Macau or become domestic -funded enterprises "going to sea" window

Southern Finance All Media Reporter Peng Minjing, Intern Jin Hongcheng Zhuhai Report

SMEs often face financing difficulties during the initial development stage.

Recently, a reporter from Southern Finance and Economics interviewed a number of Hengqin and many scientific and technological enterprises in Macau and found that in Hengqin, this aspect is based on technology that has not been transformed into products. Many innovations have not really entered the physical market. With poor comprehensive operating performance, on the other hand, Australian -funded enterprises cannot inquire about credit scores in the Mainland, which does not meet the traditional credit policies.

Nowadays, more and more Australian -funded enterprises have come to Hengqin Guangdong -Australia In -depth Cooperation Zone (referred to as the "Cooperation Zone"). According to data from the Commercial Service Bureau of the Cooperation Zone, as of the end of August 2022, 4,298 new enterprises were established since the establishment of the cooperation zone, of which Australian -owned enterprises have added 705 new households, an increase of 8.3%from the cooperation zone, and a total of 5,000 households have exceeded the cumulative.

From the perspective of Liu Xianghong, president of the Bank of China Hengqin, Guangdong -Australia (referred to as "Hengqin Zhongxing"), it seems that science and technology enterprises have a full life cycle financing demand. For example, the largest investment in the early stage is the R & D stage. However, these companies may not be met due to special circumstances of some assets through equity financing.

"Investment and loan linkage" may be a solution. Liu Xianghong told Southern Finance and Economics reporters that on the one hand, "investment and loan linkage" provides loans for enterprises, solve the capital needs of business in the early stage of research and development. financial support.

Cracking the financing problem of Qin -Australia's innovation enterprise

Zhuhai Fujiba Pharmaceutical Co., Ltd. (referred to as "Fujima Pharmaceutical") is an innovative drug research and development enterprise focusing on the treatment of major diseases such as advanced physical tumors and refractory tumors. At present, more than 1 million R & D investment has been accumulated.

"The company's early investment is staged and needs to invest a lot of funds." Yang Xinchun, general manager of Fujima Pharmaceutical, admitted in an interview with a reporter from Southern Finance and Economics. Taking the current stage as an example, the company needs to purchase experimental equipment and raw materials for laboratory research and development. Market -based financing takes a long time.

Today, Fujima Pharmaceutical has applied for 10 million mortgage loans. For enterprises such as Fujima Pharmaceutical, which have strong independent innovation capabilities but have not yet been commercialized, intellectual property loans are one of the solutions that make enterprises "intangible" assets into "real gold and silver".

"The premise of intellectual property pledge loan is to have technology. This technology may not have been produced and has not actually entered the circulation field. The loan can provide up to 10 million funds." Liu Xianghong said that not long ago, Hengqin successfully landed in the cooperation zone. The first science and technology enterprise intellectual property pledge loan. In addition, in response to the problem of unable to inquire about credit scores in the Macau SMEs in the Mainland, Hengqin China Bank also launched a "Guangdong -Macao Sharing Loan", which can issue loans based on credit reporting in Macau.

Recently, Hengqin Zhongxing held a special event of "" Painting Good Circles, Together with the Qin Australia " -BOC Science and Technology and Innovation+", which will provide more than ten scientific and innovative enterprises with intention to grant more than 100 million yuan. It is reported that at present, Hengqin China Bank uses credit enterprise loans, talent loans, award -replenishment loans, medical loans, traffic loans and other credit products, which provides more than 800 million yuan in credit support for more than 30 technology companies.

As an Australian -owned enterprise in the Puqiang Times (Zhuhai Hengqin) Information Technology Co., Ltd. ("Puqiang Company"), it came to Hengqin in 2018. Now it has grown into intelligent voice recognition, voice analysis, voice synthesis and natural language processing technology Core artificial intelligence high -tech enterprise.

According to Pu Yao, the co -founder of Puqiang Company, the development of Macau Science and Technology Innovation SMEs has two major difficulties in the development of enterprises and the difficulty of credit assessment in the Mainland. "The current science and technology loan launched by the Bank of China can help us solve the problem of urgent need of capital investment, and it is also conducive to the gradual development and expansion of Macau Science and Technology Innovation SMEs, which is very important for the development of the Macau technology industry."

Pu Yao said in an interview with a reporter from Southern Finance and Economics that the company's orders mostly came from multinational enterprises and large domestic operators. To complete order delivery, they need to invest a lot of funds in the early stage. Hengqin Bank supports 10 million funds through talent loans and intellectual property pledge loans. After receiving science and technology loans, companies are expected to receive more orders to develop and grow.

Feng Wentao, chairman of Macau Ronggan Investment Technology Co., Ltd. and Zhuhai Hengqin Rongguang International Technology Co., Ltd. (referred to as "Rongguang Company"), also lamented that the business scale of startups is not large, and new things will always face risks. Tradition Financing often becomes difficult because of concerns, but now it is much easier.

Domestic companies use Macau to "go to sea"

Today, more and more domestic companies have come to Macau to invest. According to statistics and census data of the Macau Special Administrative Region Government, in the second quarter of 2022, Macau's newly established company funds came from 250 million Macau in Mainland China, accounting for 78%; Among them, Zhongshan City accounts for 53%.

As a representative company to Macau in Macau, Yang Xinchun told Southern Finance and Economics reporters that Fujima Pharmaceutical has a better advantage through the international window of Macau. By creating a company in Hengqin and Macau , Back to the closed loop of the business of Hengqin.

Fujima Pharmaceutical is not an example. At the end of last year, the Macau production base of Guangyao Group was completed and put into operation. It has six major dosage production lines such as Chinese medicine particles. It is the largest and the first Chinese medicine pharmaceutical factory in Macau and the first Chinese medicine pharmaceutical factory designed in accordance with modern GMP standards. Recently, Guangzhou International (Macau) Qingzhou Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Pharmaceutical Factory was obtained. Manufacturing quasi -photos. Nowadays, Guangyao Group is still deepening the layout in the cooperation zone. The industrial development base project settled in Hengqin is steadily promoting according to the plan. Hengqin division center, Guangye Zhuhai Hengqin pharmaceutical supply chain and other projects, promote the development of modern Chinese medicine research to the transformation of industrial transformation.

It is understood that there are currently 228 registered enterprises in Guangdong -Macao Cooperation Chinese Medicine Technology Industrial Park, involving many fields such as Chinese medicine, health products, biomedicine, etc., including Macau companies, including Macau companies, a total of 9 products have been successfully registered in Mozambique. Some products have achieved export sales. At the same time, seven products have obtained a listing of Chinese patent medicine registration in Brazil and will soon enter the local market for sale.

The "Overall Plan of Hengqin Guangdong -Australia In -depth Cooperation Zone Construction" clearly needs to develop Macau brand industries such as Chinese medicine. Chinese medicine products, food and health products produced in the cooperation zone in Macau, food and health products are allowed to use "Macau Supervision", "Macau Preparation" or "Macau Design" logo.

"Europe and the United States and Southeast Asian countries still have some misunderstandings or asymmetric information about Chinese medicine products in the Mainland, and the quality of product quality in Macau production and supervision has a high degree of recognition. After many medicines are certified by Macau, they go to the 'Belt and Road Intersection' Or Southeast Asian countries are more advantageous. "In Yang Junchun's view, in the future, Chinese medicine or western medicine can make full use of Macau's institutional advantages to" go global ".

With the technical support of the National "Star Fire · Chain Network", Feng Wentao has created the "Australian Outstanding Code" system to help "Macau Preparation". This QR code sticker with product authentication has become one of the guarantee guarantee. Feng Wentao told reporters that the main business of the company is currently concentrated in the traceability and certification of large health sectors and agricultural products, and is currently preparing to enter the traditional Chinese medicine sector.

In the opinion of Shi Chongrong, president of the Macau Society of Chinese Medicine, to allow Macau TCM to go international, the key is to establish a standard for quality certification internationally and make Macau a world -class Chinese medicine certification standard center. This is "Macau Macau" traditional Chinese medicine products One of the key to entering Portuguese countries and regions.

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