Agricultural distribution of Shandong Branch: Help to adhere to the cultivation of cultivated land to serve national food security

Agricultural distribution of Shandong Branch: Help to adhere to the cultivation of cultivated land to serve national food security

The "inlet balance" of cultivated land is another innovation of the cultivation system of cultivated land after the "occupying balance" system. Agricultural issuance of the Shandong Branch has given full play to the role of agricultural policy finance to "take the lead, make up for shortcomings, and reverse cycles" early, and plan to follow up early. Recently, the bank successfully approved the first "entry and exit balance" project loan in the agricultural distribution system of 1.3 billion Yuan is used to support the implementation of the ecological restoration of the open -air abandoned mines in Changqing District and the implementation of garden land rectification.

▲ The effective chart of the cultivated land protection project supported by the bank

my country has always implemented the most stringent arable land protection system, but in recent years, the problem of "non -grain" arable land has become increasingly prominent, which has threatened national food security to a certain extent. In 2021, the state announced the area of ​​1.92 billion mu of cultivated land in my country, a decrease of 110 million acres compared with 10 years ago, and continuously approaching 1.8 billion mu of cultivated land. In this context, the Party Central Committee and the State Council have continued to resolutely prevent the deployment of "non -agricultural chemical" and prevent "non -graining" of cultivated land. In November 2021, the Ministry of Natural Resources, the Ministry of Agriculture and Rural Affairs, the State Forestry and Grassland Bureau jointly issued documents, requiring that the average arable land should be converted into forestry, grassland, and gardening, and a cultivated land must be "balanced". In May 2022, Shandong Province issued specific implementation opinions to clearly attract social capital to participate in rectification and restore cultivated land. The "entry and exit balance" indicator of cultivated land can be used across regions.

The bank took the initiative to improve its positions, seize policy opportunities, actively docking with local governments and competent departments in various places, to find the entry point and improve the quality of service, and ultimately contributed to the loan approval. The layout of the plan is coordinated. The provincial and municipal three -level trip to the third -level line high -efficiency, coordinate and coordinate the implementation. The leaders of the provincial banks grasp the commander, the front desk business department actively serves, studies and master new policies, and on -site marketing counseling; the Provincial Bank of China has repeatedly connected with the Changqing District Party Government and the implementation subjects to formulate a practical promotion plan. Funding and integrating marketing; Changqing District Sub -branch set up a special service class, clarify division of labor responsibilities, break down task goals, do good communication and coordination, regularly discuss the situation, and ensure that the implementation of various tasks will be implemented. Optimize process improvement services. Open the green channels and implement the "six one" mechanism of joint loans. Each department of front, middle and backgrounds comprehensively reviews from the perspective of admission, compliance and risks, discover problems in time, and put forward reasonable suggestions. The reverse reporting system is implemented, and the progress of the city and county bank tracking is to actively feedback to the city's branches every week. Through parallel operations and agglomeration, a new record of new policies and new model loans have been created. Compliant loans strictly control risks. Organize the difference and connection between the "entry and exit balance" system and the "balancing balance" system of cultivated land in the first time, comprehensively grasp the scope of applicable, analyze in -depth analysis of the wishes of the local people, market demand, and project feasibility in advance. , Ensure that loans in compliance in accordance with laws.

It is reported that the total investment of the project was 1.63 billion yuan, involving 10 street towns including Wenchang and Yunyun Lake, the mayor of Jinan, and the gardening land "in and out of balance" was rectified by 57,000 mu. Supporting the implementation of the project will help the bank to further broaden the field of food security and cultivated land protection business and fund supply channels, better play the role of the "three rural" backbone of policy financial services, and continue to polish the "Agricultural Land Bank" brand The image also explores new models that can be promoted and replicated for the agricultural distribution system and financial industry. (Yuan Changpeng)

Responsible editor: Zhang Wei Guo Jinhui

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