Multiple bank deposit interest rates have reduced large deposit orders "second empty"

"The deposit interest rate has been reduced, just finished it today!" On the 15th, the reporter learned that many banks in Anshan adjusted their personal deposit interest rates from September 15th, one -year, two -year, three -year and other regular deposit interest rates Compared with the previously, there are different degrees of downward reduction, of which the 3 -year regular deposit interest rate is 2.60%, which is reduced by 15 basis points.

On the 15th, Ms. Zeng had a penalty deposit. She went to two banks to handle the deposit business. As a result, the interest rate of the RMB deposit was just reduced, and the large deposit sheet she wanted to buy did not have a quota. The staff told her, "I want to buy a large deposit bill, either pay attention to the bank's mobile app to buy, or make an appointment at the bank outlets." The reporter noticed that on the same day, a number of bank official website issued an announcement on adjusting the listing interest rate of RMB deposits. For example, the listing annual interest rate released by Bank of China and Construction Bank's official website shows that on September 15, the interest rates of 3 months, 6 months, 1 -year, 2 -year, and 5 -year deposit were 1.25%, 1.45%, and 1.65, respectively. %, 2.15%, 2.65%; 3 -year regular deposit interest rate is 2.60%, which is reduced by 15 basis points.

On the day, many banks in our city adjusted the interest rate of RMB deposits, and the interest rates ranging from three months to five years from time to five to 2.65%. However, the staff said that the actual interest rate of banks has risen, and some banks also give exclusive preferential interest rates according to the situation of new and old customers and a single purchase amount.

It is understood that in comparison, the deposit rate of joint -stock banks has risen large. For example, 200,000 large deposit orders, the three -year interest rate of state -owned banks in the Anshan area is mostly 3.1%, and the three -year interest rate of a joint -stock bank can Reached 3.4%. However, almost every bank's large -deposit order is very tense. Each time there is a quota, it is fast in seconds. Whether the customer can grab the luck and "fight".

According to a bank staff, the decline in interest rates has become a trend. The regular deposits have been reduced once in April this year, but since this year, the capital market has repeatedly shocked. Choose to put the money in the bank regularly.

All media reporter Zhang Wei

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