Fighting Economic Promotion Development ｜ Chengdu "True Gold and Silver" helps enterprises to cross the difficulties. Cultural and Cultural Tong has accumulated 321 companies in total.

Cover news reporter Zhang Yuexi

The vitality of the cultural and creative market subject is related to the potential and toughness of the economic development of a city. In 2019, under the guidance of the Propaganda Department of the Chengdu Municipal Committee of the Communist Party of China (Chengdu Cultural Property Office), Chengdu, which has the potential cities with the new economic development, took the lead in launching a loan product supported by the government's discount and possession policy -the guarantee fee policy-- Cultural and innovation, injecting financial water into the development of Chengdu cultural and creative enterprises.

With the support of municipal risk compensation funds and special funds for cultural production at the municipal level, Cultural and Creative Tong can provide single -family enterprises with a maximum low -cost loan of 10 million yuan, a low -cost loan for corporate legal representatives or actual controllers.

On September 10th, in order to continue to enhance the development toughness of small and medium -sized and creative enterprises in cultural and creative small and medium -sized, and to solve the problem of "difficulty in financing and expensive financing" of small and medium -sized enterprises, the new upgrade of the cultural and creative communication system was further optimized, the efficiency was further improved, and the efficiency was further improved. Essence

Reasonable policy is densely introduced

Chengdu "True Gold and Silver" helps companies to cross difficulties

Since this year, Chengdu has introduced a series of targeted measures to relieve difficulties for cultural and creative enterprises. In April, Chengdu issued the "Policies and Measures for Supporting the Healthy Development of Market Projects to Promote Stable Economic Growth" (that is, "30 Article 30" in helping enterprises).

On June 2nd, in order to effectively help cultural and creative enterprises to maintain operation, stabilize operations, and promote development, Chengdu Cultural Production Office introduced the "Several Measures for Reluing the Development and Insurance" for "Promoting Development and Insurance" in Chengdu. Great measures cover the offline context and creative industry that has a greater influence of physical bookstores, cinemas, operating performing arts performances and museums. It releases a total of tens of millions of funds and vigorously boosted the confidence of cultural and creative enterprises.

While many policies and measures were introduced densely, the cultural and creative platform has been responsible for several times, including the start of the "2022 Cultural and Creative Tongzhou Action" accurate assistance of cultural and creative corporate financing loans. The proportion of loan interest subsidies has increased to 80%. The subsidy is performed at 100%of the actual guarantee fee.

"Chengdu's cultural and creative support policies make up for the blankness of the policy loan market to the cultural and creative industry to a certain extent. In the past, the main tendency of policy loans to be technological research and development or assets, and the cultural and creative industry of light asset operations will be in loans. With a lot of limitations. Cultural and Innovation Tong has well incorporated these companies into the scope of support, vigorously enhance the support of loan discounts, and solves a group of high -quality cultural and creative enterprises to develop the rapid development of funds. . "Chengdu Baiyun Interactive Technology Co., Ltd. COO Zhao Yan said.

The reporter learned from the Cultural and Creative Custody Platform that as of September 14, 2022, Cultural and Creative Tong had accumulated 321 enterprises, with a credit amount of more than 3 billion, covering 8 key areas of 13 cultural and creative industries.

Today, the cultural and creative platform has gradually become a new benchmark for regional inclusive financial instruments, allowing more and more market entities to taste the "sweetness". From the perspective of the finance Duan Chengdu Contemporary Junior Education Technology Co., Ltd., cultural and creative products use Chengdu's high -quality cultural and creative enterprises as service targets, and use the mature cooperation model of "political and silver" and "political and banks" Difficulty, expensive financing. "Especially the sudden new crown epidemic has a significant impact on the development of the enterprise. This policy helps us to go through the difficulties smoothly."

Next, Chengdu will continue to build a platform for a cultural and creative enterprise banking enterprise, establish an efficient and convenient approval service mechanism, give full play to the risk sharing mechanism of risk capital pools, and mobilize the enthusiasm of the two -level party committee, government, financial institutions, and market entities in the urban area. The "real gold and silver" cultural and creative financial support policies such as low interest rates, discounts, and exemptions are accurately and efficient.

New upgrade

The process is more optimized and efficient and the efficiency is greatly improved

For the first time, Chengdu's innovation of cultural and innovative "from loan -to -loan" model has played a leveraged effect of fiscal funds, and further strengthened the independent hematopoietic and market competitiveness of cultural and creative enterprises.

The reporter learned that in response to the actual difficulties of the development of capital and creative industries, Chengdu actively promoted institutional innovation. Including the establishment of a 100 million yuan risk compensation fund pool, encouraging financial institutions to increase credit loans, and to carry out short -term unsecured credit loans with good development prospects and excellent credit records through cultural and creative integration. At the same time, financial institutions are encouraged to launch intangible asset pledge loans such as intellectual property rights in response to cultural enterprises.

Specifically, the "Cultural and Creative Tong Smart Fund Pool" as a credit fund pool product with the "replacement of loan" function launched by customers under the model of a silver administration and silver administration model, which cleverly integrates the fund pool of the fund pool The flexibility of leverage amplification and the convenience of online channels can be used to ensure that the enterprise obtains loan services, and the bank credit leverage can be used to maximize the efficiency of corporate capital liquidity management.

According to the relevant person in charge, "The newly upgraded 'Digital Cultural Innovation Tong" working platform will integrate the entire process data of cultural and creative enterprise loans to achieve co -construction and sharing of loan data of cultural and creative enterprises. New technologies such as big data, artificial intelligence, etc., to provide standardized smart services for various sectors of Wenchuangtong, which will greatly improve work efficiency. "

"This is a brand -new empowerment platform that empowers the entire process of loans and subsidies for Chengdu Cultural and Creative Enterprises; the management department of the cultural and creative enterprise in the cultural and creative enterprise realizes data intelligence; This is also a strong management platform. For the management department provides all corporate data and financial institutions analysis data for the management department, facilitates the management department to carry out daily management and strategic planning, research and analysis. "The person in charge said. Overall, the newly upgraded cultural and creative platform focuses on the online integration and sharing of the entire process of the full process of cultural and creative corporate loans, which will help to achieve the "one -click" and one -stop precision services on the floor of the policy. Special During the period, "clouds" and "cloud release" can be achieved.

After experiencing a new cultural and creative Tong system, Duan Hongjie shared, "The upgraded cultural and creative platform is concise and concise, the system operation is simple, and it is also very layered. Save the business time of the enterprise. "

"After the new upgrade, the declaration and subsidy are completed in one system. Many data do not use the enterprise to add repeatedly, which further simplifies the processing process of the enterprise, and praises the efficiency and intention of the" Cultural and Creative Tong "team." Zhao Yan said.

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