Hubei Banking Insurance Regulatory Bureau: The province's bank industry assets exceeded the 10 trillion yuan mark

Hubei Daily (Reporter Zhang Yangchun, correspondent Chen Xiaoyu) On September 15, the CBRC held a series of theme press conferences in the "Ten Years of Banking Insurance Industry" in Beijing. At the press conference, Liu Shengsheng, secretary of the Party Committee and Director of the Hubei Banking Regulatory Bureau, said that in the past ten years, Hubei banking insurance industry has achieved leapfrog development. The scale of banking assets was 2.8 times ten years ago, crossing the 10 trillion yuan mark; the average annual growth rate of deposits and loans of the banking industry reached 11%and 15%, respectively; The average annual increase of insurance insurance and insurance compensation expenditure increased by 60%and 16%; insurance depth rose from 2.4%to 3.8%, and the insurance density rose from 923 yuan to 3252 yuan per person. The number of foreign banks in Hubei ranks first in the central part, and the number of non -bank institutions in the middle is second, and the insurance market system is increasingly perfect.

Liu Xuesheng said that since the 18th National Congress of the Communist Party of China, the Hubei Banking Regulatory Bureau conscientiously implemented the requirements of the Party Central Committee and the State Council's decision -making deployment and the requirements of the CBRC to lead the high -quality development of the banking insurance industry within its jurisdiction, and strongly support Hubei to build a new development pattern of building a national construction in the country. Pioneer zone.

Steady economy promotes growth and escort "the province of heroes". Sincerely supports the "Wuhan Defense War" and "Hubei Defense War". Hubei has founded the "Enterprise Financial Service Creation" in the country. The people cross the difficulty. Real gold and silver helped the economic Nirvana to revive, and supported Hubei to build a "51020" modern industrial cluster. In the past ten years, the balance of manufacturing loans doubled, an average annual increase of nearly 40 billion yuan. Type to help the enterprise rescue, the extension of the repayment of the principal and interest is 556 billion yuan, and the balance of "no repayment of the renewal" is nearly 49 billion yuan. Promoting insurance funds into Hubei, the amount of insurance funds in the past ten years has increased from 6.2 billion yuan to 585 billion yuan, ranking first in the central region. Formulate and improve the standards of financial aging service; "precise drip irrigation" new citizens' financial needs, and launch 600 credit products and 115 insurance products.

Grasp the development of reform and support the "province of innovation". The first science and technology financial reform and innovation pilot zone, the first batch of investment and loan linkage pilot areas, and the first science and technology insurance innovation demonstration zone have settled in Hubei. The "East Lake Model" that supports the construction of "China Optics Valley" and the full life cycle financial services of technology companies is promoted nationwide. Create a new highland for the opening of the free trade zone and innovate cross -border e -commerce "Bidding Insurance". Guide local legal entities to do excellent and stronger. In 2015, all rural credit cooperatives in Hubei Province were restructured to rural commercial banks. It was one of the provinces that the country was the first to complete the restructuring of the Agricultural Credit Society. Actively release the comprehensive reform dividend of auto insurance, with average commercial auto insurance premiums decreased by 32%. Agricultural insurance "bidding, expanding, and adding products" has opened 205 products to achieve online underwriting. In the country's first batch of long -term nursing insurance, with household insurance, and pension wealth management products.

Promote transformation and make up for shortcomings to create a "province of ecology". Implement important instructions of "Grasping and Big Protection and Not Development", formulated guidance to support the Yangtze River Economic Belt and Green Financial Guidance, and guided the carbon emissions pledge loan of the first "mid -carbon" recorded, Wuhan Wuchang District, Wuhan City, Wuhan City, Wuhan City Selected into the country's first batch of national climate investment and financing pilots, the scale of green credit was 6 times compared with ten years ago, and for the first time in the country, "Environmental Equipment Responsibility Insurance" was launched. Three innovations and upgrades of inclusive financial models have been achieved, and the "village silver co -construction+whole village credit" model has been promoted, forming the "Hubei Model" promoted nationwide. Agricultural insurance risk protection is 8 times more than ten years ago, and major illness insurance has covered 46 million urban and rural residents in the province.

Strict supervision to keep the bottom line and build a "province of peace". The regulatory indicators such as non -performing loans and coverage rates of Hubei Banking industry are better than the national average. The liquidity ratio of legal person banking institutions ranks first in six provinces in the central part. In the past ten years, a total of 390 billion yuan in non -performing assets. Formulate risk disposal and file upgrade plans for small and medium -sized financial institutions in rural areas, and continuously enhance risk resistance capabilities. Realizing towers to reverse, and the interbank business and trust channels continued to drop. Put forward the twelve -character work requirements of "moving, sinking, jumping, and controlling" to strengthen the construction of supervision style. In the past ten years, a total of 702 penalties were punished, with 982 responsible persons and a penalty of 294 million yuan. In the country's first supervision and execution evaluation system, it created the "Hubei Model" of the "Tour Court+Arbitration Tribunal".

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