Chengdu Xindu District: "Aviation Loan" helps aviation enterprise technology "monetize"

Cover reporter Luo Tianyi

In order to further promote the "strong chain of the circle" in the aviation industry, Chengdu Xindu District is creating a characteristic industrial park with aviation engines with air engine development as its core, China Aviation turbine centers as chain owners, and multi -parts of the upstream and downstream resources. center.

On September 15th, the reporter learned from the Xindu District of Chengdu that under the guidance of the State Financial and Financial Bureau of the New Metropolitan District, the financial institutions in the district actively connected the science and technology center of the turbine research institute. The overall credit service plan is explored to quickly respond to the core of the industry chain and the financing needs of supporting enterprises through the "entire chain credit" model.

Aviation Engine Science and Technology Innovation Center is an important aviation enterprise innovation consortium in the new capital district. Most of the settlement companies are founded by foreign talents. Factory buildings are leased. They have the characteristics of strong core technologies but weak asset foundations, large development potential, but small business scale temporarily. Due to problems such as the starting period, lack of mortgage, and lack of running water, it is difficult to obtain bank loan fund support, which leads to technical problems with unchanged funds over -convergence of funds, and technology is not easy to become output value.

为支持初创型航空企业攻坚克难、跨越发展，新都区国资金融局指导驻区金融机构打破传统信贷审批模式，以企业科技属性和成长潜力为主要衡量标准，创新推出航空贷产品，为科The innovation center provides 40 million yuan of special credit granting. Even if there is no operating income of the settled enterprises, it can obtain a maximum of 1 million yuan in special credit loans with its corporate science and technology innovation capabilities. 10,000 yuan special credit loan, which overlay its contract orders up to 8 million yuan in total credit; for more than 10 million yuan in operating income, you can get a special credit loan of up to 3 million yuan. The total credit; the minimum annual loan interest rate is 3.7%, and the loan period is up to 1 year.

At the same time, in order to promote loans to the ground as soon as possible, the State Financial and Financial Bureau of the New Metropolis District has formed a special credit audit team for aviation loans. With the full corporate materials, loan approval and lending can be completed within 5 working days.

As of now, Xindu District has grant 8 million yuan and 4 million yuan for the two first -found enterprises of the Science and Technology Innovation Center. It is reported that the annual output value of the two companies is more than 7 million yuan. Under the approval of the traditional credit model, a maximum of 2 million yuan can be obtained. With the support of aviation loans, the company's loan has increased by 6 million yuan, and the annual output value is expected to increase by 500%.

"We will guide financial institutions in the district to seize the strategic opportunities of regional economic development, continue to carry out financial innovation, and increase credit. To contribute financial forces for the "strong chain and stable chain 'of the aerospace industry in Xindu District," said the relevant person in charge of the State Financial and Financial Bureau of New Metropolis District.

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