CITIC Bank Chengdu Branch: Focusing on the overall situation to implement the stable development of Hui Enterprise's relief

From innovative science and technology loan products to actively implementing structural monetary policy tools such as carbon emission reduction support tools; from supporting the development of inclusive small and micro enterprises to supporting steady growth of manufacturing; from helping the industrial chain, the stability of the supply chain, to the help of freight freight, Logistics preservation is smooth; from strengthening the financial services of new citizens, promoting consumption, to service technology innovation, green low -carbon development, rural revitalization ...

For a long time, CITIC Bank Chengdu Branch focuses on the center and focuses on the overall situation, puts the original intention of "finance for the people" into practice, refined on the road of "inclusive finance", and has made positive contributions to the high -quality development of Sichuan's economic and society. In April of this year, the People's Bank of China and the State Administration of Foreign Exchange issued 23 policy measures to benefit enterprises and the people to rescue the people, and the Chengdu Branch of CITIC Bank quickly acted to effectively implement the "two increases and two controls" regulatory goals, and actively carried out fee reductions to make benefits. , To benefit enterprises and the people to rescue the rescue work, continue to increase financial support for small and micro enterprises, individual industrial and commercial households, continue to implement policies and measures to benefit enterprises and people, and transport financial capacity to the front line of "steady" development.

Hui Enterprise strong innovation product precise service

"You don't need to mortgage, you can apply for a loan with credit. Within 20 minutes of operation, you get a loan of 3 million yuan." Recently, Mr. Tan, the person in charge of a company in Sichuan, said happily that the loan allowed the company's turnover funds to transfer funds. The problem is smoothly solved. The company is a high -tech enterprise specializing in hydraulic power machinery and component manufacturing. With the expansion of production scale, it is facing the pressure of capital turnover. Due to the lack of pledges, it is difficult to obtain bank loans.

At this time, the Dazhou Municipal Government and CITIC Bank jointly launched a special financial support activity of "Specialized New" small and micro enterprises, and launched credit products customized for "specialized new" enterprises- "Science and Technology E Loan". You need to open public accounts and open company online banking, you can complete various operations such as loan applications, approval, lending, repayment and other operations online. Mr. Tan was therefore successfully obtained the loan, and the business development of the enterprise was guaranteed.

It is not just a technology company. CITIC Bank Chengdu Branch has continuously explored and innovated, enriched the toolboxes of financial services technology -based enterprises, and strengthened its financing support for enterprises. In terms of serving the real economy, CITIC Bank Chengdu Branch has actively responded to the initiative of the regulatory authorities to further increase the cost reduction. Since September 30, 2021, the bank has launched the operation of 43 operating outlets in its jurisdiction. Pay fees for public customer bank accounts, cross -bank transfers, and electronic banking services.

There are many measures to make a lot

A catering Co., Ltd. has taken root in the catering industry for many years. It is mainly engaged in Sichuan cuisine. The company's restaurant is located in the bustling area of ​​the city. Earlier, it attracted many diners with high -quality ingredients and fresh flavors. In recent years, affected by the epidemic of new crown pneumonia, the restaurant has been closed many times, and expenditures such as raw material procurement, venue rent, and workers' wages have unchanged. The company's cash flow has problems.

Combined with the actual situation of the enterprise, CITIC Bank Chengdu Branch actively on -site service, formulate a plan in detail, give it a preferential interest rate price, and help enterprises pass the difficulty as soon as possible. "The low interest rate of 3 million yuan is really a charcoal in the snow." After the loan arrived, the company's person in charge said happily.

In the context of the prevention and control of the epidemic, CITIC Bank Chengdu Branch has taken multiple measures to guide the operating institutions within its jurisdiction to expand the inclusive loan, and reasonably make benefits to difficult entities.

CITIC Bank Chengdu Branch uses business outlets to publicize and reduce expenses to allow interest policies and measures. (CITIC Bank Chengdu Branch Photo Conferring)

On the one hand, further improvement of small and medium -sized enterprises and individual industrial and commercial households to relieve measures, and reasonable renewal, exhibition, and repayment arrangements for small and medium -sized enterprises and individual industrial and commercial households, and exempt penalties. On the other hand, relying on the People's Bank of China to collect accounts receivable financing service platforms, etc., the supply chain and industrial chain upstream and downstream SME financing support is given.

At the same time, the bank innovatively developed financial products, actively carried out business innovation such as carbon emission rights and energy use rights, and helped economic recovery, and injecting the source of live water into the healthy development of small and micro enterprises.

Lifa people have good quality services to benefit the people and benefit the people

The cost reduction does not diminish the service, and the Chengdu Branch of CITIC Bank has firmly implemented finance for the concept of the people, effectively protects the legitimate rights and interests of customers, and provides high -quality comprehensive financial services to the public.

In terms of optimizing payment services, the bank implements a simple account opening process. For retail individual customers, the online application card process is opened, and the bank sent a physical card to the customer contact address. In order to meet users' convenient use of cards, the bank issued a card dual -account bank card to individuals, with dual functions of savings cards and credit cards. In terms of paying benefit people, relying on parking lots, convenience stores and other scenarios to vigorously carry out preferential activities ... At the same time, the bank is still in terms of employment crowd account service, payment of aging, rural payment environment, and payment of the same city. quality.

"Go all out to effectively send the policy of benefiting the benefits and the people's rescue and relieving the people, and benefit the customer group." The relevant person in charge of CITIC Bank Chengdu Branch said that it will continue to carry out the "entry into the park, enter the enterprise, and enter the business district". Enhance customer experience and satisfaction.

In the next step, CITIC Bank Chengdu Branch will implement the decision -making and deployment of the Party Central Committee and the State Council, implement the relevant requirements of the Provincial Party Committee, Provincial Government, and Supervisory Department, and always maintain the direction of high -quality development. "Temperature" and "CITIC Bo acting" help small and micro enterprises to contribute "CITIC Power".

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