Tianjin's first "Tianjin Huimin Insurance", which was supervised by the government, entered the countdown stage

Tianjin's first urban customized inclusive commercial medical insurance "Tianjin Huimin Insurance" insured "Tianjin Huimin Insurance" has entered a countdown stage. Today, only the last 15 days left from the insurance deadline. The insurance channel will be closed at 24:00 on September 30, 2022. In other words, once Tianjin Medical Insurance Insurance Insurance has missed the payment period of this insurance, from October 1, 2022, it will not be able to enjoy supplementary medical insurance with a maximum of 3 million yuan.

Since its launch on July 19, "Tianjin Huimin Insurance" has more than 1.1 million Tianjin citizens participating in insurance. The threshold for low parameters, low parameters, low -end insurance thresholds with unlimited medical history, unlimited household registration, unlimited career, up to 3 million yuan, self -funding and high special medicine can be reported, "Tianjin Huimin Insurance "As soon as it was launched, it received widespread attention from the citizens of Tianjin.

Zhang Tao, deputy director of the Treatment Protection Office of the Tianjin Medical Security Bureau, said that the characteristics of the "Tianjin Huimin Insurance" are relatively outstanding, which is mainly reflected in its relatively low threshold for insurance participation. The medical history has effectively played the role of commercial insurance on basic medical insurance and plays a role in improving the multi -level basic medical security system.

"Each insured only needs to pay 150 yuan a year. According to our consumption level of Tianjin, it is probably a meal for a meal. For less than 5 cents per day, for the insured, the premium is relatively low. It will cause too much burden, but in terms of protection, it covers the self -funding of inside and outside the medical insurance and the cost of 36 high -amount external drugs. " Zhang Xiaoxiang, general manager of the Health Insurance Division of Tianjin Branch.

On September 9, 2022, Zhang Xiaoxiang, General Manager of the Health Insurance Division of the "Tianjin Huimin Insurance" project, Zhang Xiaoxiang, the general manager of the Health Insurance Division of the People's Insurance Property and Casualty Insurance, the Deputy Director of the Comprehensive Service Center Operation Office, China Life Tianjin Zhang Xiaoli, deputy general manager of the Municipal Branch Customer Service Management Center/Consumer Rights Protection Department, was invited to visit Tianjin TV Station to comprehensively introduce the "Tianjin Huimin Insurance" to the general public and answer questions for everyone.

As a urban customized inclusive commercial medical insurance product under the government, "inclusiveness" is the basic feature of "Tianjin Huimin Insurance". Zhang Xiaoxiang mentioned that employees' medical insurance insurers can use their own medical insurance account balances to pay for their parents, children and spouses. "This product has been welcomed by many insureds in the family. More than 60 % of them are purchased for their families, including parents and children."

"Tianjin Huimin Insurance" also provides value -added services such as online consultation, drug purchase and medicine, expert outpatient appointment, medical treatment, on -site care, etc., to provide intimate and convenient benefits for the participating people.

Zhang Xiaoxiang said that "Tianjin Huimin Insurance" can reduce the burden of medical expenses of a family and prevent poverty and return poverty due to illness. Zhang Xiaoli, deputy general manager of the Customer Service Management Center/Consumer Rights Protection Department of China Life Tianjin Branch, also said that young people at the time of work intensity in the past shows that at the average age of 35 years, the young people are 35 years old. Among the new generations, the proportion of malignant tumors accounts for 45%, and high incidence of cancer is lung cancer, breast cancer, thyroid cancer and gastric cancer.

Talental Hua Hua, deputy director of the Bank of China Financial Bureau's Bank of Financial Bureau, said that "Tianjin Huimin Insurance" focused on product planning and design focus on two aspects: one is the inclusiveness of the product and high -guarantee, follow the inclusive people, and follow the inclusive people, and follow The principle of protecting the principle of benefit is to ensure that the price of the product is affordable, so that the people can use the price of inclusive prices to be guaranteed; the second is to ensure the sustainability, standardization, and stability of the entire project operation under the guidance and supervision of the government.

The concentrated insurance period of "Tianjin Huimin Insurance" is from July 19 to September 30. After the concentrated participation period is over, the policy will take effect on October 1st, and will be in "Tianjin Huimin Insurance" WeChat The public account opens the claims to provide convenient and efficient claims services for participants. Zhang Xiaoli said, "Participants apply for claims online directly, submit claims materials, and can also check the claims progress at any time in the public account to settle for convenient settlement. In the claims, the claims are uniformly claimed to ensure the time limit for compensation. Compensation, safeguard the rights and interests of the insured, ensure that each insured can enjoy various guarantees in time, and reduce the burden on the patient's family. "

Source: People's Daily Client

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