"Embroidery" is happy!Finance helps to inherit national culture

[Welcome to the 20th Congress • "Little" banks to play the "big" power] series of reports (5) "embroidery" out of happiness! Finance helps to inherit national culture

Hu Jianjian Shen Ning

"Your loan really helped me a lot. This batch of orders can finally be delivered on time. My reputation in this circle has also been kept!" Thank you for calling the staff of Hezhang Fumin Village and Town Bank.

The new rural financial institution, Hezhang Fumin Village Bank, which was initiated by the Lord of Lucheng Rural Commercial Bank Co., Ltd., Zhejiang, Zhejiang, Zhejiang Wenzhou Rural Commercial Bank Co., Ltd.. Since its establishment in 2013, it has adhered to "based on the local area, the community, the grassroots, and the agricultural support". The management concept of business management is closely revitalized around the rejuvenation of inclusive financial services, based on the actual situation of the county, continuously promotes the center of gravity of the service, and uses practical actions to help rural economic development.

Sister Zhang's company is located in Zhucheng Township Walnut Village in the leeking scene of Hezhang County. It is connected to Weining County in the west, 36 kilometers from Hezhang County to the north, and 60 kilometers from the center of the sixth water market in the south.

The interview learned that among the 4174 households in the whole township of Zhushi Township, the ethnic groups such as Yi, Han, and Miao were living in 18,594 people. Among them, the Yi population accounted for 56%of the total population and was the only Yi Township in Hezhang County. Thanks to the inheritance of strong national culture and unique market demand, since the company founded the company in 2013, Sister Zhang has processed and sold Yi costumes by herself. Essence

"In early 2020, the impact of the new crown pneumonia's epidemic gradually affected the small and micro enterprises. Because the company failed to pay in time, the company was not paid in time, its own funds were insufficient, and it was difficult to support the workshop to continue production. I ca n’t sleep well, such a anxious day continues until May 2020. ”Sister Zhang recalled the unbearable days, tears rotating in my eyes.

In order to support small and micro enterprises and farmers to resume work, and to better help national cultural inheritance and the development of national industries, accelerate the productivity of national culture, and empower the high -quality development of ethnic regions, Hyphiat Fumin Village Bank organizes customer managers in the area under its jurisdiction to conduct Including the visit, and launched a series of measures to help small and micro customers.

With the help of the client manager of the village in the village, Sister Zhang submitted a loan application to the bank. On the same day, the staff of Hezhang Fumin Village Bank arranged for the staff to carry out information collection and credit assessment. Sister Zhang's account.

Due to the timely in place of the credit funds of Hezhang Fumin Village Bank, the order of Sister Zhang was delivered smoothly.

At present, Sister Zhang's company has an average of 800 clothing and accessories per month. In addition to Yi clothing, backpacks, headwear, hand ornaments, it has also launched Yi cultural souvenirs. Around the yuan, the annual net profit is about 300,000 yuan.

At the same time as her own development and growth, Sister Zhang also launched the "franchise" model of farmers to allow local farmers to participate in production together. At present, there are currently 22 households who have joined the farmers, which has driven more than 30 people to find employment at their doorsteps.

"In recent years, in order to effectively solve the financial pressure of small and micro enterprises, our bank has actively visited the main body of local characteristic industrialization, conducted in -depth investigations on small and micro enterprises, understood the development dilemma of small and micro enterprises, and actively applied to the People's Bank of China for small Re -loan, reduce the financing cost of small and micro enterprises, and give full support in terms of funds. For small and micro enterprises like Zhang, since the opening, our bank has supported 3,420 households, with a total of 307.8 million yuan in funds. " President Huang Yumei introduced.

Next, take the responsibility of the small agricultural branch and the local responsibility of the supporting agricultural branch, and send the "timely rain" for customers with uninterrupted and uninterrupted financial services, and use the development concept of "inclusive finance, rich people" to the development concept. Customers provide better financial services to help the three farmers and the small and micro real economy continue to develop and develop, and help the rural rejuvenation of Hezhang. Kong Lingguo, chairman of Hezhang Fumin Village Bank.

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