What happened?

Zhongxin Jingwei, September 13 (Wei Wei intern Guo Xizi) Recently, a "Decision of the Registration of Administrative Licensing Matters" released by the Beijing Banking Insurance Regulatory Bureau (hereinafter referred to as the cancellation decision) shows that the bureau's "Beijing Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin Yin The CIRC's applications approved in the Approval of the Approval of the Registration Capital and Adjusting the Structure of the Equity of Beiqin Consumer Finance Co., Ltd. will be canceled.

No legal change procedures are not completed within the specified time

The cancellation decision shows that Beibei Consumer Financial Co., Ltd. (hereinafter referred to as Beiyin Consumer Gold) did not complete the legal change procedures within the prescribed time, and the administrative license decision document failed. The Banking Insurance Regulatory Bureau is currently canceled the applications approved by the Beijing Banking Insurance Regulatory Bureau on increasing registered capital and adjusting the equity structure (Beijing Bank Insurance Supervision [2021] No. 881).

In November 2021, the Beijing Banking Regulatory Bureau issued an announcement that the approval of Beiyin Consumer Gold increased the registered capital from 850 million yuan to 1 billion yuan. After the changes in the registered capital, the shareholders composition, registered capital contribution and capital contribution of Beibei Lifting Gold are as follows:

1. Beijing Bank Co., Ltd., the capital contribution amount is RMB 375 million, and the contribution ratio is 37.50%;

2. Li Shi Group Co., Ltd., the capital contribution amount is RMB 202.5 billion, and the investment ratio is 20.25%;

3. Santander Consumer Finance Co., Ltd., the capital contribution is RMB 170 million, and the contribution ratio is 17.00%;

4. Beijing Liandong Investment (Group) Co., Ltd., the amount of contribution is RMB 42.5 billion, and the contribution ratio is 4.25%;

V. Lenovo Holdings Co., Ltd., the capital contribution amount is RMB 42.5 billion, the contribution ratio is 4.25%;

6. Dalian Wanda Group Co., Ltd., the amount of capital contribution is RMB 42.5 billion, and the contribution ratio is 4.25%;

VII. Beijing Jiuyuan Chenguang Entrepreneurship Investment Co., Ltd., with a capital contribution of RMB 42.5 million and a contribution ratio of 4.25%;

8. Huaxia Dong Family Industrial Group Co., Ltd., the amount of capital contribution is RMB 42.5 million, and the contribution ratio is 4.25%;

9. Beijing Jingzhou Enterprise Group Corporation, the capital contribution amount is RMB 3.575 billion, and the contribution ratio is 3.575%;

X. Shanghai Ruiying Business Information Consulting Co., Ltd., the capital contribution is RMB 0.042.5 billion, and the contribution ratio is 0.425%.

In response to whether it will apply for administrative reconsideration in the future of Bei Yin, on the 13th, Zhongxin Jingwei dialed the official website of Beiyin Consumer Website to contact the interview. The staff said that the relevant questions have been recorded, and the relevant personnel will contact the response. As of press time, Zhongxin Jingwei has not received a reply.

The total assets shrink, and the net profit is less than 100 million yuan

According to the official website, Beiyin Consumer Finance was established on March 1, 2010. It is the first domestic consumer finance company that has been approved by the original China Banking Supervision and Administration Commission and initiated by Bank of Beijing. Consumer finance companies, Li Shi Group, Lenovo Holdings, Dalian Wanda and other well -known companies.

From the perspective of registered capital, there are 14 consumer finance companies with more than 1 billion yuan. The registered capital of consumer finance and ant consumer finance in the head recruitment of consumer finance and ant consumer finance is 10 billion yuan and 8 billion yuan, respectively. There are also 4 consumer finance companies registered capital of 4 consumer finance companies in Sunshine Consumption Finance, Jinmeixin Consumer Finance, Haier Consumer Finance, and Shangcheng Consumer Finance.

The Tianyancha APP shows that at present, only CITIC Consumer Finance, Happiness Consumer Finance, Nandalian Fayba Consumer Finance, Mongolian Consumer Finance, Vipshop Fubon Consumer Finance, and Jin Commercial Consumption There are 8 finance, Jincheng Consumer Finance and Shengyin Consumer Finance. On September 3rd, Nanjing Bank issued an announcement saying that Nandan Faba Consumer Finance will formulate capital increase. After the capital increase, the registered capital of Nanyin Faya Capital will increase from 600 million yuan to 5 billion yuan.

As the first domestic licensed consumer finance company, the performance list handed over by Bein Yin's custody gold is not ideal. Data show that as of the end of June 2022, Beibei's total assets were 8.72 billion yuan, a decrease of 11.18%from the end of the previous year, and net profit was 37 million yuan, a year -on -year increase of 54.01%. Although the net profit rose sharply year -on -year, it was far from the 1.937 billion yuan and 1.15 billion yuan of 1.937 billion yuan and 1.15 billion yuan in the head recruitment. Among the 20 consumer finance companies that disclosed the results of the first half of the year, Beiyin Capital Gold Volleyball Tele The sixth place.

Zhongxin Jingwei noticed that in recent years, the changes in Consumer Consumer Financial personnel in recent years have frequently changed. In January 2019 and July 2021, the supervision approved the qualifications of Deng Haidong and Li Jia as the general manager of Beibei Consumer Gold. In August of this year, Beibei Consumer Finance ushered in a new general manager, and the Beijing Banking Regulatory Bureau approved the qualifications of the general manager of Nie Guangxin Beiyin Consumer Finance. This is the third general manager of Bein Yin's gold and half years and a half years.

Shortly before Nie Guangxin was approved, Beiyin Consumer Finance received a ticket that due to insufficient effectiveness of Internet loan business risk management and inadequate management of cooperation agencies. Penalty. (For more reports, please contact Wei Wei, the author of this article: [email protected]) (Zhongxin Jingwei APP)

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