"Huixiangfu" 丨 Health cannot be ignored!Health protection needs to be planned early

Recently, a Weibo topic of "the post -90s dare not read the physical examination report" has resonated with many young friends.

Based on the research results of the past half century, the World Health Organization defines "health" as "not only has no disease or weakness, but also has a complete physiological, psychological state and social adaptability." Studies at home and abroad have shown that the prevalence of sub-healthy people is gradually rising, and it has been between 17.8%-60.5%. The global survey report of the World Health Organization shows that the world's true health population accounts for only 5%. The number of people who are diagnosed as the disease accounts for only 20%, and the total population in sub -health accounts for 75%. In recent years, with the changes in society, environment, living conditions and methods, the health management concept of the people has continued to increase, and the demand for health guarantee is rising year by year.

Adhere to the "people -centered people", China Life Insurance Co., Ltd. (hereinafter referred to as "China Life and Life Insurance Company") actively responds to the growing health guarantee needs of the public, continue to strengthen the research and development of diversified products, and continuously upgrade iterative health insurance products. Recently launched the Guoshouhui Subsida series insurance products. As a new member of the "Fu" series of products, Guoshouhui Xiangfu series insurance products have continued the advantages of major disease insurance products in the past. At the same time, it provides a large -scale group compensation guarantee function, which can alleviate the family economic burden of major diseases to a certain extent. There are four major highlights of Guoshouhui Xiangfu series insurance products:

Group compensation, more detailed protection of critical illnesses

With the development of medical technology, more and more major diseases can be cured, or after treatment, patients' expectations can be extended. But at the same time, due to the limitations of treatment methods, changes in human function, and reduced resistance, other major diseases may also occur after the first major disease is diagnosed. Persist in people -oriented and meet customers' demand for multiple major diseases. Guoshouhui Xiangfu series insurance products divide 120 major diseases into 6 groups for payment. Each group of major illnesses is paid once, each time the interval is 1 year, before 88 years old, before 88 years old, before 88 years old, before 88 years old, before the age of 88 A maximum of 6 major disease insurance benefits can be received.

The product responsibility is clear, and the "blessing" is preferred to enter Wanjia

Guo Shouhui Xiangfu's series of insurance products is clear, strong, and small pressure on fees, which can help the insured get economic compensation when the risk of disease comes. Taking a 40 -year -old man's 19 -year payment, the basic insurance amount is 100,000 yuan as an example. It only takes 3810 yuan per year. Before the age of 88, you can get a maximum of 6 major disease insurance benefits.

Critical illness premium exemption to enjoy love, continue to ensure care and worry

The insured person due to accidental damage or the date of effectiveness (or final repetition) from the contract (or final repetition), after the first eighty days of the contract (or the last re -efficiency), the company was insurance for the first time and the major illness (no matter one or more types of the main insurance) was diagnosed. From the date of the diagnosis of the major illness, the dates of the insurance premiums of each insurance year of the main insurance will be exempted from the current insurance premiums that charge the main insurance period, and the customer pays the pressure of customers. The main insurance contract continues, and the insured continues to enjoy the guarantee of major diseases in the second to six times until the age of 88. It will send care and comfort to individuals and families, and continue to care for worry.

The premium can be returned at a full period of health, and the first critical illness guarantees for life

If you choose to insurance the national life additional Huaxiangfu two insurance (hereinafter referred to as the "additional two insurance"), the 17 -year -old and below children are insured. The sum of the insurance premiums (without interest) of the additional two insurances pays a full period of insurance, and the additional two insurance contracts are terminated, and the main insurance guarantee is until the lifetime; adults 18 years old and above are insured. Insurance insurance payments are paid by the insurance premiums (without interest) of the main insurance and additional two insurances.

China Life Insurance Company said that it will always adhere to the "people -centered", adhere to the origin of insurance, continuously strengthen product innovation research and development, enrich the supply of insurance products, better meet the people's health protection needs, and protect the people's better life with practical actions.

China Life Insurance Co., Ltd.'s comprehensive solvency adequacy ratio in the first quarter of 2022 was 247.60%, and the core solvency adequacy ratio was 176.39%, which has met the regulatory requirements. The company's recent comprehensive risk rating, that is, the results of the comprehensive rating of risk in the fourth quarter of 2021 were categories A. Related data shall prevail public disclosure information. The content of this article is for reference only, which are specifically stipulated in the "Study on the Insurance Interests of National Life and Enjoying Major Disease Insurance", "Guoshou Additional Insurance Terms of Insurance", and "Basic Terms of the Personal Insurance of China Life Insurance Co., Ltd.". ⑦

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