China Life: Resolutely rectify insurance chaos to strengthen the risk prevention and control of the bank sector

Zhongxin Jingwei, September 11th. The China Life Website issued a notice from the CPC China Life Insurance (Group) Company Committee on the Eighth round of the 19th Central Committee of the 19th Central Committee. Risk prevention and control of the sector.

In the report, China Life stated that it resolutely rectifies the chaos of insurance and supplement the shortcomings of the supervision and restriction mechanism of power operation. Resolutely rectify the "five virtual" (false listing costs, false underwriting, false investors, false claims, and virtual hanging premiums, etc.), formulate rectification roadmaps, clarify the task goals stage, carry out in -depth special research, and the stock found on external supervision and inspection The problem is fully cleaned up and accountable. Accelerate the comprehensive governance of the problem of virtual costs, inform the system to report typical cases of disciplinary violations, carry out the source of expenses, standardize the management and control of cost processes, and carry out regular supervision and inspection.

At the same time, standardize project investment and prevent the risk of integrity behind the project. The issues of inspections and pointed out are re -reforming, serious accountability, and shall be given to the downgrade of responsible persons, reserved party inspection, administrative firms, or order resignation.

China Life mentioned that it improves the internal supervision and management mechanism of the bank and prevent the risk of integrity behind non -performing assets. Strengthen the management of key positions such as credit approval, and revise the management methods for employment employment of branches. Strictly implement members of the branch team to exchange rotation policies and adjust relevant personnel. Carry out the special action of “advocating clean trees and clearing the wind” in the credit management bar, formulating negative behaviors such as loans and leaks of credit review and approval information such as illegal and illegal examination and approval, and enhance the awareness of integrity of credit personnel. Develop internal accountability management measures for non -performing assets, clarify accountability and processes and carry out accountability.

China Life also said that it has enhanced risk and compliance awareness, and resolutely keeps the bottom line of no systemic financial risk. Improve the risk prevention mechanism, and effectively improve the ability to prevent and resolve major risks. Further enhanced the awareness of risk, and improved the group party committee to hear the risk prevention and control situation and risk report mechanism. Comprehensively investigate the hidden risks, investigate the risks faced by the three major business segments of insurance, banks, and investment, and formulate response measures and plans one by one.

At the same time, strengthen the risk prevention and control of the bank sector, and continuously enhance the ability to resist risk resistance. Strengthen the disposal of various non -performing assets, formulate the "Capital Planning of Guangfa Bank from 2022 to 2024", clarify the capital supplementary plan, and improve the sufficient level of capital of Guangfa Bank. Strengthen real estate financial risk management, carry out special inspections on real estate development loan business, accurately grasp the central government about real estate policies, dynamically control and control real estate loans, and actively support the reasonable financing needs of high -quality real estate companies.

In addition, China Life also mentioned that he deeply learned the lessons of Wang Bin's case, carried out style rectification, warning education in the entire system, and focused on eradicating the stubborn disease in style. (Zhongxin Jingwei APP)

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