Golden Meixin Consumer Finance has been approved to increase capital to 1 billion yuan; car insurance premiums increased six months after six months, step on the brakes | Zero 1 Daily

The LPR failed to have been heard in the first and June. There are still "interest rate cuts" in the third quarter. 2. The central bank's Shanghai headquarters: banks must effectively meet the needs of public cash, the outlets should be opened. 3. Hainan successfully handled the first order "zero zero zero Tariffs "cargo loan mortgage 4. Beijing plans to recover mobile phones in person to clean up data 5, human -machine voice interactive service provider" one knowing intelligence "completes over 100 million yuan B round B financing 6, HKUST Xunfei digital collection platform" Star Day APP "initiative Two new products 7. In the year, 13 banks have been increased by important shareholders. Experts: boost market expectations stable valuation 8. The annual incremental income of science and technology boards is expected to exceed 10 billion yuan. Eligible qualifications 9. After six months of continuous increase in auto insurance premiums, stepping on the brakes 10. The bank wealth management subsidiary will expand, and the "breaking net" products are less than a thousand

Source | Zero One Finance

Author | Chu Jili

【Supervision/Policy News】

LPR failed to fall in June, and there was still a "interest rate cut" in the third quarter.

June 20th, after a single decrease of LPR (loan market quotation interest rate) more than 5 years, LPR failed to achieve a continuous drop in June. The 1 -year and 5 -year LPR is the same as the early stage. Although the LPR interest rate remains unchanged this month, it does not mean that the "interest rate cut" window is closed. Dongfang Jincheng chief macro analyst Wang Qing said that the LPR quotation in the third quarter may still be reduced alone while MLF interest rates are not moving. This will be an effective measure for "taking into account both internal and external balance" in the future. In addition, in the context of "wide credit", LPR still has 15bp downstream in the next 5 years. (First Finance)

Central Bank Shanghai Headquarters: All banks should effectively meet the needs of public cash, and the outlets should be opened

On June 20th, in response to the cash demand that broke out after the comprehensive resumption of work in Shanghai, the Shanghai headquarters of the People's Bank of China conducted window guidance to coordinate the prevention and control of the epidemic and cash services. In response to the concentrated outbreak of citizens' cash withdrawal, the impact of the epidemic and centralized distribution of pensions, the central bank headquarters of the central bank stated that it has strengthened the analysis and judgment and the guidance of the window in a timely manner. "Notice", three times in charge of the relevant functional departments of various banks were held to guide banks to adopt necessary measures to ensure public cash needs and effectively solve the problem of "queuing long" of bank outlets. (Surging)

Hainan successfully handled the first "zero tariff" cargo loan mortgage

On June 20th, according to Hainan Daily, recently with the consent of the customs review, the Customs of Yangpu Economic Development Zone affiliated to Haikou Customs officially issued the "Loan Mortgage Notice" for a company. Prose ships are mortgaged to apply for loans from banks. This is the first time that the Hainan Free Trade Port Enterprise has successfully handled loan mortgage since the release of the General Plan for the Construction of Hainan Free Trade Port. (Shanghai Securities Report)

Hangzhou, Zhejiang: The first digital consumer coupon this year has driven more than 500 million yuan

June 20th, recently, according to the Hangzhou Commercial Bureau, from 20:00 on June 17, Hangzhou issued the first digital consumption voucher in 2022, with a total of 100 million yuan of coupons (10 million consumer coupons ) All applied within 25 minutes. As of 15:00 on June 19, the consumer coupon had been verified by 30.732 million, with a verification amount of 31.5878 million yuan, and the consumption of consumer vouchers was 104 million yuan.

Beijing plans to regain mobile phones to clean up data in person in person

On June 20th, the Beijing Market Supervision and Administration Bureau recently released a draft for the recycling specifications of abandoned electrical electronics products. Among them, it is clearly specified in the collection process. When electronic products, you should clean up the user's personal information and safeguard the privacy of the customer. You must not disclose the customer -related information to the third party. (IT House)

【Company News】

Golden Meixin Consumer Finance has been approved to increase capital to 1 billion yuan

June 20th, my country's first cross -strait joint venture consumer finance company was approved since its establishment. On June 19, the latest administrative license approval of the official website of the Xiamen Banking Regulatory Bureau showed that it has approved the application for the application for the registered capital of Jinmeixin Consumer Finance Co., Ltd. 100 million yuan.

According to disclosure, after the capital increase, the company's shareholders' capital contribution (registered capital) and capital contribution are: China Trust Commercial Bank Co., Ltd. contributed 340 million yuan, with a contribution ratio of 34%; 100 million yuan, the investment ratio of 33%; Gome Holding Group Co., Ltd. invested 330 million yuan, with a contribution ratio of 33%. (Beijing Business Daily)

WeChat may ban the public account for the first time on the grounds of "involving digital collections secondary transactions"

June 20th, recently, the official public account of "NFTEA Digital Tea Ticket" was blocked. The reason for the suspension was "complained by the user and reviewed by the platform. There is a large difference between the ban on the number of banned numbers.

Earlier in March, a large number of digital collections WeChat public accounts were blocked, including Art Meta Yuanyi, a little bit of Tibetan, returned to Tibetan universe, painting Meta, Yuanben Space, Shenda Number, One Meta, Zero Earth, and the Earth, and the Earth, and the Earth, and the Earth, and the Earth, and the Earth, and the Earth, and Most of the reasons for being blocked by Nuo Fang body is "the existence of not obtaining a statutory license or license, publishing, dissemination or engaging in related business activities", and a few reasons for the ban are suspected of fraud. Among them, some platforms have set up WeChat public account accounts, including the "Art Meta Tibetan World" of Hangzhou Yuanyi Digital Technology Co., Ltd., and Jiangxi Dianzang Technology Co., Ltd. "a little bit of innovation" and so on. (Blue Whale Finance) HKUST Xunfei Digital Collection Platform "Star Day APP" first released two new products

June 20th, at 12 am this morning, HKUST Xunfei Digital Collection Platform "Star Day APP" first released two new products. The Star Day APP is the first digital collection platform for HKUST Xunfei to the Yuan universe. It is committed to creating a platform for linked art creators, art institutions and digital collections, relying on the company's AI technology and huge AI developer groups. Open the platform inside and outside the platform, and develop and operate digital collections with more collection potential. In terms of content, Star Day has cooperated with a number of companies and IP issuers, including AI virtual human, traditional culture, anime image IP, etc.

Human -machine voice interaction service provider "Yizhi Intelligent" completes over 100 million yuan B round B financing

On June 20th, the human -machine voice interaction service provider "Yizhi Intelligent" has completed a round B financing of over 100 million yuan. This round of financing funds will be used for algorithm development, product upgrades, team building and new business development.

Safety manufacturer "Yunke Anxin" completes tens of millions of yuan A financing

June 20th, the safety manufacturer "Yunke Anxin" has recently completed tens of millions of yuan A financing. This round of financing leaders are Yaolu Capital, and password capital is a financial adviser. The funds are mainly used to expand the company's product line in the sales team in various places. Regarding the planning after financing, Yunke Anxin said that in the future, it will continue to output advanced security actual combat offensive and defensive technologies and continue to deepen the "+operator" model.

During the year, 13 banks received important shareholders to increase their holdings. Experts: boost market expectations stable valuation

On June 20th, according to Flush iFind data, as of June 19, at least 13 important shareholders of listed banks in the year increased their holdings of their own banks, involving a total of more than 151 million shares. The chief economist of CITIC Securities clearly said that the overall performance of the banking sector has not performed well since this year. Many banks' directors and supervisors buy their own stocks, which will help boost investor confidence and market expectations, thereby stabilizing valuation. (Securities Daily)

The annual incremental income of the science and technology board is expected to exceed 10 billion yuan. Eight securities firms already want to grab the first batch of pilot qualifications

June 20th, as of now, eight brokerage companies have publicly stated that they plan to apply for science and technology board stocks to do the city trading business. It has been nearly three years since the opening of science and technology Banming Gong. Wind data shows that as of the end of the lock -up, science and technology board stocks have brought a floating profit of more than 62 billion yuan to strategic investors. The introduction of the business mechanism for the introduction of the science and technology board will also bring a certain incremental income to securities firms. According to Caitong Securities, assuming that the market value of the securities firms is between 1%and 4%, the total size of the science and technology board is expected to be between 50 billion and 210 billion yuan. (Securities Daily)

Hengfeng Bank achieves full coverage of "zero carbon outlets" in the area under the jurisdiction of Sichuan Province

June 20th, a few days ago, Hengfeng Bank's Five Cities jointly held the unveiling ceremony of the "zero carbon outlet". "Carbon Needy Certificate". At this point, Chengdu Branch has become the first level of the first "zero carbon outlet" branch of Hengfeng Bank, and has also become the first bank to achieve the full coverage of "zero carbon outlets" in the banking industry in Sichuan Province.

Jingdong Community Group purchases Jingxi shrink, only staying in Beijing, Langfang, and Zhengzhou to provide self -lifting business

On June 20th, the reporter found that the community group purchase business of Jingdong's community group purchase business was reproduced from the Jingxi Practice. At present, only three cities in Beijing, Langfang, Hebei, and Zhengzhou, Henan can provide self -service services. In June 2021, JD.com was involved in community group purchase through Jingxi, and the scope of business once expanded to more than 20 provinces. In March of this year, Jingxi was exposed to withdrawn from the city, leaving only the business of four cities in Beijing, Shandong, Henan, and Hubei. (Financial Association)

【Industry News】

After six months in a row of auto insurance premiums, step on the brakes after six months

On June 20th, as the insurance premium revenue was released in the previous April of the insurance industry, the auto insurance premiums that have attracted much attention from the market also surfaced. On June 19, the reporter sorted out and found that after six consecutive months of growing, the auto insurance premiums were "braked" in April, and the monthly auto insurance premium income fell 4.2%year -on -year. From the perspective of the industry, the negative growth of auto insurance premiums in property insurance companies in April was mainly affected by the decline in sales of new cars. However, the decline in sales of new cars has a limited impact on auto insurance premium income. The scale of auto insurance premiums this year is expected to recover further. (Beijing Business Daily)

The bank wealth management subsidiary expands, and the "break" products are less than a thousand products

June 20th, a few days ago, Minsheng Management Co., Ltd. was allowed to open. At this point, the number of wealth management subsidiaries under the national joint -stock bank has increased to 9. As the A -share market continues to rebound, the net worth of bank wealth management subsidiaries is "recovered" as a whole. At the end of March, the number of "broken" bank wealth management subsidiaries was as high as 1680, and as of June 19, the number was less than a thousand. (Securities Daily) In the year, more than 80 fund products left the market, 50 % due to "mini"

On June 20th, the reporter noticed that on June 18th alone, five funds (calculated calculations) issued funds were continuously below 50 million yuan or may trigger the termination of the fund contract. Behind the risk of liquidation in some products, the number of liquidation funds during the year is also increasing. According to public data, as of June 19, 13 funds have been liquidated since June. If it is stretched to the year, there are already more than 80 products "departure", of which more than 50 % of the products are liquidated due to the small scale. (Beijing Business Daily)

【International News】

Ghana Central Bank launched a mobile wallet for savings loan companies and banks Ghana Pay

On June 15, Ghana Central Bank announced that it launched a Ghana Pay mobile wallet for savings loan companies and banks, which has also become a milestone in the digital process of the country's financial system. Ghana central bank governor said that mobile wallets will reduce the cost of testing new technologies for each bank, and at the same time allow new ways to develop business. Earlier, Ghana achieved considerable results in the transformation of electronic payment, and the real -time payment transaction volume rose from 420,000 plots (approximately US $ 52,800) in 2016 to 3.1.4 billion yuan (about 3.9 billion US dollars) last year. At the same time, the country's circulation cash accounted for the proportion of GDP (GDP) from 6.8%in 2016 to 4.7%in 2021, while the per capita checks decreased from 25.67%in 2016 to 18.9 in 2021 %. (Weiyang.com)

Meta expands Instagram's parent control function, and will bring supervision to the Yuan universe

On June 17, according to the Wall Street Journal, Meta Platforms has announced the expansion of Instagram's parent control function and launched its first virtual reality supervision tool, which is part of the company's dedication to make it safer to adolescents. Meta has also introduced similar functions in its virtual reality products, allowing parents to have some say in their children in the Quest helmet. The new Instagram tool is currently launched in the United States and will enter the United Kingdom, Japan and Australia later this month. Meta said it should be launched globally by the end of this year. (Babit)

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