"Three Gentle Three Grabs" to promote high -quality development of business
Author:China Economic Times Rural Fin Time:2022.09.09
"Three Gentle Three Grabs" to promote high -quality development of business
Since the beginning of this year, the Rural Issuance Jiujiang Branch has thoroughly implemented the Party Central Committee and the State Council's decision -making and deployment of the economic market, resolutely implement the work requirements of the head office and the provincial branch, based on the main business, serve the overall situation, give full play to the role of policy financial functions, and strive to make every effort. Keep the basic market of "three rural areas" and serve the economic market. As of the end of August, the total of 8.733 billion yuan was invested in the entire jurisdiction, the loan balance reached 47.944 billion yuan, and the net increase of various loans was 6.905 billion yuan. The amount of loans and net increases are among the forefront of the province's system.
1. Strong docking, deep digging potential, and cooperate in the project loan marketing internally and outside. The first is to carry out high -level marketing and take the initiative to declare. Members of the municipal branches are connected to the county and districts to docking and exchanges and policies. They generally reached the intention of continuous in -depth cooperation with local governments, and marketing finalized a batch of projects. Grasp the policy window, and strengthen the interpretation of the policy of agricultural issuance fund policies and project docking by actively reporting to party and government leaders and participating in the city's fund work training meeting. As of now, 4 agricultural hair infrastructure funds have been put in, with a amount of 264 million yuan. The second is to deepen the cooperation of political and banks and promote the implementation of the project. In May, with the Chai Sang District Government of Jiujiang City, the "Policy Financial Services Chai Sang District Rural Revitalization Cooperation Agreement" was signed. Since the signing of the agreement, 7 new docking projects have a newly connected project with a amount of 4.34 billion yuan. In July "Policy Finance Support the" Four Good Rural Road "framework agreements" has reached a financing intention of 3.6 billion yuan to serve the construction of rural road networks. Third, the cities and counties will make efforts to improve the quality of service. Municipal and county branches give full play to the role of financing and wisdom, participate in the initial integration of the project in advance, deeply excavate the source of valid repayment, and tailor -made specialized and differentiated project financing plans for enterprises, provide "point -to -point" financial services, and effectively improve Customer service quality.
Second, the strong mechanism and quality improvement effect, the goal tasks are completed together. The first is to strengthen assessment and lead to stimulate work enthusiasm. Study and introduce comprehensive evaluation management measures and special assessment management measures, and formulate special assessment plans for the "100 billion hundred billion" conference war operations to guide and motivate all walks of life to forge for progress. The second is to strengthen the linkage of up and down and condense strong joint efforts. All members of the Bank are required to establish a "owner" consciousness. Establish a financial marketing service team to concentrate the elite forces to run loans to comprehensively improve the efficiency of loan management. In order to solve the problems of some young employees' business, actively start the 7th phase of the "weekend classroom". Through business training and theoretical learning, it has cultivated the bloody "pioneers" and "capable" posts. The third is to strengthen overall scheduling and promote task progress. Adopting the "Four One" methods of "daily progress", "scheduling every Monday", "half a month, one notification" and "January one interview", and the effectiveness of the project can be achieved when the project is rapidly transformed and the task order is advanced.
Third, strong management and strict requirements, dot and face -to -face grasp the bottom line of compliance. The first is the bottom line of the tree to strengthen the awareness of compliance. Implement the full coverage of internal control compliance management, realize the internal control compliance management "vertical to the end, horizontal to the edge", and firmly establish the internal control compliance management concept of "system+process+tool+culture". Regularly compile risk management/internal control compliance work dynamics, and do a good job of compliance management. Give full play to the role of the "three -in -one" compliance commissioner's role, and coordinate the integrated management of inspections, rectification, accountability, and "looking back". The second is to pay close attention to the quality of assets and prevent credit risk. Strictly adhere to the business boundary, take a good entrance threshold, strengthen the risk investigation, adhere to full coverage, focus on key points, and keep the bottom line, and categorize policies, precise prevention and control for key areas of risks. We will conscientiously do a good job of post -loan management, build a closed -loop management concept for the entire process, effectively prevent and control credit risks, and ensure that the quality of assets is sustainable. The third is to consolidate basic management and improve service guarantee. Do a good job of basic work such as party building, accounting, operation technology, safety production, epidemic prevention and control, vehicle management, holiday duty and other basic work to ensure the high -quality development of the entire business of the entire jurisdiction. (Jiujiang City Branch)
Responsible editor: Zhang Wei Guo Jinhui
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