Welcome to the 20th | Shanxi: Pratt & Whitney Finance helps rural revitalization "trilogy"

In the golden autumn season, the vast field is harvested, and the beautiful rural scenery is picturesque. Behind this, it is inseparable from the support of inclusive financial policies.

Feng Nianren music, Long Shang Step. Since the beginning of this year, the banking institutions in our province have sank financial resources, innovate financial products, optimize financial services, and strive to improve the coverage and convenience of rural inclusive financial services. While injecting live water for rural revitalization, making modern financial concepts deeper into people's hearts. Writing a new and well -known new music of the Fugu of Xingcun.

Wenxi County Xuedian Goutou Village was identified as a beautiful leisure village (data picture) in Shanxi.

(Song brand name) Man Tingfang -Create "Zero Disclosure Model Village"

Wenxi County, Xuedian Goutou Village, Xuedian Town, is famous for planting Chinese medicine. The village also has a more worthy identity -the first credit demonstration village in Yuncheng.

In 2021, the village was identified as "zero bad model villages" by the People's Bank of China Center Sub -branch. Thanks to the support of the credit creation project and the accurate drip irrigation of the bank's re -loan, the village believers have obtained a total of 18.8 million yuan in loans, and 98 Chinese medicinal materials are planted for poverty alleviation and re -loan funds with interest rate discounts. At present, more than 95%of the land planting in the village is farmed, Scutellaria baicalensis, and Chaihu, such as the annual medicinal materials, about 1,800 tons, and sales revenue of 67 million yuan. The average annual income per acre can reach about 3,500 yuan. The industrial advantage is very very good. protrude.

Since the beginning of this year, the PICC City Center Sub -branch has focused on the establishment and promotion of "zero bad model villages". In the process of promoting, the bank focuses on highlighting the credit construction concept that has benefited from trustworthiness, and clearly stipulates that as the highest -level credit village- "zero bad model village", it has enjoyed differentiated preferential policies in terms of credit quota and loan interest rates. Get priority to obtain support for people's sub -agricultural and re -loan.

In June of this year, Zhuoyi Village, Linxian County was identified as "zero bad model village". According to relevant policies, all creditors can enjoy a policy concession of 20%of loan interest rates and 50%increase in quota. At present, the village has a credit rate of 70%, the credit amount is 22.2 million yuan, the use rate is 53.33%, and the loan balance is 14 million yuan. What's more worth mentioning is that the Village's Wanbao Fruit Cooperative has built three fruit products cleaning, waxing, and packaging production lines under the support of the benefits of supporting the agricultural re -loan loan, which effectively enhanced the production capacity and was rated as a national demonstration. cooperative.

As of the end of June, there were 52 "zero bad model villages". Based on this, the inclusive financial model of "re -loan+letter user" is used to issue a loan of 2.229 billion yuan to the city's 14466 households, providing strong support for farmers and new agricultural business entities to get rich. 52 "zero bad model villages" cover various characteristic villages such as party building benchmarking villages, governance demonstration villages, characteristic industrial villages, and development and expansion villages. With the promotion of "zero bad model villages", Yuncheng has gradually formed a hierarchical management model of non -credit villages, credit villages, credit demonstration villages, and zero bad model villages. The work has entered a new stage.

(Song brand name) Right -the rural retail industry adds confidence

The traffic convenience and geographical location of Gudian Village, Xinrong District, Datong City. The village committee is committed to creating an ancient shop full of vitality, harmony and peace. This coincides with the concept of Datong Rural Commercial Bank's "developing inclusive finance and helping the revitalization of the countryside."

"At present, many villagers are preparing to develop new wealthy projects, and they are worried about starting the funds." Recently, the bank's working group just arrived at Guidian Village, and a village cadre opened the door and said. After the villagers Li Siqing saw the promotion of "low interest rates and fast loans" in the village cloth, they said to the village cadres: "I plan to open a supermarket and have been to several banks and small loan companies, not the amount of loan is not small. It is necessary to mortgage, sometimes the form is filled, and in the end it is busy. "

The working group immediately went to the Lao Li family to investigate, and communicated with other villagers. He learned that Lao Li had been diligent and hardworking, and he was upright and harmonious. The working group and the village committee conducted a comprehensive evaluation scoring of Lao Li to determine the qualifications to be in line with the loan, and set the loan amount of 60,000 yuan.

Three days later, Lao Li's "Tongfu Credit Card" received the first lending of the supermarket. Lao Li happily promoted to the surrounding villagers, and many villagers subsequently contacted the working group to apply for credit loans.

Wang Xinwen, a villager who wanted to expand the facade of the supermarket, received a loan of 50,000 yuan as expected. The small supermarket operated by Xiao Wang and his wife is about 200,000 yuan per year. "Many young people in the village have gone out to work. With funds, we can still do bigger and stronger. We do n’t go anywhere, so we are here." Xiao Wang said with confidence.

Rural revitalization needs such motivated young people, and financial support has added their confidence in their development. Rural retail stores have facilitated the daily life of villagers, and also increased the fireworks of the countryside.

(Song brand name) Xichunlai- "Treasury bonds go to the countryside" to broaden the road of Fumin

"Great, you can buy national bonds at your doorstep!" On August 10th, the launching ceremony of the Jincheng City Treasury Town Service and Treasury Mobile Service Team held in Liuquan Township, Lingchuan County. After the villagers named Su successfully grabbed 10,000 yuan of national bonds, the joy was overwhelming. This is the first electronic government bond sold by Jincheng to rely on the village work team.

August 10th is the launch date of the fifth and sixth issues of savings (electronic). Five government bond underwriting agencies in Lingchuan County have set up a government bond mobile service team and held a flag -granting ceremony to connect 11 towns and villages in the jurisdiction. The debt mobile service teams of various countries go to the village, sink the center of gravity, extend the radius of service, conduct investigations on debt purchase demand, register for debt purchase intentions, guide rural investors to register mobile banking or online banking, open national debt accounts, and strengthen publicity services face to face. The handle of the church to buy the debt to buy the debt, and effectively promoted the expansion of the government in the countryside to increase the noodles and improve quality and efficiency. On the same day, Jincheng sold 572 national bonds and amounts of 1212.749 million yuan. Among them, the township outlets sold 148 government bonds and the amount was 29.4103 million yuan, accounting for 24.25%of the sales of Treasury bonds during the same period.

Since the beginning of this year, the People's Bank of China Central Sub -branch has taken the work of the village work team as the starting point to open up the "last mile" to go to the countryside to the countryside, adding a new way to support the revitalization of the countryside. The PICC's resident team integrates the government bonds into the daily assistance work. The radiation drives other units to the village work team to participate together, forming a national debt service for "national bond knowledge promotion+debt purchase business guidance+expiration payment and follow -up" of national bonds benefit the people service The system has accumulated the experience of copying and promoting government bonds to go to the countryside.

"Purchasing government bonds is not only considerable, but also safe and reliable." While the staff of the bank did a good job of promoting government bonds, they also introduced the credit levels, benefits, and security of wealth management products to the villagers, and guided the villagers to purchase government bonds through regular channels. Consciously resist high -risk investment behavior such as private loans and illegal fundraising, stay away from telecommunications fraud and the temptation of high interest rates, effectively enhance the villagers' awareness of security financial management, and further expand the influence and reputation of government bonds.

Shanxi Economic Daily reporter Wu Dengming Ma Yongliang

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