Yantai Free Trade Zone explores the implementation of the "wave high index insurance" first insurance type "escort" deep -sea breeding

Qilu.com · Lightning News, September 7th. Recently, in the Yantai area of ​​the Shandong Free Trade Zone, Taiping Property & Casualty Insurance staff "sent the door" to the enterprise services, and the latest batch of far -reaching sea cultivated by Yantai Ocean Ocean Fishery Co., Ltd. Camel fish, the "effective wave high index insurance" is processed.

This type of insurance is the nation's first nationwide in the Yantai Free Trade Area, breaking the history of far -reaching sea cage fish farming without insurance, and ate "reassurance pills" for deep -sea breeding companies.

"The average value of a cage is between 7500-85 million. In addition, the industry we do is in the high sea and outside the sea, so such insurance is urgently needed to resist the higher natural risks faced by the company." Manager Wang Hui said.

However, there is no precedent for such insurance, and how to conduct risk quantitative assessment has become a problem. Wang Yongjin, general manager of Taiping Property Insurance Co., Ltd. Yantai Center Branch, introduced, "Is it through wind or waves, or water temperature to establish trigger conditions? We also visited a large number of national marine pastures in Yantai. Planting marine pastures is relatively mature, and the company also provides us with a lot of data and cases. "

By studying the seven meteorological data of the past 40 years, the relevant parties finally established that when the waves monitored by the meteorological department were higher than that of 3 meters, the compensation mechanism was triggered, and the compensation coefficient also fluctuated with the wave high. One year after the operation of the cage fish breeding wave high index insurance, the Haiyi Fishery Corporation recently received the first 1.12 million yuan compensation.

At present, the Yantai Free Trade Zone subsidizes 50%of the insurance premiums for each policy, supporting the implementation of the policy of the first premiere of the policy, and also established the nation's only marine insurance innovation center to create a full chain ecosystem of marine financial insurance.

Ocean pastures have risks, but the early investment in the equipment is also very large. As a new thing, the marine ranch platform does not have the basis for issuing the certificate in the early stage and cannot be mortgaged.

"100 cages need about 7 billion yuan according to the existing cost. If you only invest in the enterprise by themselves, do not solve his identity problems, inspection issues, and confirmation issues. Xu Xishui, director of the Marine Economic Development Department of the Marine Economic Development Bureau of the area.

In order to avoid the worries of the enterprise, the Yantai Free Trade Zone took the lead in issuing local norms, and at the same time, it cooperated with the China Shipping Society and other institutions and departments to inspect and authenticate the far -reaching waters.

At present, the Yantai Free Trade Zone's "New Path of the Ocean Ranch Platform Confirmation Path" in the nation's first trial was upgraded by a single confirmation to the batch of certification, and the emerging format achieved rapid replication. The marine ranch platform has confirmed 37 and the number ranks first in the country. The "one certificate, one insurance" model of the marine ranch platform provides enterprises with financial support of 420 million yuan and risk guarantee 770 million yuan.

In recent years, the Shandong Free Trade Zone Yantai District has also pioneered the overall maintenance pattern of marine biological resources with multi -party linkage, carried out scientific cooperation projects such as "10,000 fish genomes", strengthened the construction of the Qingdao National Marine Gene Library, and created a leading international marine drug research and development platform. With institutional innovation to Haituqiang, it helps to serve the strategy of the ocean.