Detailed explanation of new scam routines

"China Economic Weekly" reporter Song Jie | Shanghai report

"Have you downloaded the National Anti -Fraud Center app?" In the past year, this familiar "greeting" has become a hot word on the Internet. This "national name" software, which combines a large number of fraud information and fraud cases in the country, rushed to the rankings of the major domestic application stores in half a year. With the deepening of anti -fraud propaganda, people's awareness of anti -fraud has gradually increased.

However, scammers' scams are also constantly updated, sometimes invincible. According to the Shanghai Public Security Department, since the national public security organ's summer public security crackdown on the "100 -day action", the Shanghai police have focused on high incidence cases and multiple alarm conditions. The fund -stop payment mechanism has accumulated a total of 108 million yuan of funds.

Why do you be cheated when you are vigilant? What new fraud cases have appeared in Shanghai recently and how to prevent it? Recently, a reporter from "China Economic Weekly" interviewed Wu Qiang, the captain of the Nine Divisions of the Criminal Investigation Corps of the Shanghai Public Security Bureau.

Shanghai Anti -Telecom Network Fraud Center is the first batch of licenses of the Ministry of Public Security to crack down on a new type of illegal crime research and judgment center

Fake banks and tax authorities on annual inspections of enterprises

"Most of the recent counterfeit company executives or company owners have implemented fraud. Some scammers have obtained the QQ number or mobile phone number of some company finance. Almost all personnel in the group are camouflage. They pretend that the company's managers can conduct so -called business communication in the group. After the wealth will let go of their minds, the fake 'boss' will make various excuses to ask for money transfer. "Wu Qiang told reporters," Another is to claim to conduct an annual inspection of the bank or tax department, asking the financial accounting personnel to provide the company's flowing water and storage amount to verify, and then make some reasons to transfer the money to the relevant account. "

Taking the two cases released by the official WeChat "Police and People in Shanghai" of the Shanghai Public Security Bureau as an example.

On June 28, Ms. Xu, the finance of a logistics company in Shanghai, received a call from the staff claiming to be a bank. "Company office group". As soon as he entered the group, the "boss" posing from the scammers asked the company's account annual inspection and asked to take a screenshot of the company's account situation in the group. As soon as Ms. Xu saw the head and name of the boss.

It didn't take long for Ms. Xu to transfer the accounts of several other companies according to the "boss" instructions, with a cumulative more than 10 million yuan. Not long after the transfer remittance, Ms. Xu called the boss to verify the information, only to find that she was deceived, and then called the police for help.

After receiving the report, the Shanghai Anti -Fraud Center immediately launched the rapid response mechanism. The police through the investigation and analysis of the fraud accounts and dug in the line. They have connected more than 160 bank accounts and urgently paid more than 6 million yuan in funds.

On July 12, the Shanghai Anti -Fraud Center found in the work that Ms. Sun, Ms. Sun, is likely to be encountering telecommunications network fraud, that is, to conduct a linkage with Ms. Sun.

After contacting the phone, the police learned that Ms. Sun joined a QQ group formed by scammers of the fake company owner, and had transferred 4 million yuan in the company's account to the public account provided by the scammers. The Shanghai Anti -Fraud Center immediately carried out funds to investigate, continued to pay more than 10 accounts involved, and successfully recovered more than 3.6 million yuan of money.

It is understood that an email from an administrator of the company had previously received a "general manager", asking him to join the latest company executive QQ group as soon as possible. After the administrative staff entered the group, the "general manager" of the fraud who faked the fake of the fraud who contacted the finances and joined the QQ group. After receiving the invitation of the administrative staff, Ms. Sun did not ignore it at first, but she added the group with the administrative staff repeatedly.

After entering the group, a group of senior executives such as the so -called "general manager" discussed the business in the group. During this time, Ms. Sun transferred 4 million yuan to the company's account account of the so -called business cooperation object "Mr. Wang". Ms. Sun believed that it was true. Shortly after completing the transfer, she received a call from the police.

Wu Qiang told the reporter of "China Economic Weekly" that many financial and accounting staff often communicated or contacted with the boss because they usually saw the "boss" instructions in the group, and they dare not find the boss to verify it. Methods, resulting in cheating. In the case of this situation, first of all, finance and accounting staff must strictly abide by the financial and accounting management system and strictly take the transfer process. Secondly, when the financial and accounting staff encounters an emergency, they should verify with the company's person in charge. If they are found to be deceived, they must report to the public security organs as soon as possible to accurately provide key information such as chat records and bank accounts. Essence

The staff of the Shanghai Anti -Fraud Center discouraged the potential victims involved in fraud

Free trial "drainage" fraud for the elderly

In recent years, criminals have used the characteristics of the elderly's information to occlude, the need to be accompanied by affection, and desire for recuperation.

Wu Qiang specifically mentioned that, unlike the past gathered elderly people in the past, the promotion and marketing is that the cases of fraud through telephone and Internet sales have emerged endlessly. The suspects organize the planning of "capabilities" and the crime method is more hidden.

The Shanghai Public Security Bureau recently notified such a case. At the beginning of June this year, the Luxiang Police Station of the Jinshan Public Security Branch reported to the resident Wang Laobo of the community, saying that he had purchased a fake "special effect medicine" and suffered fraud. It is understood that in March this year, the 69 -year -old Wang Wang saw a plaster advertisement on the Internet for the treatment of prostate diseases. By contacting customer service, he received two boxes of free plaster, a book evaluation machine and a publicity poster. However, the results were not achieved after the trial. I heard that the scientific research of a professor's scientific research was very effective when I heard that the scientific research of a professor was very effective. The opponent's customer service said that a drug was better and was about to be out of stock. You could get 3 boxes to buy 3 boxes.

During the medication, Ms. He, who claimed to be a drug sales, contacted Laobo Wang, saying that the medicine must be effective. If not, it will always provide medicine for the old uncle Wang until it is effective.但在服用两盒未取得任何效果后，贺女士又推荐了另外一款药，同时询问王老伯收入及存款，得知存款不多后，称原本7000元的药可以降价2000元销售，但王The old man thought that the previous commitment was free to provide medicine and realized that he might be deceived, and then called the police.

After receiving the alarm, the Jinshan Police launched a initial investigation mechanism and found that more than 2,900 in the country and nearly 900 elderly people in Shanghai purchased various so -called "special effects medicines". Under the guidance of the Criminal Investigation Corps of the Municipal Public Security Bureau, the branch bureau provided backbone forces to set up an investigation.

After investigation by the task force, a gang of scams led by Liao Moumou, Han Mou, etc. surfaced. The entire fraud gang is operated by corporate operation. The company's head office "Tang Yaangnian Pharmacy" is established in Shaanxi. The company has three sales institutions under the company, and is equipped with a dedicated customer service department to be responsible for drainage, as well as after -sales departments to docking logistics and responding to complaints.

The customer service department obtains a large number of elderly people through the release of drug advertisements on various social and online platforms and obtains a large number of elderly people through illegal channels. In the way of free trials, the network type sends plaster, book evaluation machines, drug introduction magazines and leaflets to the elderly. Later, the elderly who came to consult to the sales department.

At present, 30 criminal suspects such as Liao Moumou and Han Mou have been criminally detained by public security organs for suspected fraud. According to the arrested suspect, many elderly people have a few complaints because of a few face, and those who complain can also dispel their further investigations through a refund.

"Scammers often obtain the family address of the elderly through illegal channels, and further trust through mailing supplies or claiming to win the prize. By asking the elderly's income to formulate the price of drugs, the scammers will be cash back after purchasing the purchase. Forms are fraud. "Wu Qiang told reporters.

Mutual Gold Investment Group was deceived twice

The scams have emerged endlessly. Many investors on the mutual gold platform (Internet financial platform) of the year, after the platform exploded and had problems with redemption, had their rights to defend their rights and rushed to the medical treatment, which made criminals enter.

Wu Qiang told the reporter of "China Economic Weekly" that they found in the "100 -day operation" that after the illegal channels were used to pick up the information of the Internet financial investment victims through illegal channels, using SMS, telephone, mail, etc. Transfer and batch returns to the investment procedures such as investment pairs, and step by step to guide the victims to transfer the transfer remittance and implement fraud.

According to him, some criminal points contact investors or lurk in the investor group of the year, claiming to be a staff member of the mutual gold company. They will say that "now because of this case, some funds can be used to return it." Then the criminals will list some package selection items to inform investors' investment and other bonds that can bring back the investment of the year. For example, if you invest 50%of the principal within a few weeks, if you invest 20%, it means that investors are qualified, and the principal can be taken back in installments in the next few months.

According to reports, many Internet financial platform victims believe that since they can be returned, they want to take the money as soon as possible, they will borrow or raise funds from relatives and friends to prove economic strength to the so -called staff. In fact, the so -called asset certification account is opened by scammers. Once the investor transfers money, the other party either has no message or claims that the money is not enough. If you increase the money, you can return more and further increase the loss of investors.

Wu Qiang reminded that in the process of investigating such cases, the relevant departments of the Public Prosecutor's Law will not request the provision of qualification certifications to be returned. When the criminals are deceived in the name of "official repayment" and "clear refund", the masses must calm down to judge calmly judgment Essence When receiving the investment repayment information, please verify and confirm it through official channels. The other party's requesting payment fee, security deposit, etc. are all fraud. If you are accidentally cheated, you should retain the evidence and call the police for help. At the same time, citizens should choose legal investment channels, be alert to illegal fund -raising traps, and do not disclose personal information such as payment passwords and verification codes at will to prevent being deceived again.

(This article published in "China Economic Weekly" 2022, No. 16)

The cover of the 16th issue of 2022 "China Economic Weekly"

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