Realize quality and efficiency in serving the county economy

Realize quality and efficiency in serving the county economy

Mo Jiangfu

"Looking back at the development of the Agricultural Credit Society, our original intention lies in serving the agriculture, rural areas and farmers, and serving the economic development of the county." Pan Xiaojun, the secretary of the party committee and chairman of the Xincheng County Rural Credit Cooperatives in Xincheng County, believes that the Xincheng Agricultural Credit Association must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, we must develop, and we must develop. Consistent with the requirements of the national economic and social development situation, and consistent with the pace of the party committee of the Autonomous Region.

In recent years, under the strong leadership of the party committee of the Agricultural Credit Federation of Guangxi Zhuang Autonomous Region, no matter how the external environment changes, the Xincheng Agricultural Credit Federation has always been guided by party building, serving the three, rural areas, and small and small as the mission. Industry, county actuality, customer needs and other work focus, fine cultivation as the local market, steadily promoting the pace of reform, and achieving the same growth and efficiency growth. Progress) award "" Market Expansion Award "and other titles; many times have been rated as" district -level spiritual civilization units "and" advanced economic and social construction of the city "of party committees and governments at all levels and relevant departments at all levels. In the county's financial institutions, Xincheng Agricultural Credit Federation has done a good job of "upgrading shifts" for quality improvement and efficiency, and composes a new chapter in the high -quality development of rural financial institutions in the new era.

Focus on the main career and enhance the competitiveness of the industry

Xincheng Rural Credit Federation firmly implements the party and the national financial policy, compact the main responsibility, clarifies the "responsibility field", focuses on the main business of agricultural support, refined the local market, and gives full play to the role of local financial support agricultural troops and vanguard.

The joint agency has continuously adjusted and optimized the credit structure, increasing loan investment, and continuously injecting financial "living water" into the county economy to increase the proportion of local loans; targeting the development of the local real estate industry, play a good financial portfolio, and fully support the silk industry and the stone industry industry. , Tourism, special species breeding industries and other government key pillar project industries to fully meet the financing needs of upstream and downstream customers in the industrial chain; for the demands of winning poverty alleviation, "loan due to loan" is a labor ability, desire to get rich, loan with loans Wishes, income guarantee, good credit concepts, and poor households with discipline and law provides "timely rain" and "getting rich funds to start money". So far, a total of 24,700 households have been issued. There is a small loan balance of poverty alleviation households of 532 million yuan.

Financial pioneer to cocoon processing enterprises to understand financing needs

The joint cooperatives do a good job of inclusive finance and continue to increase investment in grass -roots financial services in local remote areas. For grass -roots financial services and poverty alleviation people in local remote areas. In the industrial zone, villages, supermarkets and other crowds, set up self -service banks and benefit farmers' payment services. At present, the joint cooperation has set up 8 self -service banks, and Guishengtong's convenience service points have been set up. Among them, the people's points have achieved full coverage of 130 administrative villages, and they can provide business consulting, loans, small deposits, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, transfer, and transfer. And payment recharge is equivalent to various "micro -bank" services to provide the masses with diversified financial services.

Due to many measures to strengthen the main business, provide excellent services, and make fine products, the newly -competitive capacity has been gradually improved, the business scale has expanded rapidly, and the efficiency has steadily increased. It is understood that since the end of 2015, the association has invested a total of about 12.2 billion yuan, an increase of 2.356 billion yuan; the new deposit was 3.1 billion yuan, and the cumulative economic profit was 476 million yuan. The pace of quality improvement and efficiency is stable and powerful.

Focus on the reality of the county and win the strong support of the party committee and government

In recent years, Xincheng County has introduced a number of district -level projects such as calcium carbonate industrial clusters, Sanjiangkou (Xincheng) cocoon silk industrial park projects, and other district -level projects. The construction of high -speed (Xincheng section) and Wu Xin Expressway (Xincheng section), etc., provided major opportunities for the rapid development of Xincheng Rural Credit Association. The Federation seized the development opportunities, enhanced the awareness of the development of the development and the overall situation, closer to the economic development strategy of the local party committee and government, took the initiative to connect the local government and various departments, accurately connect industries, projects, and enterprises, and promote the in -depth integration of business operations and local economy. Strive to turn development opportunities into development results.

Sanjiangkou (Xincheng) Cocoon Silk Industrial Park, the first phase of the project site of the Loan Loan of Xincheng Federation

In recent years, Xincheng Agricultural Credit Federation has signed a number of strategic cooperation agreements such as financial assistance to poverty alleviation, financial help rural rejuvenation, and other strategic cooperation agreements. Economic construction. In order to help the local economic development, Xincheng Agricultural Credit Federation has continued to increase credit support for major project planning such as calcium carbonate industry clusters, Sanjiangkou (Xincheng) cocoon silk industrial park project, etc. At the same time, it supports Southern Niu Dudu. , Black Yansang, Australian Lake meat sheep all industrial chain project and land -based container circulating water ecological breeding poverty alleviation projects, support the local breeding and full -scale industrial chain with financial forces, drive breeding cooperative households with industrial radiation, and consolidate the comprehensive promotion of rural rejuvenation and comprehensive promotion Accelerate the foundation of agricultural and rural modernization. Among them, since 2021, Xincheng Agricultural Credit Federation has given a joint loan method for major construction projects at the autonomous region -the "Sanjiangkou Silk Industrial Park" has granted 200 million yuan in credit to help the local cocoon industry formed "production, supply, stores, business, and business. The full -chain development model that is integrated in "deep processing" has supplemented the shortcomings of the silkworm industry.

In recent years, Xincheng Agricultural Credit Federation has proactively connected to local party committees and governments, and has received strong support from party and government departments at all levels in restructuring reform, business expansion, risk resolution, and public opinion control. Wait for work to achieve substantial results. The fast -moving fast -growing fast -moving business, the improvement of efficiency and efficiency of Xincheng Rural Credit Association has also reached a new level. Focus on customer needs and establish a good brand image of agricultural trust

Improve service breadth. Combined with the characteristics of rural economic development, the joint cooperation has increased the research and development of credit products, innovatively launched the local regional characteristics and "local taste" credit products, such as combining the local mulberry industry, sucrose, passion incense and other industries to create "Gui Gui and other industries to create" Gui Gui Huisan Nong Loan "" Cocoon Easy Loan "," Sweet Loan "," Wood Loan "," Commercial Easy Loan "and many other supporting farmers' fist products, allowing the masses to enjoy more convenient procedures, better services, more preferential interest rates; innovation Carry out cocoons, silk, pig living bodies, agricultural insurance policies, etc. (Quality) loan business, actively promote the "silver tax interaction" financing business, solve the problem of mortgage in small and medium -sized enterprises, and provide "one more option" for its financing; Vigorously innovate a variety of loan varieties such as "Silkworm Easy Loan", "Sweet Loan", "Commercial Loan", "Easy Loan" and "State Entrepreneurship Loan" to meet customer needs at different levels.

Improve service speed. In accordance with the actual situation, the association reduces the threshold for handling, reinstates the simplified loan materials, compressed the processing time, and allows processing loans to be faster. At the same time, in terms of fintech applications, relying on fintech support to actively promote "golden pig loans", "easy farming", "easy farming", "easy farming", "easy farming", "easy farming", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers", "easy farmers, and farmers. Pure online pure credit -related "smart loan" products such as "business loans" and "easy agricultural consumer loans" can realize the onlineization of agricultural loan -related loan products, and further improve the visibility and convenience of rural financial services. At present, the association has invested 156 million yuan in "smart loans" online, benefiting 1918 people, using fintech to serve rural revitalization, and continuously enables speeding up.

Financial pioneer to cocoon breeding base to learn about business status

Improve service temperature. To optimize services, increase innovation, and "reduce fees for profit", help enterprises affected by the epidemic re -production, resume business, and support and stabilize economic and social development; for special groups such as old, weak, sick and disabled, Special Affairs Office, urgent affairs, adhere to the door service, and solve problems for customers; do a good job of deducting business for free, which greatly facilitates the general public.

Look at the new situation and start. In the next step, Xincheng Agricultural Credit Federation will turn the original intention into perseverance, keep positive innovation, converge, and be the pioneers and main forces of rural finance to make greater contributions to the local economic and social development of finance with better achievements.

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