Finance helps Shanxi's transportation industry to "fast lane"

Taiyuan Post Logistics staff is sorting express delivery (information picture).

"The policy landing is fast, which relieves my capital turnover pressure." Ms. Liu, an individual household in Yuncheng who was engaged in road cargo transportation, told reporters.

Not long ago, Ms. Liu, who was worried about the turnover of funds, accidentally received a call from the customer manager of the HV Taiyuan Center Sub -branch. It was learned that there was a "speed loan" product specifically for road cargo transportation. After understanding, Ms. Liu quickly went to the bank to fill in the approval information, and she received a loan of 300,000 yuan on the same day.

This is a case for the implementation of the special re -loan policy for transportation and logistics to the Taiyuan Center Sub -branch.

Transportation logistics is a "great arteries" that support economic and social development, and it is also an important foundation for ensuring the normal life of the masses and promoting the stability of the supply chain of the industrial chain. Since the beginning of this year, affected by the epidemic, traffic and logistics companies in business dilemma have been worse and difficult to make. On May 20, the People's Bank of China issued a special re -loan policy for "fixed -point, targeted, fixed, low -interest" transportation and logistics, set up a special re -loan of 100 billion yuan of transportation and logistics, and fully supported road freight companies, logistics distribution enterprises and ordinary roads for individual freight freight. Households and individual truck drivers "two enterprises, two companies, two" group financing bailout. The policy is implemented until the end of this year.

In order to allow more market subjects to know policies, understand policies, and policies, the Taiyuan Center Sub -branch of the People's Bank of China organizes the people's banks at all levels in the province to actively carry out policy publicity and give full play to the advantages of banking institutional outlets and the role of the platform of various logistics industry associations. Through various methods such as "entering the park, entering the association, and enterprise", online and offline organizations carry out multi -level political and bank -enterprise docking activities. In response to the characteristics of policy support, the central branch actively coordinated the transportation department, sorted out the qualified market entities in the province, established a "two enterprises and two" whitelists, and promptly pushed other financial institutions to improve the efficiency of financing docking. The transportation department of the province does a good job of tracking services, implemented on -site orientation services for key logistics enterprises, promptly push the demands and financing needs to bank financial institutions, and open up the "last mile" of financial assistance to enterprises' relief policies.

The provincial and municipal and county -level people's banks have given full play to the general role of grassroots central banks, actively actively act, and focus on promoting the dividend of the special re -loan policy of transportation and logistics to the market entity.

The transportation and logistics industry has the characteristics of weak anti -risk capabilities, extensive internal management, lack of qualified pledges, and "short -frequency fast" in capital needs. The PICC City Center Sub -branch actively guides financial institutions to make financial "combination fists" for the special needs of different links and different subjects under different links and different subjects under special conditions. The first is innovative credit products. As of now, there are more than 20 credit products in the transportation and logistics industry in Yuncheng City, including "personal commercial vehicle loans", "transport loan" and "tax loan". The monthly accumulated profit of more than 2.10 million yuan. The second is to open up green channels. Guide financial institutions to open a green channel for credit and logistics for the "two enterprises and two enterprises" of transportation and logistics, and require review and approval personnel to "follow the review" and conclude within 1 day. The third is to provide guarantee services. Guide seven qualified banks and Yuncheng Caikai SME Financial Guarantee Co., Ltd. to sign the "total" batch guarantee business cooperation projects, providing a convenient batch guarantee business for the lack of qualified road cargo transportation subjects.

The Luliang City Sub -branch and the Luliang City Transportation Bureau jointly issued the "Implementation Plan for Luliang City Transport and Logistics Special Re -Loaning Work" to actively coordinate the implementation of relevant financial institutions in the city to implement the special re -loan policy for transportation and logistics, helping the transportation and logistics industry to relieve the relief of the transportation and logistics industry to ease the relief Pain, cracking difficulties, getting out of trouble.

The Wanrong County Sub -branch of the Wan Rong County promotes the county's financial department to conduct loan discounts and risk compensation for the qualified "two enterprises, two" financing entities, and promote the local government financing guarantee agency to provide guarantee to the "two enterprises and two" market entities. In accordance with the contract, the compensation liability was performed in a timely manner, and a good situation of the special loan "multiple lifts" and the county's "one game" was formed. As of now, ICBC Wanrong County Sub -branch has issued a loan of 8.42 million yuan for 4 transportation enterprises including Wanrong County Weiyi Automobile Co., Ltd. through "tax loan" and "Guodan Loan", with an average interest rate of less than 4%. CCB Wanrong County Sub -branch issued a loan of 970,000 yuan for two enterprises including Wan Ronghongxin Auto Trade Logistics Co., Ltd. through "Good Loan", with a interest rate of 3.95%. The Agricultural Bank of China Wanrong County Sub -branch and Wanda Auto Trade and Debon Logistics reached a financing intention of 18.6 million yuan.

The province's financial institutions provide personalized customization services for the business model and financing needs of the transportation market, and effectively implement the "one enterprise, one policy" in place.

Shanxi Tongda Group is a car business circulation enterprise dominated by traditional automobile sales, maintenance, transportation and services. The group will guarantee some truck drivers with mortgage car purchases. Agricultural Bank of China Transport City Branch made a "transport loan" for the group's operating conditions, and the customers only need to apply for a maximum of 300,000 yuan with ID cards, hukou books, real estate registration certificates, and truck operating permits. Loan. While solving the demand for the funds of truck drivers, it also solved the worries of the group.

Xing Yi, deputy president of the Taiyuan Center Sub -branch of the People's Bank of China, said that the next step will strengthen the innovation of credit product products, continuously improve the quality of financial services, and go all out to do a good job in road freight logistics and keeping the relevant financial services.The bottom, the unblocked freight, and the industrial cycle "provide solid financial guarantee.Shanxi Economic Daily reporter Ma Yongliang

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