Multiple measures and help help stabilize the economic market

Multiple measures and help help stabilize the economic market

Since the beginning of this year, Zhejiang Haining Rural Commercial Bank has played a key role in protecting market entities, Hui Xiaowei enterprises, and grain security security, implemented a policy measure of a detailed and stable economy, and comprehensively helped Haining's economy steady and improved.

Haining Rural Commercial Bank innovative "full service+grid management" working model, make good use of the "floor sweeping tools" such as digital small and micro platform, mobile exhibition PAD, bumper harvest interconnection, and use list system management. ", Carry out" carpet "visits to small and micro enterprises, individual industrial and commercial households, and residents (farmers), and" one enterprise, one policy "provides a comprehensive financial service plan to ensure that the city's 10,000 market entities are covered with full coverage. As of the end of May, the bank had completed a total of 3312 households, supporting 2,420 companies to add new credit, and increased financing of 4.728 billion yuan for 734 companies.

"Due to the influence of logistics interruptions due to the epidemic and international situation fluctuations, a large backlog of inventory is caused, and the receivable cannot be returned in time. We face the problem of short -term cash flow offset. Production is more confident. "The person in charge of Zhejiang Diyi Sun Shading Technology Co., Ltd. said. Haining Rural Commercial Bank opened a green channel, accelerated the approval process, and quickly issued a credit loan of 3.5 million yuan in interest rates to "epidemic prevention and emergency loans" to solve the temporary and guaranteed financial needs of the enterprise.

Haining Rural Commercial Bank launched twelve measures to "concentric resistance to epidemic, help enterprises to help the enterprise", and gives inclusive small and micro enterprises "full, convenient, cheap" financial services, and ranks 3 billion yuan in interest rate preferential "epidemic prevention emergency loans". For small and micro enterprises, we will make more than 5,400 million yuan in profit, reduce more than 1,600 million yuan for 25,000 merchants, and reduce costs for more than 70 million yuan. At the same time, strengthen the "online+offline" renewal service mechanism, through online renewal demand, offline loan operations offline, and provide "batch credit", "credit credit increase", "precise use of letter" one -stop renewal Loan service, realize that there is no renewal from the company's own funds to zero fees. As of June 15th, 1110 small and medium -sized enterprises in Haining had no repayment loan of 6.314 billion yuan, and the loan width was 404 and 1.02 billion yuan.

On May 31, Haining Rural Commercial Bank and Haining Finance Bureau and the Agricultural Rural Bureau cooperated with the Provincial Agricultural Credit Guarantee Co., Ltd. to distribute the first "Cailai Agriculture Loan" 700 of the Jiaxing Rural Commercial Bank system to Zhejiang Chaohe Agricultural Technology Co., Ltd. 10,000 yuan. Through the distribution of "Caihuang Loan" products, it will provide sufficient credit support for Chaohe Agriculture to build a comprehensive demonstration base project project of the rice industry chain. It is expected to produce 87,500 tons of dry rice or wheat to meet the needs of large surrounding planting households and farmers. Open the important parts of the agricultural industry chain service.

The bank also rely on the party building alliance to form a joint force, increase cooperation between government and banks, and link with Haining Finance Bureau, Agricultural and Rural Bureau and other departments to establish a linkage work mechanism, serve agricultural entities and key agricultural projects in the jurisdiction, improve the coverage of agricultural entities awarding letter coverage. Increase the support of agricultural credit, promote online loan products such as "Nonghetong", expand business cooperation with the Provincial Agricultural Credit Guarantee Co., Ltd., and stabilize the income of food with sufficient, convenient and cheap credit funds. As of the end of May, 18 agricultural projects were supported, and a total of 160 household loans and 1.14 billion yuan were issued in the village stock economic cooperatives. It was successfully issued 1 village -level commissioned loan and 10 million yuan. (Chen Chong Wang Shengyi)

Responsible editor: Zhang Wei Guo Jinhui

- END -