Agricultural Issuance Panzhou City Sub -branch: Stimulating small and micro development of financial vitality services

Since the beginning of this year, the Panzhou Sub -branch of China Agricultural Development Bank has based on serving the rural revitalization strategy as the starting point, and the decision -making and deployment of the Party Central Committee, the regulatory authorities and the superior banks on the financial services of small and micro enterprises. , "Let's make every effort", take multiple measures to help the enterprise to relieve it, and help stabilize the economic market. At present, the bank has invested 45.6 million yuan in loans for small and micro enterprises, of which 27.6 million yuan was invested by inclusive small and micro enterprises.

Increasing and efficient growth and stable growth, the basic market for the economy. The bank responded to the call of the Party Central Committee, the regulatory authorities, and the superiors of the superiors, grasped the economic recovery window period, solidly promoted the effective implementation of various key tasks, went all out to ensure the stable supply of financial services, and helped win the battle to stabilize the economic market. Small and micro enterprises are an important part of our national economy. They play an irreplaceable important role in stabilizing employment and development of the real economy. As the only agricultural policy bank in my country, agricultural issuance is the only agricultural policy bank. Important political tasks, as of the end of June, the bank had invested 45.6 million yuan in small and micro enterprises, an increase of 570.59%year -on -year, and efficiently supported the development of small and micro enterprises in the jurisdiction.

During the special period, the exhibition is performed. In order to better serve small and micro enterprises, the bank has set up "small and micro enterprise loans" credit products to provide credit support to corporate legal persons and farmers' professional cooperatives with corresponding business qualifications, including mobile fund demand, fixed asset funds need. The period of liquidity loan is 1-3 years. The term of fixed asset loans can be up to 5 years. The loan interest rate of inclusive small and micro enterprises implements the first year's first -year discount 80bp on the basis of LPR. The loan guarantee method is mortgage, pledge, guarantee guarantee, and a guarantee method. This year, the bank has successfully launched the "small and micro -intelligence loan system". At present, the supply chain guarantee loan has been issued 24 million yuan. The use of a small and micro -intelligence loan system to declare the inclusive small and micro -enterprise loans, which can reduce complicated loan materials and loan processes. Reduce the process from loan declaration to loan approval, which prompts small and micro loans to be more accurate and convenient. (Liu Pinpin)

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