Qixia City: "Power" service supports high -quality development of "specialized new" enterprises

Qilu.com · Lightning News, September 4th, "Specialized Specialty" enterprise is an important support for the Chinese manufacturing industry chain, the key to the strong chain supplement. In recent years, Qixia City has conscientiously implemented the work deployment of "Development of Special Specials in Special Specialty". Under the coordination supervision of the Municipal Finance Bureau, the People's Bank of China, and the Banking Insurance Regulatory Commission, under the strong leadership of the Provincial Party of China, Qixia Rural Commercial Bank has continuously improved the quality and efficiency of financial services, supporting the "specialized new" financial services to support " Specialized new "new" enterprises have high -quality development. As of the end of July, the bank has accumulated a total of 15 "specialized new" enterprises and a loan balance of 264 million yuan.

Pay attention to the top -level design and establish a "professional" financial service team. In order to further do a good job of financial services for "specialized new" enterprises, Qixia Rural Commercial Bank established the "Specialty Special New" SME marketing docking special work leaders with the leader of the chairman and members of the team. In the group, the sophisticated soldiers were transferred to set up a "specialized new" small and medium -sized enterprises to visit the financial service team. And set up a leading group office, responsible for leading the organization of work, formulation of work plan, daily work supervision and scheduling, and promotion and implementation. Clarify the responsibilities of various departments, take the initiative to serve, optimize the allocation of credit resources, and help enterprises solve financing problems.

Pay attention to the raising clothing, supporting "specialized" financial service products. Develop exclusive products. Combined with the characteristics of the production and operation of "specialized specialty" enterprises, develop exclusive credit products, implement differentiated management, and give a moderate discount on loan interest rates. Innovative guarantee method. Encourage the use of accounts receivable (bill) pledge, inventory and warehouse receipt pledge, equity pledge and order financing to further expand the scope of the pledged property. Expand the field of launch. Taking the key technologies such as "card neck" such as electronic information, biomedicine, new materials, chips, etc. as key credit investment areas, increase the promotion of loan products such as transformation of scientific and technological achievements, intellectual property pledge, etc., and continuously enrich the channel financing guarantee channels for enterprises in key areas. Effectively strengthen credit investment in key areas.

Pay attention to information -to -equity and carry out "novelty" financial service activities. Multi -channel bank -enterprise docking. Make full use of the "Shandong Winter Bank and Enterprise Docking Service Platform" to obtain a list of "specialized and new" enterprises, and jointly organize the "political and bank -enterprise" symposium with relevant government functional departments to accurately dock and tailor financial service solutions for enterprises. Deepen the first loan cultivation operation. Increase the first loan cultivation of the newly recognized "specialized new" enterprise, accelerate the development of "silver tax interaction", "political and bank insurance", and improve the efficiency of special loan loans and renewal applications. Continue to carry out financial counseling. For enterprises that have been included in the list of "specialized new" enterprises and technical reform directory, accurate counseling continues to carry out accurate counseling, and increase support for credit funding.

In the next step, Qixia City will continue to increase coordination with financial service institutions, establish a "government -enterprise banking" full -chain communication service mechanism, create a "soft" environment for a first -class business business, and provide enterprises with financial "specialized new" services. Promote the processing process of corporate financing quickly and orderly, solve the problem of corporate financing, and help the healthy development of the enterprise.