Fintech helps Chengdu's "no contact" financial services to bring "timely rain" to enterprises

In order to fight against the new crown pneumonia, on September 1, Chengdu has increased the prevention and control of the epidemic, and the residents principles home. In order to cooperate with the epidemic prevention work, the offline outlets of the bank have also been closed. However, financial services have not been interrupted because of this. Faced with the epidemic, the online financial service model of "no contact" is playing the role of vital army.

The reporter learned today from Xinwang Bank that relying on the financial technology capabilities created for many years, the bank has given full play to the advantages of unprecedented operations of digital native banks, breaking time and space restrictions, increasing credit investment, and making every effort to ensure that medical and logistics supply chain runs smoothly. Essence Data show that from August 26th to September 2nd, the number of credit releases of Xinwang Bank in Chengdu has exceeded 72,000, involving approximately 66,000 customers, and the credit amount exceeds 330 million yuan.

Increase credit investment

Facing the severe and complex epidemic situation, Xinwang Bank will ensure the smooth operation of the industrial chain supply chain as the top priority of the work. In addition to the continuous improvement of medical supply chain products launched in September 2021, Xinwang Bank also actively innovated the supply chain financial service model to provide solid support for front -line companies of "war and disease".

A local chain pharmacy in Chengdu is a key industry enterprise during the epidemic. In Chengdu's "7.15 epidemic" and "August 25th epidemic", this pharmaceutical company rushed to the forefront of resistance, and repeatedly summoned party members to "resist" volunteers to the front line to carry out nucleic acid testing and drug supply. During the epidemic, there was a shortage of corporate funds. After applying for the "Good Commercial Loan" of the New Network, the pharmaceutical company quickly received a credit limit of 500,000 yuan. The enterprise successively used the 500,000 yuan loan and put them all into anti -epidemic work.

Litchi is a smart logistics platform in Chengdu, which provides cold chain logistics delivery services such as ingredients and urban urban mixes for epidemic prevention areas. Xinwang Bank jointly transported lychee to launch an innovative credit loan product "Litchi Pay" based on driver orders, allowing drivers to receive funds after completing transportation. Master Chen is a driver who deliver meals on the litchi platform. At present, he has used litchi to pay nearly 5,000 yuan to the account of the account, which effectively alleviates the dilemma caused by the surge in orders under the epidemic and increasing expenses.

Through big data analysis, the Bank of New Network found that in the areas of immune, customers' financial demand activity often tends to rise. This means that "no contact" financial services are delivered in the snow to customers in the immune -related areas, which can meet their rigid needs and strongly support the overall situation of war. Through "contactless" financial services, Xinwang Bank is constantly "airdrop" to all parts of the country, especially in -related areas. It is reported that in the first four months of 2022, under the guidance and unified deployment of the Chengdu Branch of the Chengdu Branch and the Chengdu Camp Management Department, and the Sichuan Banking Insurance Regulatory Bureau, digital through "good person loans", "good business loan", "good enterprise E loan" Inclusive financial products, New Bank Bank loans of 27.983 billion yuan.

Break for small and micro enterprises and new citizens

Small and micro enterprises, individual industrial and commercial households and new citizens are weak links in financial services, and they are also the most affected group under the epidemic. While fighting the "Baochain Battle", Xinwang Bank actively provides inclusive financial bailout plans for small and micro enterprise owners, individual industrial and commercial households and new citizens. Just need a smartphone, customers can apply for loans online, and the funds will be able to pay quickly, and they will be repaid.

Mr. Liu runs a pet products store outside the Wuhou International Garden Community in Chengdu. In this Chengdu epidemic, Mr. Liu's pet supplies store temporarily closed and the income was gone, but the rations of the "hairy children" in the store were a lot of expenses. In this case, Mr. Liu applied for a good commercial loan online online, and the funds quickly arrived, which greatly relieved his capital turnover pressure.

Large -scale professional markets such as Chengdu Golden Hardware Machinery City also temporarily closed in this epidemic. Mr. Zeng has sold machinery and equipment for more than ten years in Golden Mansion Hardware Machinery City. He is a well -known integrity merchant, but because of the epidemic, he has to face the pressure on cashier and rent. After being introduced by a friend, Mr. Zeng also applied for a good commercial loan of Xinwang Bank and was quickly approved.

Chengdu Daily Jinguan News Reporter Liu Taishan Editor He Qixie Intern Editor Lu Yarui

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