Lincang Gengma: Financial "living water" precise drip irrigation "sucrose" industry

Author:Lincang Rong Media Time:2022.09.03

Gengma Dai Dai Qian Autonomous County financial institutions optimize financial services, increase funding support, help Gengma build a sucrose industry chain, connect the "two" industry transformation and upgrading for the Gengma sucrose industry, and realize the "one sugar cane to eat dry. "Squeeze" into the financial "living water".

Gengma County is one of the core bases of the national sugar cane and an important part of the sugar production protection zone. The comprehensive utilization rate of sugarcane is the forefront of the country. In 2021, the output of sugarcane was 2.3137 million tons, with a planting area of 27,100 hectares.

Innovate financial products, make up for the shortcomings of the upstream. "Developing the planting cane industry, the scale has been from small to large, and it is inseparable from the financial support of the bank. In the future, it will continue to develop the sugar cane industry." Gengma Credit Cooperative received 500,000 yuan in "Huisu Loan", and the planting scale expanded from 150 acres in 2019 to 400 acres. In accordance with the purpose of practical affairs of private affairs, the Pedestrians Gengma Sub -branch guided financial institutions to develop financial products such as rural revitalization loans, "Huisuo Loan" and "Cloud Sugar Loan" to meet the needs of funds for sugarcane farmers and ensure the area and output of sugar cane planting. Gengma County had 23,000 cane farmers in 2022, and the county's financial institutions in the county from January to August were 287 million yuan in loans of 5519 cane farmers, and as of the end of August, the balance of loans was 202 million yuan.

Gathering financial resources and supporting a stronger enterprise. South China Sugar Company is a famous sugar company, with its business scope includes sucrose, sugar sugar, and molasses. In order to give full play to the leading role of leading enterprises, Gengma County financial institutions have established long -term credit cooperation with the company, continue to increase the support and service guarantee of the company's credit funds, and use the issuance of corporate mobile funds loans, extended repayment of principal and interest, etc. To solve the demand and repayment pressure on corporate funds, a total of 1.62 billion yuan in loan funds have been supported since 2020. The person in charge of the company said: "In the predicament of the current epidemic, relying on the funds required by the bank provided by the bank, the company has continued to make profits in adversity." For preferential policies, "Huisu Loan" implements a fixed interest rate of 4%, which is 1.33 percentage points lower than the overall weighted average interest rate.

Implement accurate drip irrigation and extend the sugar cane industry chain. In order to promote the development of Gengma County's sugar industry, Gengma financial institutions accurately increase their support for enterprises and farmers involved in the sucrose industry chain. I received a credit of 80 million yuan in credit to Gengma Huatin, supporting small and micro enterprises such as liquor manufacturing, fertilizer wholesale, and feed processing of 7.33 million yuan. In response to the high investment costs of large cane tips breeding in the downstream, Gengma Credit Union launched the “Rural Revitalizing Beef Cow Loan” to accurately support large cattle farmers, give loan interest rate discounts, and provide “borrowing and repayment” repayment method. As of the end of August 2022, credit services were provided for 1511 farmers with a loan balance of 60.8 million yuan.

As a part of the economy of the sugar industry, Yunnan Qicai Rural Animal Husbandry Corporation directly drives Gengma for more than 100 people. At the same time, it uses a large amount of cane tips to raise beef cattle to fully realize the value of sugar cane and increase the benefits of cane farmers. Gengma Credit Union has established a credit business relationship with the company, and introduced Yunnan financing guarantee Co., Ltd. to provide guarantee guarantees. Since 2014, credit support has been provided. As of the end of August 2022, the loan balance was 13 million yuan. The person in charge of the company said: "Through the credit funding support of Gengma Credit Cooperative, the company's breeding scale continues to expand, and at the same time, the surrounding farmers are actively participating in beef and beef breeding. The farmers' breeding income has also increased the benefits brought by the planting cane. The company, farmers, and banks have established a deep relationship with fish in development. "

Support the construction of the park and promote industrial green development. In the green food industrial park planned and constructed by Gengma County, 30 companies have settled in, which revolves around "comprehensive utilization of sugar products, sugar products, sugar, glutinous sugar, filtrate, cane leaf cane tips and other" "5+N" industry chain to form the formation "Sugar, wine, paper, feeding, fertilizer, fat, new materials" 6 categories of 34 products in 34 products have a green development model of the sucrose of the sucrose, and achieved the goal of industrial development to drive regional economic development. The PICC Gengma Sub -branch continued to strengthen the guidance of the window of financial institutions, guided credit funds to support the construction of the green industrial park infrastructure construction of 1.1 billion yuan, and granted 20 million yuan in credit funds from the Green Sai New Materials (Yunnan) company. The person in charge of the Green Food Industry Park Office said: "With the support of the financial sector, the park enterprises have developed rapidly. In 2021, the main business of the park's main business was 2.508 billion yuan, and the total industrial output value was 2.704 billion yuan, which led to nearly 600 employment. It is expected to by 2025 to 2025. The annual output value can reach 10 billion yuan. "