Ten years of serious illness insurance!See how national life insurance supports "healthy China" construction

In 2022, the implementation of urban and rural residents' illness insurance systems ushered in the tenth anniversary, and the "Healthy China Action (2019-2030)" also entered the third anniversary of this time. From taking the lead in exploring the road to the development of the road to the rapid development of the "Huimin Insurance" business, China Life Insurance Co., Ltd. (hereinafter referred to as "China Life Insurance Company") has cultivated the test field of the insurance industry "Healthy China".

The insurance industry is the "stabilizer" of social development and the "booster" of economic development, and is an important force to promote the construction of "healthy China". In recent years, China Life and Life Insurance Corporation has practiced the responsibility and responsibility of financial central enterprises with practical actions, actively carried out policy health insurance business such as major illness insurance, long -term care insurance, and supplementary medical insurance, increased the supply of commercial health insurance products, innovated and explored social governance Models, continuously upgrade their products and service systems to protect the people's good life with high -quality services, which are generally recognized by governments at all levels and all walks of life.

Political and business cooperation "templates" bloom everywhere

In order to reduce the burden of medical expenses of urban and rural residents, the major illness insurance system began in 2012. After ten years, it has now covered 1.2 billion urban and rural residents.

On the one hand, DC Insurance is the government actively promoted by the government, and on the other hand, it is also the focus area of ​​the insurance industry to serve people's livelihood. As the first batch of insurance companies participating in the major illness insurance system, China Life Insurance Corporation has become the main service provider of major illness insurance. How to promote government -enterprise cooperation? Urban and rural residents benefit geometry? From the perspective of Huimin Sheng's "answer sheet" surrendered by China Life Insurance Company, as of the end of June 2022, China Life Life Insurance Co., Ltd. has hosted more than 200 major disease insurance projects across the country, covering nearly 350 million urban and rural residents, and has paid 7900 in ten years. There are more than 10,000 people, with more than 150 billion yuan. In addition, the China Life Shou Insurance Company to help the government build a multi -guarantee network of "basic+disease+supplement+rescue", which has also achieved significant results.

Through the opportunity of major illness insurance, the Chinese Life Insurance Corporation opened the model of political and business cooperation. Following the "continuous meetings of the people's growing good life" as the following, they also actively cooperated with local governments to carry out supplementary medical insurance business, and have continuously received great attention and recognition from the local people and all sectors of society. Taking the Zhuhai "Big Love" insurance project exclusively underwent of the Zhuhai Branch of the Chinese Life and Life Insurance Zhuhai Branch since 2019 as an example, through innovative cooperation with the Zhuhai Municipal Party Committee and the Municipal Government, the participation rate of residents is nearly 50%. Realize the full coverage of aging, sickness, and low -income people, and the high proportion of overpayable medical care, anti -tumor self -funded drugs, and personal burden of hospitalization can be reimbursed. A win -win social governance model.

Behind the "Huiminbao" cities in "Huiminbao" cities in the past two years, behind the strong response of citizens, insurance companies such as China Life Insurance Company are "carefully poured" by Huimin Medical Insurance. On the first day, it exceeded 300,000 and 100 million ... In the end, the 2021 "West Lake Yilian Insurance" hosted by the Chinese Life and Life Insurance Hangzhou Branch as the main contractor, with 4.7 million people, 42%of the participation rate, 42%, and 42%, and 42%. The top "excellent answers" in the same type of products in major cities across the country perfectly ended. As of the end of June 2022, nearly 70 "Huimin Insurance" projects have been implemented, which shows the "worthy entrustment" of Chinese Life Insurance Company.

China Life Insurance Company is also an important promoter of the construction of long -term care insurance system. Paralyzed in bed, not self -care, 24 hours of accompanying ... Nursing a disabled person is facing huge physical and mental stress for any family. In 2016, the Ministry of Human Resources and Social Affairs issued the "Guiding Opinions on the Pilot of the Long -term Nursing Insurance System". Relying on the company's advantageous resources, China Renshou Insurance Company organized the pilot of the long -term care insurance system, forming a typical model of Sichuan Chengdu, Dongying, Shandong, Jiangsu Zhangjiagang and other typical models. Essence "Truth, simplicity, and solid", the relevant state departments evaluated for the long -term care insurance project hosted by the China Life Insurance Company. Relying on the full process of innovation and practical nursing services, grid management, and "family care" characteristic model, as of the end of June 2022, more than 60 long -term care insurance projects hosted by China Life Insurance Company have supported nearly 26 million people to support the "protective umbrella "".

More than a hundred products help "Healthy China" construction

"Without the health of the people, there is no comprehensive well -off." The country's "Fourteenth Five -Year Plan" proposes to comprehensively promote the construction of healthy China, put the protection of the people's health at the strategic position of priority development, implement the health China actions, and provide the people with a comprehensive life period of health services.

The in -depth promotion of the "Healthy China" strategy provides more possibilities for the development of commercial insurance. As an insurance company that grows together with New China, China Life and Life Insurance Company has always been upholding the responsibility and responsibility of the "big of the country", actively practiced the "healthy China" strategy, and continuously explored and innovated in the blue ocean of commercial health insurance.

By implementing a series of policies for the development of commercial health insurance, the Chinese Life Insurance Company adheres to the origin of insurance and promotes the reform of the supply of health insurance products. For example, in response to the preferential tax policy of health insurance, it has specially developed personal tax preferential health insurance products to meet the needs of the health guarantee of taxpayers. China Life Insurance Company has continuously strengthened the supply of health insurance products, promoted the diversified development of products, and promoted the construction of multi -level product system. In response to the growing demand for health guarantee, the active launch of multiple types of commercial health insurance is favored by consumers. From 2018 to 2021, China Life and Life Insurance Corporation continued to enrich the company's health insurance product system in accordance with customer diversified and differentiated health guarantee needs, and developed more than a hundred new health insurance products. In addition, China Life Shou Insurance Co., Ltd. gives full play to the advantages of professionalism, funds, outlets and teams, and actively explores the practice in aspects of improving the people's sense of gain, happiness, and security. The development of industrial development plays an active role, protects the people's good life with high -quality services, and helps the construction of "healthy China".

Participate in social governance in multi -priced approach

Insurance not only has the function of risk management and disaster prevention and loss, but also can play an important role in the fields of social governance.

China Life Insurance Company is a large state -owned financial insurance enterprise. As a socially trusted force, through active participation in medical security, service innovation, and active integration of health resources, etc., it is committed to becoming a social governance system. Strong army, iron army.

The mission, responsibility, and responsibility have become synonymous with the Chinese Life Life Insurance Company in a hard work. China Life Insurance Company is one of the earliest commercial insurance companies involved in the government's medical security business. It also responds to the implementation of the country's "introduction of social forces to participate in the service and explore the establishment of a co -administrative medical insurance governance pattern" policy. In recent years, China Life and Life Insurance Corporation has actively invested in scientific and technological construction forces, continued to strengthen technological innovation capabilities, and is committed to the standardized and standardized construction of medical insurance public services. The unreasonable growth of medical expenses helps to modernize medical insurance governance.

The rapid development of Internet technology and the continuous improvement of the national medical security system is stimulating the rapid growth of commercial health insurance demand. Since the 2018 Opinions of the General Office of the State Council on Promoting the Development of "Internet+Medical Health", the Chinese Life Insurance Company has quickly acted and implemented it, and has achieved significant results in the development of "Internet+medical health". As of the end of June 2022, the "National Life Big Health" platform has connected more than 100 health service projects, providing diverse health management services for various customers such as the government, individuals, and enterprises.

The epidemic is ruthless, and the national life has love. In the first quarter of 2020, in order to cope with the new crown pneumonia's epidemic, the Chinese Life Insurance Company actively explored and used the "National Life Health" platform to support the prevention and control of the national new crown pneumonia. , New Crown Early Screening, TCM Video Institutes, etc., such as free health services, highlighting the responsibility of the enterprise.

Tri life positioning service "Healthy China"

At present, the development of health insurance in my country cannot fully meet the people's growing health guarantee and service needs, and the road of high -quality transformation and development of health insurance with Chinese characteristics is still being explored. From the perspective of the full support of the China Life Insurance Company to support the construction of "Healthy China", increasing the supply of product supply, improving professional management management capabilities, and providing full life cycle health services are the next step.

China Life Insurance Corporation will actively connect with basic national medical insurance, continue to undertake policy health insurance business such as major illness insurance, supplementary medical insurance, and long -term care insurance, actively develop various types of commercial health insurance, and help all local government departments to build a people's livelihood security network. Make important contributions to protect the people's livelihood and protect the people's better life.

Strengthening medical insurance cooperation is an inevitable choice for commercial insurance companies to achieve health insurance operations and sustainable development. China Life Shou Insurance Corporation will increase the level of science and technology applications and improve the level of professional management, explore innovative service medical insurance models, stand at the height of helping to promote the modernization of national medical insurance governance, and explore the functional positioning of the integration of "insurance security" and "social management".

The "Healthy China" strategy is a systematic project involving medical insurance, medical, medical, health, and health care. In order to give full play to the value in the "Healthy China" strategy, health insurance should be transformed from the role of traditional "single payment party" to "full process management service". China Life Shou Insurance Company will also be committed to creating a healthy health cycle. Management service system.

Knowing for many years and worthy of entrustment. The Chinese Life Insurance Company will, as always, increase the supply of product supply by multiple levels, provide a health service of all life cycles, be a guardian of health risks, service -based services for medical insurance reforms, promoters of people's health, and contribute to the construction of "healthy China". Big power. ⑦

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